Cardholders can collect one Clubcard point for every £1 (or one point for €1 in Ireland and Slovakia or 1 point for 1zł in Poland) they spend in a Tesco shop, or at Tesco.com, and 1 point per £2 on fuel (not in Slovakia). Customers can also collect points by paying with a Tesco Credit Card, or by using Tesco Mobile, Tesco Homephone, Tesco Broadband, selected Tesco Personal Finance products or through Clubcard partners, E.ON and Avis. Each point equates to 1p in shops when redeemed, or up to four times that value when used with Clubcard deals (offers for holidays, day trips, etc.) Clubcard points (UK & IE) can also be converted to Avios and Virgin Atlantic frequent flyer miles.[72]
“It Is Not Just That the Buy-and-Holders Get it Wrong. It Is That the Buy-and-Holders Cannot Tolerate Anyone Else Getting It Right. Buy-and-Holders Attack Those Who Advocate Research-Based Strategies Because, When People Come to See the Merits of Research-Based Strategies, It Makes the Buy-and-Holders Look Bad for Promoting the OPPOSITE of What Works. What Works Is to Always Practice Price Discipline When Buying Stocks. Buy-and-Holders Tell Investors NOT to Exercise Price Discipline (Long-Term Timing). Huh? What the F?”

If you are a Premium Member, I will give you more dates in the extended forecast, below your regular weekly horoscopes, as we track these financial, business and property patterns in your chart. If you have Taurus, Scorpio, Cancer factors then starting in May 2018, across 2019, 2020 your life will be reshaped by the massive shifts coming in business, with banking, and with the house and apartment market around the world. You will be affected, so get to know your chart (what degrees or numbers? which horoscope factors are there?) and keep up with the weekly horoscopes. For major events I will also discuss more in your extended monthly horoscope as we roll into this historic new cycle, and keep surfing through it.


During 1930 and 1931 in particular, unemployed workers went on strike, demonstrated in public, and otherwise took direct action to call public attention to their plight. Within the UK, protests often focused on the so-called Means Test, which the government had instituted in 1931 as a way to limit the amount of unemployment payments made to individuals and families. For working people, the Means Test seemed an intrusive and insensitive way to deal with the chronic and relentless deprivation caused by the economic crisis. The strikes were met forcefully, with police breaking up protests, arresting demonstrators, and charging them with crimes related to the violation of public order.[39]
Another not so great thing going on is a Saturn return happening in the Dow’s chart. This happens to all of us between the ages of 27 to 30 years old and if you’ve been a good girl or boy, good things manifest, your career takes off but so does your responsability. This is a manifesting aspect, a maturing aspect, making people or entities reap the karma of their past, so if you’ve been bad, it’s not a good time. It’s not uncommon for people who have lived a reckless life to die during this aspect or become very ill or near death.
I've posted a Guest Blog Entry at the Hope to Prosper site called How Has Buy-and-Hold Survived So Long? Juicy Excerpt:  There are now thousands of books promoting Buy-and-Hold. There are hundreds of calculators promoting Buy-and-Hold. There are thousands of experts who made their reputations promoting Buy-and-Hold. In short, there are lots of powerful people and institutions with a strong financial interest in promoting the failed strategy rather than its…
D’où l’intérêt pour les FNB! Étant donné que chacun de ces fonds comporte des centaines d’entreprises, il est moins coûteux de se monter un portefeuille diversifié. Par exemple, dans mon cas, j’investis dans un FNB constitué de titres canadiens, un autre constitué de titres américains et un autre comprenant le reste du monde. Donc, avec seulement trois fonds, j’obtiens une diversification géographique.
Oui, c’est bien vrai, JR, 90 % des gestionnaires de fonds mutuels ne battent pas le marché, sauf que, nuance ! Buffett s’est cité lui-même en exemple pour dénoncer la prétendue efficience des marchés selon laquelle il aurait dû lui être impossible de cumuler du 20 % et plus de rendement composé annuel pendant 60 ans tout en battant systématiquement le marché.
Tesco also operated a home telephone and broadband business. Its broadband service launched in August 2004 to complement its existing internet service provider business, providing an ADSL-based service delivered via BT phone lines.[79] In January 2015, Tesco sold its home telephone and broadband business, together with Blinkbox, to TalkTalk for around £5 million. Its customers were transferred by 2016.[48][80]
Bonjour je voudrais investir a la bouse. Je vis a montreal. J’y connais rien, mais j’ai deja eu des regrets de ne pas avoir deja passez a l’action. Savez vous les facons de commencer a Montreal ? J’ai lu sur les stocks enligne, et j’ai vaguement entendu parler que certaines banques ont des comptes fait pour ca, certains sont plus libre et moins chere. Avez connaissance, des bonnes direction a conseiller s.v.p. Je veut profiter de la vague des stock du canabis. J’aimais bien Tesla y’a 3 ans mais je n’ai pas poser les actions necessaires pour investir.
With all the mass panic due to the {inevitable} stock market crash 2018 that occurred in early February (in both conventional stock & cryptocurrency markets), I hope my following (short by my standards) analysis using my “weapon of choice, AKA astrology” (in addition to market chart analysis etc), will help you understand what’s up. Did astrology predict this crash? Read on to find out!
Analysts and investment bankers worked very closely together.  Whenever a company was trying to raise capital, the investment bankers made sure their research firms would put favorable ratings on stocks.  This led to companies having favorable ratings even though the companies was in serious financial trouble.  In some cases analysts had favorable ratings on stock less than a month before a company filed for chapter 11. 

Weingarten doesn’t often discuss his bad predictions: for instance, the great stock market crash of 2006. Or the meteoric rise of a “robotic construction” company named International Hi-Tech Industries Inc., which paid him as a consultant, underwrote his website, and eventually fell to pennies a share before being delisted. (Weingarten: “Well, the guy was an asshole.”) Look a little deeper into the records of other astrologers, and they aren’t always pretty. When I call Hulbert, the guy who rates newsletters, he confirms that once in a while Crawford has performed really well. But overall? From 1989 to early 2016, Hulbert says, his record was “unremarkable.”


Since the early 1990s, many of the largest exchanges have adopted electronic 'matching engines' to bring together buyers and sellers, replacing the open outcry system. Electronic trading now accounts for the majority of trading in many developed countries. Computer systems were upgraded in the stock exchanges to handle larger trading volumes in a more accurate and controlled manner. The SEC modified the margin requirements in an attempt to lower the volatility of common stocks, stock options and the futures market. The New York Stock Exchange and the Chicago Mercantile Exchange introduced the concept of a circuit breaker. The circuit breaker halts trading if the Dow declines a prescribed number of points for a prescribed amount of time. In February 2012, the Investment Industry Regulatory Organization of Canada (IIROC) introduced single-stock circuit breakers.[66]
Thank you for the response! So what I am hearing is that waiting to see how this new world shakes out may be the more sensible choice. It sounds like it will be happening very quickly – and that we will need to be on our toes and ready to shift with the changes. You haven’t mentioned world conflicts being predominant with all these financial changes – is that on your mind? In 1935 fascism in Germany and Italy were on the rise, League of Nations (forerunner of UN) sanctions were ineffective at curbing German/Italian conquests, and Americans were reluctant to get involved as the aftermath of WWI was still strong. Now Americans again are pulling back from policing the world, and countries like China and Russia are taking territory (South China sea islands, Crimea/Ukraine). The world seems unable to stand up to them. Along with the financial shocks which will surely cause a lot of distress and upheaval, does this look like a similar set up for world conflict?
Is this going to be another October to remember for Wall Street?  As I have explained previously, the month of October has historically been the worst month by far for the U.S. stock market, and it has also been the month when our most famous stock market crashes have taken place. The stock market crash that started the Great Depression in 1929 happened in October.  The largest single day percentage decline in stock market history happened in October 1987.  And most of us still remember what happened in October 2008.  So will we be adding October 2018 to that list?  Well, so far things are certainly moving in that direction.  Between Wednesday and Thursday, the Dow Jones Industrial Average plunged a total of 1,378 points.  And the S&P 500 has now broken below the all-important 200-day moving average.  If the S&P 500 bounces back above the 200-day moving average on Friday, that will be a sign that things have stabilized at least for the moment.  If that doesn’t happen, all hell might break loose next week.
Stock market crashes are usually caused by more than one factor. In fact, there are often two sets of reasons for a crash. One set of conditions creates the environment for the sell-off, and another set of factors triggers the beginning of the sell-off. Just because there is a market bubble, it doesn’t mean the market will crash. Usually something needs to occur to cause investors to begin selling and buyers to step away from the stock market.
Pour nous non-plus, les frais de transaction ne sont vraiment pas une source d’inquiétude. Notre stratégie de décaissement n’est pas encore complètement définie, mais théoriquement, si nous vendions des FNB à chaque trois mois, ça nous couterait moins de 10$. Le nerf de la guerre est plutôt au niveau fiscal. Commment décaisser des placements (gains en capital) en minimisant les impôts sur le revenu à payer? Faut-il commencer par retirer les CELI, les REER ou les actions du compte régulier? Jécrirai un article sur le sujet quand j’aurai une stratégie plus précise.

Sree Veerabrahmendra Swamy still has a big following in India I believe. The prophecy of the war between China and India has been predicted by other swamis too but they may have been drawing from the same source. I deleted the link to your website (Google punished websites that link out) but have since taken a look and it is interesting so include it again here in case other visitors find it useful.
Jump up ^ Sylla, Richard (2015). "Financial Development, Corporations, and Inequality". (BHC-EBHA Meeting). As Richard Sylla (2015) notes, "In modern history, several nations had what some of us call financial revolutions. These can be thought of as creating in a short period of time all the key components of a modern financial system. The first was the Dutch Republic four centuries ago."

Moi je suis  »retraité » du marché de l’emploi traditionnel mais plutot day trader a plein temps et je ne transige que des ETF (FNB  »leveraged » surtout) avec Questrade exclusivement sur les marchés américains en utilisant les conseils de illusionsofwealth.com (100 $ par mois) et je n’utilise rarement plus de 50% du total de mes avoirs pour générer environ 10% de rendement du montnt total par mois en appliquant quelques regles simples qui se résument a rester  »conservateur » meme si mon approche de base peut sembler risquée… J’aime me coucher 100 % encash le soir préférablement ! Ca me fera plaisir de donner plus de détails si ca intérese quelqu’un.
I predict that Bush the father will pass this year! A family member of mine is predicting that Jeb Bush will become president! Other sources are predicting that Hillary Clinton will become president but not too soon after she would be kill, putting a male as president soon after, cannot figure out how or if it is possible that Jeb Bush be then president.
Predictions or opinions it seems the two fit hand in glove and it don’t take a mystic to see the world is heading for testing times, it is always heading for testing times, I will take the predictions I read here with a pinch of optimistic salt. We see the world as we are not as the world is and if you look only for the bad that is what you will find, myself I have yet to read in a newspaper the billion random acts of kindness that take place every day because it never makes the newspapers. So ask yourself is no news good news.
Chelsea, Memes, and Pretentious: Chelsea Handler* @chelse...-9h Still nothing to do with you. Those are Obama's coat tails. Also, the people who elected you don't own stocks, you moron. Donald J. TrumparealDonald.. The U.S. has gained more than 5.2 trillion dollars in Stock Market Value since Election Day! Also, record business enthusiasm. わ752 1,830 8,382 T.J. Eckert @EckertT @chelseahandler So you think no Trump supporters have a 401k? No wonder they say Hollywood is pretentious and out of touch with Americans.
Note the emphasis on every. Yes, there have been periods where the Fed raised rates and a recession didn’t ensue. Everyone knows the famous saying about the stock market having predicted nine of the past five recessions! That may be true, that rising rates don’t necessarily cause a recession. But as an investor, you must be aware that every major stock market decline occurred on the heels of a tightening phase by the Fed. More importantly, there have been no substantive Fed tightening phases that did not end with a stock market decline.

I recently started a discussion-board thread at the Early Retirement Extreme site titled Is Buy-and-Hold Just a Marketing Pitch? Juicy Excerpt #1: I think this may be the warmest reception I have heard to my criticism of Buy-and-Hold at any place on the internet. Usually, I duck immediately after pushing the "Send" button to avoid the bricks being thrown at me. Here, I almost feel that in fairness I should jump in and defend the Buy-and-Hold position! Juicy Excerpt #2: I don't think "Buy…


Hi Jessica, another interesting article! Thank you for sharing your wisdom so generously. I have 6 factors in Scorpio and 2 factors in Taurus. I am currently working for a small bank that has been taken over by a foreign investor last year. Do you think the imminent Uranus in Taurus will bring sudden change to my work or financial situation? My wife has been very into cryptocurrency and equity investments since last year. After reading your articles, she thinks that I should be the one to do the investments because of my Stellium in Scorpio. Do you think she is right? Your insights to my horoscope patterns and my future will be much appreciated. Thank you!
Thank you for all! I got intrigued by my first encounter with your work a few months ago when I was googling something Uranus and came upon your prognostication from a year ago about this Uranus-Taurus passage. I was hooked! My husband and I have been in flux for nearly six years now and have had all manner of our home situation bandied about, along with complete career changes. It’s been unreal yet has forced us to deep spiritual roots. Anyway, any insights about the future of our homes/homelife is appreciated…. much gratitude for your forthright, bold writing and insights.
The number of major store chains shutting down or downsizing is remarkable. One of the latest to fall is Toys “R” Us. Some may find consolation in the fact that one of the reasons for the crumbling of traditional brick-and-mortar stores—but by no means the only one—has been Amazon.com, Inc. (NASDAQ:AMZN). But the day could come when even this giant is slain.

Venus will enter Libra sign on the first day of the month and thereby conjoin with Jupiter. The Stock market will turn Bearish, after showing Bullish sentiments. Smart traders will book profits in gainful positions. Mercury will enter Leo sign on the second day of the month and thereby conjoin with Sun. These two planets will be under the aspect of Mars. Bulls will show interest in the stocks of Banks, Insurance, FMCG, Bearings, Capital goods sector companies. Sun will enter Virgo sign on 17th. Mercury will conjoin Sun on 18th. These two planets will be under the aspect of Saturn. Stock market may see short term Bullish trend till 22nd. Value investors should make good use of low rates of Blue chip companies.
The key there is the huge gap between rich and poor you mention. This is a global problem. Capricorn is about the mountain goat who climbs to the top. It’s a symbol for the wealthiest 1% who have made it to the top of capitalism. People who make it, in a system, often tend to be strongly Capricorn. The Trump administration has a high number of Sun Capricorn men at the top. As Saturn, Pluto – and then Ceres and Jupiter – go through Capricorn to 2020, that is the end of the old, and the birth of the new. At the same time, the revolution of Uranus in Taurus (money) is here. If I can find a reliable chart for Hong Kong I’ll dig it up for you. But it sounds to me as if you’re on the money.
The Roaring Twenties, the decade that followed World War I that led to the crash,[3] was a time of wealth and excess. Building on post-war optimism, rural Americans migrated to the cities in vast numbers throughout the decade with the hopes of finding a more prosperous life in the ever-growing expansion of America's industrial sector.[4] While the American cities prospered, the overproduction of agricultural produce created widespread financial despair among American farmers throughout the decade.[4] This would later be blamed as one of the key factors that led to the 1929 stock market crash.[5]
Moreover, the leverage in many emerging markets and some advanced economies is clearly excessive. Commercial and residential real estate is far too expensive in many parts of the world. The emerging-market correction in equities, commodities, and fixed-income holdings will continue as global storm clouds gather. And as forward-looking investors start anticipating a growth slowdown in 2020, markets will reprice risky assets by 2019.
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