In a 2003 paper by Vissing-Jørgensen attempts to explain disproportionate rates of participation along wealth and income groups as a function of fixed costs associated with investing. Her research concludes that a fixed cost of $200 per year is sufficient to explain why nearly half of all U.S. households do not participate in the market.[18] Participation rates have been shown to strongly correlate with education levels, promoting the hypothesis that information and transaction costs of market participation are better absorbed by more educated households. Behavioral economists Harrison Hong, Jeffrey Kubik and Jeremy Stein suggest that sociability and participation rates of communities have a statistically significant impact on an individual’s decision to participate in the market. Their research indicates that social individuals living in states with higher than average participation rates are 5% more likely to participate than individuals that do not share those characteristics.[19] This phenomenon also explained in cost terms. Knowledge of market functioning diffuses through communities and consequently lowers transaction costs associated with investing.

I can’t thank you enough for your insight and accuracy in astrology since over the years you have been an absolute Godsend for me—thank you! I quote and reference you all time! As an American with a DOB is 11/17/65 @ 5:05pm CST involved with a person with DOB 5/13/60, the current astro-climate has seem extremely relentless when it comes to work, boss, co-workers, relationship, and home. I’m really concerned with the upcoming Uranus in Taurus astro, what should I/we do to ride this out? Will Chiron in Aries ease some of this or make it worse?
In a less extreme market—for example, one where the Warren Buffett Indicator is around 100 or less—the risks are easier to identify, count, and classify. But in a situation where this indicator is approaching 140%, it’s clear that we’re long past the realm of logic. The markets are ignoring all risks while the Dow keeps climbing. Yet, there is one major risk at the macro level that could slam open the doors for a crash.
1) Il y a des périodes où un trader est dans la « Grâce de Dieu » et durant lesquelles il ne semble jamais perdre car il est dans le sens du marché… Cependant il y a également des périodes durant lesquelles le marché semble se retourner « continuellement » contre lui et il perd plus qu’il n’a gagné précédemment. D’où l’importance d’une discipline financière stricte (« stop losses »). Ce n’est pas pour tout le monde… Si votre « Guru » vend des abonnements à $ 100 par mois, il faut se poser la question à savoir ce qui est le plus payant pour lui : son « trading inspiré » ou la vente de ses abonnements individuels ?
This will work out, but you are dealing with a classic Aries-Taurus type. This person has a head full of steam, as they say in Australia. Part ram, part bull. The bull digs his heels in the ground and will not move, on pure principle, and the Aries wants to win – to compete – to do battle if necessary. You have also bought into the fight unfortunately because you have Juno at 24 Libra in the Seventh House of partners and opponents, so you tend to ‘wed’ yourself fully both to partners – but also to enemies. It can honestly be like tying a knot with someone who is against you. Of course you invested in this energetically because you have a huge sense of justice and fairness (Libra) and cannot bear things to be so lopsided! You also have your Nodes in Aries and Libra so I suspect some past life entanglement here. You have been a soldier, captain, guard – and similar roles – in many lifetimes and the idea of ‘fighting the good fight’ is embedded in who you are. I am very sorry you are being put this, but you have committed to him. The Nodes always show karma and I do wonder (if I had his full chart) if he isn’t your mirror and vice versa. I wouldn’t normally suggest all this soul-searching, but your Aries-Libra nodes (and in fact all your Aries-Libra placements) have been well and truly hit by Uranus since 2011, repeatedly, and I think a great deal of what you are dealing with here is karmic in nature. So if you change yourself, and change your approach/attitude, he changes in turn. Chiron enters Aries soon and will go over these same degrees, across your Aries and Libra placements, so you have to take that into account. The unpredictable, erratic nature of the whole situation will fade by 2019 as Uranus leaves Aries for good, but Chiron in Aries is still here. It may help you to sit down with your Astrology Oracle cards when you have some time and space and really go through everything very deeply, particularly as I don’t have the chart of the other person who is with you in this matter. And of course his/her karma is also tightly woven in. Finally, I will say that Uranus in Taurus is ‘a revolution in values’ and the core meaning of our values is what we will and will not sell our soul for; who and what we consider to be priceless; how we ‘price’ things we cannot buy like peace of mind. Uranus in Taurus, for all three of you, may very well result in a brand new calculation. Uranus is about being free. What price release and relief?
I exhaled, and Vashistha started to deliver my financial destiny.  As he sat in a chair across from me, the experience felt a bit like visiting with my shrink: yet, instead of unpacking my past with care, he gently entered into dialogue about my future. He consulted with his tablet and the chart he drew, but mostly he looked directly at me to make his statements. In his first proclamation, he determined that my wife and I will have a lasting marriage and will have twins (a boy and a girl) in the next three years. Better start contributing to some 529 plans, I thought to myself.
IN AUGUST 1999 WHEN PUTIN FIRST ROSE TO POWER IN RUSSIA, THERE WAS A RARE GRAND CROSS ASTROLOGY PATTERN OF PLANETS IN A CROSS SHAPE, AND A TOTAL SOLAR ECLIPSE OVER EUROPE, INDICATING THAT PUTIN IS THE EVIL ANTICHRIST OF REVELATION 13 WHOSE NUMBER IS 666. Putin is attempting to destroy NATO and take over the world. Do not underestimate Putin - Putin has hypnosis mind control powers he can use to control people, hypnotizing them by staring at them, his eyes are said to be intense and hypnotizing. Others who could hypnotize people with their gaze were Rasputin and Hitler.
The crucial point of their paper was that sandpile avalanches could not be predicted, and not because of randomness (there was no random component in their model) or because the authors could not figure out how to come up with equations to describe it. Rather, they found it impossible in a fundamental sense to set up equations that would describe the sandpile model analytically, so there was no way to predict what the sandpile would do. The only way to observe its behavior was to set up the model in a computer and let it run.
Morningstar offers a wealth of information about investing — so much, in fact, that it can be intimidating to new investors. But its online classroom, which is free to access, speaks a beginner’s language and offers four different tracks dedicated to stocks, bonds, funds and portfolio building. The course is text-based (read: a little dry), but it covers virtually everything you could ever want to know about investing, with a total of 172 different courses.

Finally, once the perfect storm outlined above occurs, the policy tools for addressing it will be sorely lacking. The space for fiscal stimulus is already limited by massive public debt. The possibility for more unconventional monetary policies will be limited by bloated balance sheets and the lack of headroom to cut policy rates. And financial-sector bailouts will be intolerable in countries with resurgent populist movements and near-insolvent governments.

Be prepared for the potential of civil unrest. If the banks put a limit on withdrawals (or close like they did in Greece) you can look for some panic to occur. If the stores dramatically increase prices or close..more panic. Be armed and be prepared to stay safely at home. (Although this article was written during the Ferguson race riots, civil unrest follows a similar pattern regardless of the cause.)
Milton Friedman's A Monetary History of the United States, co-written with Anna Schwartz, advances the argument that what made the "great contraction" so severe was not the downturn in the business cycle, protectionism, or the 1929 stock market crash in themselves, but the collapse of the banking system during three waves of panics over the 1930–33 period.[42]
Trying to time a market crash or correction is pretty much impossible, and trying to estimate how much will be lost in that crash is even more difficult. If you had listened to David Haggith’s  doom and gloom warnings back in 2012, you would have missed out on one of the greatest bull runs in history. You also have to realise that permabear “experts” such as Marc Faber exist and that they will constantly make predictions about how the next big market crash is just seconds away. To sum it up: Nobody really knows when it’s going to happen or if it’s worth staying on the sidelines while the market continues to grow upwards. Well, everyone except me of course. I’m 100% certain that a market crash is going to happen in 2018.

I have a hard time believing that she could only win by rigging the election. I think you are blinded by partisanship or your own personal political preferences. There are many people who don’t want Trump because he is very much a loose cannon or because of allegations related to his past business dealings. I think the Republicans are in a much stronger position to rig the elections because most governors and many state legislatures are GOP-controlled. To me, Trump looks desperate. I don’t recall any past major party candidate talking that much about someone rigging the election.
At Armageddon, World War 3, of Revelation 16, there is a great nuclear war, I think started by Putin around 2018-2020. The Antichrist is defeated by the returned Christ, as described in Revelation 19. The returned Christ (possibly returning in 2019-2020) with his armies (of aliens and UFOs) may actually be an invasion of earth by aliens in UFOs, read Revelation 19 and it sounds like that. A reason for invading earth may be that the aliens are concerned about global warming and earth's environment, refer to Revelation 11:18 "shouldest destroy them which destroy the earth". And the New Jerusalem of Revelation 21 could be a giant alien city that comes down to earth after the alien invasion. Revelation 21 and 22 seem to be describing the reorganizing of earth by aliens. So Christ would be lead alien. And Nostradamus prophecies also prophesied alien invasion of earth and human genetics DNA modified for immortality, see this page.
During 1930 and 1931 in particular, unemployed workers went on strike, demonstrated in public, and otherwise took direct action to call public attention to their plight. Within the UK, protests often focused on the so-called Means Test, which the government had instituted in 1931 as a way to limit the amount of unemployment payments made to individuals and families. For working people, the Means Test seemed an intrusive and insensitive way to deal with the chronic and relentless deprivation caused by the economic crisis. The strikes were met forcefully, with police breaking up protests, arresting demonstrators, and charging them with crimes related to the violation of public order.[39]
No definitive conclusions have been reached on the reasons behind the 1987 Crash. Stocks had been in a multi-year bull run and market P/E ratios in the U.S. were above the post-war average. The S&P 500 was trading at 23 times earnings, a postwar high and well above the average of 14.5 times earnings.[29] Herd behavior and psychological feedback loops play a critical part in all stock market crashes but analysts have also tried to look for external triggering events. Aside from the general worries of stock market overvaluation, blame for the collapse has been apportioned to such factors as program trading, portfolio insurance and derivatives, and prior news of worsening economic indicators (i.e. a large U.S. merchandise trade deficit and a falling U.S. dollar, which seemed to imply future interest rate hikes).[30]
But it's during those times when you need to guard against overriding the rational process you went through to build your portfolio. If you want to re-evaluate the portfolio mix you arrived at earlier just to confirm that it's right for you and even possibly make a small tweak or two, fine. But you don't want to let fear and emotions dictate your investing strategy and lead you to make impulsive decisions you may rue later.

Boom time Bull markets commence when the index reaches and exceeds the high point of the previous bull market. As an example the US and the UK are in this territory. Once we get to the bull market there is no real way of determining how long it will run for. I can assure you there will always be an ‘expert’ who will be calling an end to it on a weekly basis. It is prudent however to be very confident of share valuations before hopping in for any long term investment, Bull markets are very two faced ‘animals’ On one hand they will stretch valuations way past sensible but on the other hand, they will convince prospective buyers the complete opposite.
The Wall Street Crash had a major impact on the U.S. and world economy, and it has been the source of intense academic debate—historical, economic, and political—from its aftermath until the present day. Some people believed that abuses by utility holding companies contributed to the Wall Street Crash of 1929 and the Depression that followed.[33] Many people blamed the crash on commercial banks that were too eager to put deposits at risk on the stock market.[34]
In March 2007, residents in Bournville, Birmingham fought to maintain the historic alcohol-free status of the area, in winning a court battle with Tesco, to prevent it selling alcohol at their local outlet. No shops are permitted to sell alcohol in the area and there are no pubs, bars or fast-food outlets in Bournville due to its Quaker roots.[148]
It truly does appear that the elements for a “perfect storm” are beginning to come together.  We have been enjoying a period of relative stability for so long that many Americans have allowed themselves to become lulled into a state of complacency.  That is a huge mistake, because all along we have been steamrolling toward disaster, and nothing has been done to alter our course.
Preparation is key. The best time to react to any potential market crash is before it occurs. Not after. Reacting in the moment can lead to expensive and costly mistakes. For example, if you saw that socks were on sale, you'd be more interested in buying socks. However, when it comes to stocks, people take a different view. When stocks are on sale, as can occur in a market crash, then often investors' instincts are to run away. Thinking about your strategy ahead of time and writing it down, just in a couple of paragraphs, can be key. Then if the markets do crash, make sure to look at that document before you act.
An increasingly good way to learn about investing is to listen to podcasts. It’s no secret that podcasts are very popular. In 2013, Apple (NASDAQ: AAPL) announced that podcasts had surpassed 1 billion downloads in the iTunes store. The popularity has continued to grow since then, and it's paved the way for a rapidly growing educational resource: financial podcasts.
“The shift from active to passive asset management, and specifically the decline of active value investors, reduces the ability of the market to prevent and recover from large drawdowns,” Joyce Chang and Jan Loeys wrote in the Monday note. Actively managed accounts make up only about one-third of equity assets under management, with active single-name trading responsible for just 10 percent or so of trading volume, JPMorgan estimates.
It’s hard prepping on limited funds especially with young children, believe me I know. Every two weeks when I get groceries I take an extra $20 and get basic staples to store in my emergency pantry. It doesn’t seem like much but it adds up especially If you use it a Aldis, shop n save, etc. Then when I have extra cash I use it on the other important things besides food. Just keep going your doin a lot better than most. Your kids will thank you for it. 🙂
I recently wrote a Guest Blog Entry for the "Money and Such" blog entitled Passive Investing Is a Strategy for Extremists. Juicy Excerpt: The word “passive” sounds neutral. It sounds moderate. I don’t think the investing philosophy is that at all. The investing philosophy argues for taking no action whatsoever when the risk of holding stocks increases dramatically. This is the blog entry that was viewed by the owner of the "Lazy Man and Money" blog as "too hot to…
I recently posted a Guest Blog Entry at the Future Storm blog. It's entitled What the Stock Investing Experts Don't Want You to Know. Juicy Excerpt: The experts are experts in selling first, second, third and fourth. They don’t tell us what we need to know about stocks but only what we want to know about stocks. We all wanted to think that those insane prices could continue indefinitely. That was of course a hopeless dream. But the experts did not want to be the ones to let us know. They…
Here we will apply astrology and the theories to economics. How will the world economy and stock market do in 2018 - 2019? Here we will apply astrology, Biblical prophecy, numerical analysis, and the concepts of this web site to economics. Could a worldwide economic crash and economic depression occur soon, including a worse world stock market crash? In September - October 2008 there was a major fall in the U.S. Stock Market that also affected European and other country's economies.

I've posted Entry #2 to my weekly column at the Balance Junkie site. It's titled Why We Are Afraid to Acknowledge the True Cause of the Economic Crisis. Juicy Except: My boys (Timothy, age 12, and Robert, age 9) and I were watching a DVD of the old television series I’ll Fly Away a few days ago. The series tells the story of the civil rights struggle of the early 1960s and how it affected the people of a small town in South Carolina. There’s one scene that we watched that I believe…
The markets peaked on August 25, 1987 with the Dow hitting a record 2722.44.  Then the Dow started to head down and by September 22nd the Dow was down 8.4%.  Then the markets rebounded and on October 2nd the Dow was up 5.9% from September 21st.  Over the next 7 days the Dow would drop 13.5% from its high on August 25th.  On October 19th, 1987 the market crashed.  The Dow dropped 508 points or 22.6% for the day.  This was a drop of 36.7% from the record high of 2722.44 on August 25, 1987.  The stock market has lost 1/2 trillion dollars of wealth. 
La tolérance au risque dépend en grande partie de votre personnalité. Quelle serait votre réaction si la valeur de vos épargnes fondait très rapidement? Par exemple, lors d’un krach boursier, alors que plusieurs investisseurs vendraient en panique, auriez-vous les nerfs assez solides pour acheter d’autres actions pendant que leur valeur est basse? Même en gardant une perspective long terme, il faut être conscient que plus le potentiel de performance d’un placement est élevé, plus son niveau de risque est important.
You predicted a hard Brexit and at the last minute Germany would press the EU to do a deal. Reading recently and with the vote in parliament along with several capitulations, I am beginning to get really concerned that the vote to leave will not be respected and we never leave. What now for the UK? It looks bad news. Are you still confident in what you have predicted, I truly hope you are right.
I have to admit that the feeling I had before the initial crash was intense and urgent. Since then it has been erratic. I picked the end of December into January because this is when Pluto is exactly conjunct the Dow Jones first house. Of course if the date or time was off in that chart (which is always possible) then we could have seen the hit at 0 degree instead of the 1 degree in the official chart. 
The environment is top of my list because I feel 2018 will see unprecedented earthquakes, volcanic eruptions, and ferocious weather. (Correct 10:10 Sadly, Jan 2018 we have seen the start of this) I have been saying for some years that we can expect this – not just because of global warming but also because of increased activity of the Sun. We have seen terrible hurricanes but I feel there is worse to come.
When the planet Saturn was still in Sagittarius up until late December 2017, a sign where Saturn does NOT do well in due to Sagittarius’ expansive, philosophical/dogmatic and optimistic nature that contradicts Saturn’s entire essence of accountability, restriction, realism, hard work and no-nonsense attitude toward life and business, we had a few years of being in a cultural psychosis and learning how to NOT get too caught up in a (nearly) euphoric state… Aha… think 20-year-old kids turning millionaires just because they bought some Bitcoin or altcoin yet have 0 knowledge about how to put that $ to good use instead of wasting it all on toys like lambos and private jet flights…
When you think of oil production, the Middle East or OPEC is probably what comes to mind. But substantial shale finds in the United States in recent decades have pushed the nation the No. 3 spot in terms of daily production as of 2016, according to data from the U.S. Energy Information Administration. At 8.88 million barrels of oil production per day, the U.S. is responsible for more than 10% of global production.