The Mayan prophecies are quite correct; it is that we expected an immediate change to occur when it is going to be gradual. Considering that the new age is based on the feminine, all changes will be passive; at times that passive that these changes are going to be quite unnoticeable to many people at first. The people who notice these consciousness changes will lead the world towards and through this conscious change.
Stacey, your son needs to educate and update, on a constant basis, from this point forward and step it up, from the middle of May. This is not going to be the same world. Over the course of many years we will move away from banks and towards communities of friends who strike property or cryptocurrency deals with each other. All the old rules you and he knew will vanish in the revolution as Uranus (radical change, freedom, independence) goes through Taurus (money, houses, apartments, shopping, salary) and the age of Capricorn (the bankers, the multimillionaire politicians) ends in 2020, to be replaced by the Aquarius era, gathering speed from 2023. If ever there was a time to be open to all that is new and different, it’s now. Forget borrowing money from banks and paying them back interest, or borrowing money on credit cards. Forget banks ‘knowing best’ about where to invest your money. Those days are going, going, gone. I suspect the legal offshore tax avoidance by the super-rich (and of course the money laundering) may also, soon, be a thing of the past too. Different planet.
Merci pour ces détails. J’ai toujours eu un portefeuille autogéré avec un planificateur financier. Quand j’ai entendu parlé des conseillers robots, j’ai voulu changé et diminuer mes frais de gestion sauf qu’on m’a donné l’argument que ces conseillers robots (ex wealthsimple) en diminuant leurs frais de gestion, ils ont un accèes limité aux produits finaciers qui ne rapportent pas grand (la plupart des temps des ETFs)? Si comme si oui tu dimuinues tes frais de gestion et aussi ton rendement. Je ne comprends rien à ce niveau. Quelqu’un peut nous éclairer là dessus. Merci
In the 1920’s, banks were opening up at the rate of 4 to 5 per day.  There were few federal restrictions to determine start up capital needed to start up a new bank or how much of its reserve it could lend.  As a result, most of these banks were highly insolvent.  Banks were closing at the rate of 2 a day between 1923 and 1929.  Then as banks moved to invest heavily in the stock market, this proved to be a disaster when the market crashed.  By 1932, 40% of all banks were wiped out.

Plus votre horizon de placement est long, plus vous pourriez augmenter votre exposition au risque. Ainsi, si vous disposez de 25 ans avant votre retraite, vous pourriez choisir des placements plus risqués, qui offrent de bons rendements à long terme. Par ailleurs, n’oubliez pas de considérer tous les projets futurs qui pourraient entraîner des besoins en capital (ex : rénovations, achat d’une propriété, formation universitaire, etc.).


To be able to make good decisions amid a stock market crash, investors will need to be able to remain calm. As Buffett has said, "Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ. Once you have ordinary intelligence, what you need is the temperament to control the urges that get other people into trouble in investing."

With reference to your dream, Craig. My immediate response was that it pertained to Prince Harry and Meghan Markle. Harry the ginger and his Queen Meghan. H.M was introduced to Meghan at Balmoral. The estate refers to the ‘holy estate of matrimony. The three silver arrows to the three heraldic fleur de lis. Meghan and Harry too have been the subject of huge online hate.

Hi Craig. I really enjoy yours and Janes youtube channel. I found your 2018 predictions to be quite accurate, especially about Hawaii. Darn.. just when I wanted to move there. lol. I’m a psychic myself of many years, and I’m glad to see the genuine article out there is a teaching in a positive way, when so much wrong information exists. Though I’m a clairvoyant, I don’t see auras too well and will be using your 6 steps to practice. Good Luck, God Bless 🙂
Finally, sentiment. If the busboy just bought a new diesel VW with the money he made trading Apple? Keep an eye on things. There was a TV ad during the naz peak (1999?) for Schwab or whomever. FADE IN: Guy standing next to broken down car on the side of the road. Tow truck pulls up. Tow driver hooks him up and off they go. Inside the truck the passenger points to a big color picture of an island. He says “what’s that?” Tow driver says “that’s mine.” The passenger looks incredulous...”You own an island?” Tow driver smiles “well yea, I bought it with the money I made in the market…but, it’s not really just an island.” passenger bites...”Then what is it?” Driver replies…”it’s a country.”
Set forth below are links to eight Guest Blog Entries that I have written on the Valuation-Informed Indexing investing strategy or that others have written commenting on it. 1) A Better Approach to Investing, by Michael Harr, at Wealth Uncomplicated. 2) Talk Back to the Investing Experts, at Save Buy Live. 3) The Bankers Did Not Do This to Us, at Weakonomics. 4) Passive Investing Is a Strategy for Extremists, at Money and Such. 5) Passive Investing Is for Extremists: The…
Charles Manson has been in the news in recent years, he is an alleged mass murderer in prison for life in California. This may be significant in our discussion of the Antichrist Putin. Note that the Antichrist in Revelation 13 has the number of man, and 666. Man-son. And note that the Manson murders of Sharon Tate and others in LA California was on August 9, 1969. That was exactly 30 years before the Antichrist Putin became Prime Minister of Russia on August 9 1999, at the time of an August 11 1999 solar eclipse over Europe, and the August 18 1999 Grand Cross Astrology pattern of planets in a cross shape. And actress Sharon Tate who was murdered was the wife of Roman Polanski, who in 1968 had made a movie called "Rosemary's Baby" about the child of Satan. Also note that Charles Manson's cult lived in Death Valley in California, and Charles Manson included Book of Revelation prophecies in twisted form in his twisted philosophy.
Set forth below is the text of a comment that I recently put to the discussion thread for another blog entry at this site: And you want us to wait, even if it takes 73 to 86 years more for it to play out, right? I’ve asked myself that question, how long would I wait? Shiller predicted in 1996 that those going with high stock allocations would regret it within 10 years. That would have been 2006. We are now 12 years past that. This is the longest that we have ever gone with stocks at crazy high prices and not seen them crash (they crashed in 2008 but prices went back up after the passage of only a few months, so that crash didn’t turn out to be terribly consequential). Does there come a point when you just say “this has continued for so long that it just doesn’t make sense to continue to expect a crash?” The long wait is a point against Valuation-Informed Indexing, in my assessment. I can see someone saying “if stock prices had just recently risen to crazy high prices, I would listen to Shiller and Bennett and lower my stock allocation but this has gone on so long that I feel that they are like the boys who cried wolf, I just do not have confidence that what they are saying will happen will actually take place.”I don’t agree with that view. But I don’t see that view as being entirely unreasonable. So I don’t say that someone who concludes that “it has taken too long for prices to crash” and therefore rejects Valuation-Informed Indexing is crazy. The problem that I have with that view is that we all need to invest our money. If you are considering making a bet on the World Series but you can’t figure out whether the Red Sox or the Dodgers are the better baseball team, you can just elect not to place a bet either way. You can opt out of the choice. You can’t do that as an investor. You can’t say “Valuation-Informed Indexing beats Buy-and-Hold for about 10 different reasons but I am concerned about how long it has taken for the crash to arrive so I am just going to opt out of making a decision re how to invest my money because I don’t want to get it wrong.” You’ve got the […]
AE good tip, and believe me I do Trek where the the Grizzlies Roam. I always carry a big sidearm and considered myself to be rather macho, but after watching serveral videos on bear attacks, I will still carry my gun but Bear Pepper Spray will be my first defense. Bear Spray may also be the best way to go when facing 4 federal agents at your front door, probably more affective and if and when they get you, there will be no murder charge against you. And BTW I just killed a big black bear with my bow. Trekker Out.
Another of his predictions involved the uptick in the price of oil, thanks to “astrology, Trump, OPEC restraint, global growth, and Mideast geopolitics-potential ISIS al-Qaeda mischief.” The astrology part is determined by the movements of Neptune and Pluto. Neptune “rules” oil and gas, in part because it signifies the blurring of boundaries, presumably because … Neptune is the god of the sea? Pluto, meanwhile, is the god of the underworld, and oil comes from under the world. I point out to Weingarten that he’s ascribing to planets characteristics that have no significance beyond the mythological names they were given. “Maybe they were well-named,” he replies.
We hear very little about Australia, yet the economy is in trouble, Immigration is a huge issue, but of most concern is the head in the sand attitude to climate change. Opening up more coal mines, that kill the reef, and farm land , massive bush fires and cyclones. Where do you see Australia heading and is there any hope of a turn a round ? Thank you for your insight.
Jump up ^ Goetzmann, William N.; Rouwenhorst, K. Geert (2008). The History of Financial Innovation, in Carbon Finance, Environmental Market Solutions to Climate Change. (Yale School of Forestry and Environmental Studies, chapter 1, pp. 18–43). As Goetzmann & Rouwenhorst (2008) noted, "The 17th and 18th centuries in the Netherlands were a remarkable time for finance. Many of the financial products or instruments that we see today emerged during a relatively short period. In particular, merchants and bankers developed what we would today call securitization. Mutual funds and various other forms of structured finance that still exist today emerged in the 17th and 18th centuries in Holland."
Considering again Cassini going to Saturn: as for the planet Saturn, possibly Saturn represents "Satan"-- the Antichrist is said to be a Satanic imitation of Christ, actually the son of Satan. So the Cassini probe journey to Saturn actually may be the journey of mankind to "Satan". Also note that in Greek, where each letter is also a number, "Titan" totals 666, another indication of the Cassini landing on Titan being connected with the Antichrist. Note that Titan (representing the Antichrist?) revolves around Saturn/Satan.

I recently posted a Guest Blog Entry at the Money & Such blog entitled Stocks Are a Lot Less Risky Than You Think. Juicy Excerpt: The price volatility of stocks is an illusion. It’s not real. Change how you react to it and it goes away. Stop taking volatility seriously and it goes “Poof!”. There were several good comments posted in response to the blog entry. Juicy Excerpt: I think you provide a unique approach to the topic. It sounds to me very similar to the idea of…
Stock market crashes are social phenomena where external economic events combine with crowd behavior and psychology in a positive feedback loop where selling by some market participants drives more market participants to sell. Generally speaking, crashes usually occur under the following conditions:[1] a prolonged period of rising stock prices and excessive economic optimism, a market where P/E ratios (Price-Earning ratio) exceed long-term averages, and extensive use of margin debt and leverage by market participants. Other aspects such as wars, large-corporation hacks, changes in federal laws and regulations, and natural disasters of highly economically productive areas may also influence a significant decline in the NYSE value of a wide range of stocks. All such stock drops may result in the rise of stock prices for corporations competing against the affected corporations.
Jack Cohen, the son of Jewish migrants from Poland, founded Tesco in 1919 when he began to sell war-surplus groceries from a stall at Well Street Market, Hackney, in the East End of London.[10] The Tesco brand first appeared in 1924. The name came about after Jack Cohen bought a shipment of tea from Thomas Edward Stockwell. He made new labels using the initials of the supplier's name (TES), and the first two letters of his surname (CO), forming the word TESCO.[10] After experimenting with his first permanent indoor market stall at Tooting in November 1930, Jack Cohen opened the first Tesco shop in September 1931 at 54 Watling Street, Burnt Oak, Edgware, Middlesex.[11][12][13] Tesco was floated on the London Stock Exchange in 1947 as Tesco Stores (Holdings) Limited.[10] The first self-service shop opened in St Albans in 1956 (which remained operational until 2010 before relocating to larger premises on the same street, with a period as a Tesco Metro),[17] and the first supermarket in Maldon in 1956.[10] In 1961 Tesco Leicester made an appearance in the Guinness Book of Records as the largest shop in Europe.[9]
There are several basic strategies for using astrology with stock market investing. The first, and most important is obtain the first trade data of a stock, ETF, currency, etc. and cast a horoscope for that time and place. Over time, this chart can then be analyzed with respect to transits, progressions, and dashas in order to ascertain the likely price movements of the stock.
Can you feel the thickness of dread in the air ? The impending of something very large going to happened ? It’s choking me , it’s so terrible and I’ve been feeling it for along time coming…Survival is something we’d all better learn about, even my dreams are doing this crazy thing of trying to survive . I don’t know what it is ! But I’ve always felt things that mean more than myself, and like you I don’t always understand them , but this I know . It’s coming !
You see, the economy runs in cycles – the pace of growth (keeping in mind that the stock market should reflect somewhat the real economy, that’s for another question though) expands and contracts naturally. In fact, one of the roles of the Federal Reserve, and many other central banks, is to smooth out business cycles, as stability is viewed as a public good.

Many factors likely contributed to the collapse of the stock market. Among the more prominent causes were the period of rampant speculation (those who had bought stocks on margin not only lost the value of their investment, they also owed money to the entities that had granted the loans for the stock purchases), tightening of credit by the Federal Reserve (in August 1929 the discount rate was raised from 5 percent to 6 percent), the proliferation of holding companies and investment trusts (which tended to create debt), a multitude of large bank loans that could not be liquidated, and an economic recession that had begun earlier in the summer.
“The kingdom affirms its total rejection of any threats and attempts to undermine it, whether by threatening to impose economic sanctions, using political pressures or repeating false accusations,” the government said  in a statement released to Saudi media. “The Kingdom also affirms that if it receives any action, it will respond with greater action.”
The scientific study of complex systems has transformed a wide range of disciplines in recent years, enabling researchers in both the natural and social sciences to model and predict phenomena as diverse as earthquakes, global warming, demographic patterns, financial crises, and the failure of materials. In this book, Didier Sornette boldly applies his varied experience in these areas to propose a simple, powerful, and general theory of how, why, and when stock markets crash.
As any scientific work, he starts with an hypothesis, applies examples for validity, and then makes predictions. Are his predictions 100% correct -- no (only 60% correct). But that does not invalidate his ideas. Perhaps it means that the theory is partially correct and needs tweeking; or perhaps it means going back to the drawing board. That is the beauty of science and the scientific approach -- there are no Hollywood endings.
The Beatles got it right when they said: “With our Love, we can change the world”. Have we forgotten? Look at the negative forces in this world. As far as I can see there’s not much FUN in Islamic or Christian Fundamentalism. Kim Jong-un is a spoilt brat and he’s not much fun either. Most of the politicians and businesses are driven by self-interest and greed and religion too hides many dark forces. There’s selfishness everywhere. You can see it in the big things like wars and world events but also in the little things like the way people drive, or jump queues at the checkout, grab opportunities that were earned by others.
The critical point where bubbles end happens as investors begin to think that the rally is over. It is when this opinion travels deep into the system and becomes generalized that the system ends up in a crash. The paradox here is that a crash is often (and mistakenly) characterized as “market chaos.” In fact, it is the opposite: a crash reflects a highly ordered market, when everyone does the same thing (i.e. sell). A truly “chaotic” market is one where everyone is doing something different, interactions offset each other and price volatility remains low.
But here’s the thing about AFund: The A stands for “Astrologers.” It’s run by an antic, charming 70-year-old named Henry Weingarten who says he gleans insight from charting the movements of celestial bodies. Today’s event isn’t technically about astrology, but like everything in the universe, it probably is. “Sixty to 70 percent of what I do is in the natural resource space,” Weingarten tells me after lunch at the club, holding a glass of red wine. “I think it’s because I’m a Leo. And effectively, as a Leo, I have an affinity for gold.”
En mai 2010, Navinder Singh Sarao était un day trader sur futures d'actions qui opérait à partir du pavillon de ses parents à Hounslow, dans la banlieue de Londres, pour le compte de sa société, la Nav Sarao Futures Limited, enregistrée au domicile familial. Le 21 avril 2015, le Département de la Justice des États-Unis émettait à son encontre 22 chefs d’inculpation, incluant fraude électronique, manipulation des marchés boursiers et spoofing. De 2009 à avril 2014, ces opérations auraient engendré 40 millions de dollars de profits illégaux. La pénalité maximale pour chaque inculpation étant de dix à vingt-cinq ans de prison, Sarao risquait un total de 350 années derrière les barreaux14. Les inculpations faisaient suite à une plainte de la Commodity Futures Trading Commission (CFTC) des États-Unis.

My wife’s company was bought out recently and we are sitting on some cash, she is an Aries (April 1, 1971). We were planning to purchase rental property with that money in California. We are in two minds now, house prices have risen so high that unless you pay a lot of down payment the math won’t work out to be cash positive with rental income. On the other hand the prices just keep going up and up and we feel we have to jump in some time. After reading your article its seem prudent to pause and see what changes we see in May, may be invest in stock bargain in an event of crash or crash in housing too (Bay Area housing I feel is closely tied to stock market and employment). What do you see the best course of action for us to prepare/benefit from Uranus shift based on my birth chart. How it will affect me career wise, I am planning to look around for new job as there is no movement in current job. An alternative was to stay at same job but do day trading in stock, what do you see in my chart? Thanks.
Record, Stock Market, and Time: THE STOCK MARKET JUST REACHED AN ALL-TIME HIGH DURING MY ADMINISTRATION FOR THE 102ND TIME, A PRESIDENTIAL RECORD, BY FAR, FOR LESS THAN TWO YEARS. SO MUCH POTENTIAL AS TRADE AND MILITARY DEALS ARE COMPLETED ATAGAN @realDonaldTrump The stock market just reached an ALL-TIME HIGH during my administration for the 102nd time!
Jack Cohen, the son of Jewish migrants from Poland, founded Tesco in 1919 when he began to sell war-surplus groceries from a stall at Well Street Market, Hackney, in the East End of London.[10] The Tesco brand first appeared in 1924. The name came about after Jack Cohen bought a shipment of tea from Thomas Edward Stockwell. He made new labels using the initials of the supplier's name (TES), and the first two letters of his surname (CO), forming the word TESCO.[10] After experimenting with his first permanent indoor market stall at Tooting in November 1930, Jack Cohen opened the first Tesco shop in September 1931 at 54 Watling Street, Burnt Oak, Edgware, Middlesex.[11][12][13] Tesco was floated on the London Stock Exchange in 1947 as Tesco Stores (Holdings) Limited.[10] The first self-service shop opened in St Albans in 1956 (which remained operational until 2010 before relocating to larger premises on the same street, with a period as a Tesco Metro),[17] and the first supermarket in Maldon in 1956.[10] In 1961 Tesco Leicester made an appearance in the Guinness Book of Records as the largest shop in Europe.[9]
Transitwise, Jupiter opposes its natal position and is conjunct the Moon. This will tend to be a positive influence. Other potentially favourable longer term influences include Uranus which trines the Moon. However, there are a greater number of negative transits here. Neptune precisely squares the nodes, while Saturn is applying to square Mars in the 2nd house of wealth. Perhaps more bearish is that Ketu conjoins natal Rahu and thereby aspects 2nd lord Sun, which is natally conjoined with Mercury. The most bearish transit influence is Pluto (powerful destruction) which sits on the IC and opposes Venus (money). This is a very clearly negative aspect. Moreover, tertiary progressed Mars was tightly squaring the very malefic conjunction of Ketu and Neptune, while P3 Mercury (trading) conjoined P3 Saturn (loss).

The new moon 24 Taurus will oppose my neptune 24 scorpio. I have Jupiter passing over my Neptune in scorpio in Oct this year, then the NN in cancer passing over my Jupiter 27° Cancer in dec. I’m trying to sell off all my real estate – has been truly stuck for many years and would love to clear the debts once and for all. My scorpio factors are 11, 17, 18 and 24 so hoping I have time before Uranus passes over to oppose them. Please can you give me some pointers as to how I should read the next 3 years? Many thanks as always.


These blogs also often lead to additional resources you can use to further your education. Generally, they mention other bloggers or books they’ve read to help them on their investing journey. This a method that Robert Farrington, investor and founder of TheCollegeInvestor.com recommends to his readers. "I highly suggest reading blogs and websites geared towards beginning investors," Farrington says. "There are a lot of amazing free resources out there for individuals looking to learn how to invest. For example, we have our free Learn How To Invest video training course, that goes through the basics of how to get started investing."
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The talk about Scottish independence is clearly proving to be a long term matter, despite it already being something that seems to have been going on forever!. Scotland is very divided but pro-independence supporters are adamant that they’ll get their wish in the next few years. Scots(of which I am one) on either side of the argument seem to be developing an unhealthy aggression towards each other, the longer it drags on.
February of 2013 I had a dream prediction that Barrack Obama would be assassinated. Specifically, the dream precognition came twice, and was one of him being deleted as on a computer screen. So the assassination part was my interpretation, not the actual dream. I didn’t understand it the first time, then it repeated and I understood it, so it didn’t have to repeat again.

During the mid- to late 1920s, the stock market in the United States underwent rapid expansion. It continued for the first six months following President Herbert Hoover’s inauguration in January 1929. The prices of stocks soared to fantastic heights in the great “Hoover bull market,” and the public, from banking and industrial magnates to chauffeurs and cooks, rushed to brokers to invest their surplus or their savings in securities, which they could sell at a profit. Billions of dollars were drawn from the banks into Wall Street for brokers’ loans to carry margin accounts. The spectacles of the South Sea Bubble and the Mississippi Bubble had returned. People sold their Liberty Bonds and mortgaged their homes to pour their cash into the stock market. In the midsummer of 1929 some 300 million shares of stock were being carried on margin, pushing the Dow Jones Industrial Average to a peak of 381 points in September. Any warnings of the precarious foundations of this financial house of cards went unheeded.


The level of panic that we witnessed on Wall Street on Wednesday was breathtaking.  After a promising start to the day, the Dow Jones Industrial Average started plunging, and at the close it was down another 608 points.  Since peaking at 26,951.81 on October 3rd, the Dow has now fallen 2,368 points, and all of the gains for 2018 have been completely wiped out.  But things are even worse when we look at the Nasdaq.  The percentage decline for the Nasdaq almost doubled the Dow’s stunning plunge on Wednesday, and it has now officially entered correction territory.  To say that it was a “bloodbath” for tech stocks on Wednesday would be a major understatement.  Several big name tech stocks were in free fall mode as panic swept through the marketplace like wildfire.  As I noted the other day, October 2018 looks a whole lot like October 2008, and many believe that the worst is yet to come.
The stock market boomed because, since the Great Financial Crisis of 2008, the Federal Reserve Bank (“Fed”) has kept interest rates close to 0%  (the infamous ZIRP or Zero Interest Rate Policy). So, from December 2008 to December 2015 – for 7 years – corporations were borrowing trillions of dollars and buying back their own shares! Hence the stock market boom.
Selling intensified in mid-October. On October 24 ("Black Thursday"), the market lost 11 percent of its value at the opening bell on very heavy trading. The huge volume meant that the report of prices on the ticker tape in brokerage offices around the nation was hours late, so investors had no idea what most stocks were actually trading for at that moment, increasing panic. Several leading Wall Street bankers met to find a solution to the panic and chaos on the trading floor.[9] The meeting included Thomas W. Lamont, acting head of Morgan Bank; Albert Wiggin, head of the Chase National Bank; and Charles E. Mitchell, president of the National City Bank of New York. They chose Richard Whitney, vice president of the Exchange, to act on their behalf.
Conversely, if production issues strike a major producer (imagine, for example, a civil war in Libya), then skyrocketing oil prices could also have a detrimental impact. Rising crude prices could lead to significantly higher inflation levels and sap consumers of discretionary income at the pump or in their homes via fuel oil. We saw something similar to this in 2008, when West Texas Intermediate made a run at $150 per barrel following escalating tensions between Iran and the United States.
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