According to data from Equifax in August 2017, deep subprime auto loans -- i.e., loans with an origination VantageScore of 530 or less, on a scale of 300 to 850 -- have hit delinquency rates that hadn’t been seen since 2007. Interestingly enough, when examining the auto market as a whole, no red flags arise in terms of delinquency rates. But if you focus solely on subprime and deep subprime loans, they’ve been deteriorating of late. 
On October  24, I sent my article “Buy-and-Hold Is Dangerous” to the Quillette.com site for possible publication there. The article is an 11,300-word summary of my experiences of the past 16 years trying to get the word out about the errors in the Buy-and-Hold retirement studies and about the dangers of the Buy-and-Hold Model in general, focusing on the public policy aspects of the question (rather than on the investment advice side of the story). Set forth below is the text of my e-mail to the editors at Quillette.com: Quillette Editors: The primary purpose of this article (“Buy-and-Hold Is Dangerous”) is not to make the case against Buy-and-Hold as an investment strategy. It is to point out the harm that the relentless promotion of this long discredited model for understanding how stock investing works is doing from a public policy standpoint. For example, Robert Shiller explains in his book “Irrational Exuberance” that it was the bull market of the late 1990s, which was brought on by the widespread price indifference encouraged by Buy-and-Hold, that served as the primary cause of the economic crisis of 2008. And prices are high enough today to justify concerns that we will be seeing a repeat of that crisis in not too long a time. Thanks for giving the article a look. The article explains who I am and how I came to be the world’s leading expert on the 37-year cover-up of the dangers of the Buy-and-Hold Model.  / Rob Bennett  / I received a response later the same day saying:  / Hi Rob,  / Thank you for thinking of us but we’ll pass on this. We’re already over-capacity as it is for the time being so unable to take this on board.  / Best of luck pitching this elsewhere.  / Kind regards,  / Jamie Related PostsValuation-Informed Indexing #260 : Shiller’s Ideas Should Be Treated as Mainstream IdeasValuation-Informed Indexing #269: Eight Questions That Should Be Keeping Buy-and-Holders Up at NightValuation-Informed Indexing #265: P/E10 Permits Us to Quantify Investor EmotionBarton Swaim to Rob: “This Is Terrific. Thank You for Writing. Very Grateful That You Read My Piece [on the Expertocracy] and Took the Time to Explain What It Looks Like in Your Field.”Rob’s E-Mail to Danielle Citron, A Law Professor Who Wrote a New York Times Article on Revenge PornMy E-Mail to Newsweek Columnist Robert Samuelson
The Integritive Advisor, the quarterly journal of The Association for Integrative and Financial Life Planning, has published an article by me in its September issue. The article is entitled Humble Money Experts Are the Best Money Experts. Juicy Expert #1: When it comes to admitting and correcting mistakes, I have found that the people who make a living in the money advice business leave a great deal to be desired.  Juicy Excerpt #2: As of today, not too many will tolerate uncertainty in…
If you could only listen to one person's advice during a stock market crash, let that person be famed investor, Warren Buffett. Not only will the Berkshire Hathaway (NYSE: BRK-B) (NYSE: BRK-A) chairman and CEO's advice serve you well, but his knack for keeping a clear head -- and even getting a bit greedy (more on that later) -- when everyone else is selling, may make his the only advice you need to navigate uncertain times.

Il n’y a pas de montant minimum pour investir en bourse. Les frais de courtage en direct sont généralement de 10$ par transaction. Donc, vous pouvez acheter une action de Facebook à 175$ si vous voulez. Par contre, il faut pas mettre tout nos oeufs dans le même panier, il faut diversifier. Ainsi, il est préférable d’acheter plusieurs titres dans différentes régions géographiques et dans différents secteurs d’activités.

Les frais de gestion sont la majeure source de revenu du conseiller financier. Personnellement, il a tout intérêt à vous conseiller des fonds avec des frais de gestion élevés, et tout intérêt à vous déconseiller les fonds indiciels qui ne permettent pas au planificateur de prendre une partie de vos profits sous forme de frais de gestion. Si vous voulez vraiment travailler avec un planificateur financier, assurez-vous qu’il soit fiduciaire. Les planificateur financier fiduciaire travaille différemment et mettent les intérêts de leur client avant leur propres intérêts personnels.
So far, the market has gone up in bad news, threat of war; Trump’s saying the stupidest things known to humankind and [is under threat of] getting damn near impeached. The market still goes up because money has nowhere else to go. So stocks are the only game in town. They’re going to go till they blow, and it looks like they’re getting close to blowing.

Is this going to be another October to remember for Wall Street?  As I have explained previously, the month of October has historically been the worst month by far for the U.S. stock market, and it has also been the month when our most famous stock market crashes have taken place. The stock market crash that started the Great Depression in 1929 happened in October.  The largest single day percentage decline in stock market history happened in October 1987.  And most of us still remember what happened in October 2008.  So will we be adding October 2018 to that list?  Well, so far things are certainly moving in that direction.  Between Wednesday and Thursday, the Dow Jones Industrial Average plunged a total of 1,378 points.  And the S&P 500 has now broken below the all-important 200-day moving average.  If the S&P 500 bounces back above the 200-day moving average on Friday, that will be a sign that things have stabilized at least for the moment.  If that doesn’t happen, all hell might break loose next week.

You would need to be aware of the strain on your nervous system as Uranus opposes your patterns at 0, 1, 2, 3 in the finance signs. I am sure you could dance in the storm that is coming, and do well – but at a certain point you have to realise that Uranus (the electrifying atmosphere) opposite your natal placements is associated with tremendous stress. Things will be nuts out there, well into early 2019, so you need to make absolutely sure that the price you are paying for that particular line of work, is worth what it will cost you in tension. Uranus oppositions place big demands on us.


People trading stock will prefer to trade on the most popular exchange since this gives the largest number of potential counter parties (buyers for a seller, sellers for a buyer) and probably the best price. However, there have always been alternatives such as brokers trying to bring parties together to trade outside the exchange. Some third markets that were popular are Instinet, and later Island and Archipelago (the latter two have since been acquired by Nasdaq and NYSE, respectively). One advantage is that this avoids the commissions of the exchange. However, it also has problems such as adverse selection.[8] Financial regulators are probing dark pools.[9][10]
Memes, Recess, and Depression: A Short History Lesson 1928 Republicans take control of the Presidency, the House and the Senate. Followed shortly by the Great Depression, massive unemployment and a Stock Market crash. 2000 Republicans take control of the Presidency, the House and the Senate. Followed shortly by two recessions including the Great Recession, massive unemployment and a Stock Market crash. 2016 Republicans take control of the Presidency, the House and the Senate. Anyone want to guess what happens next? Somehow OD missed Reagan in the 1980s and his near 5% average GDP economic increase during his 8 years in office. Reagan was following Carter's disastrous economic recession, >12% inflation, >7% unemployment presidency. Obama's economic record is debatable w/ a <3% GPD increase all 8 years. Yesterday, the Dow closed at an all time high due to a projected Trump presidency. Just trying to help, I know you wouldn't want incomplete economic data & facts. (MW) I'll give OD credit for trying to educate people on nearly 90 years of conservative government economic policy in a meme.

Another not so great thing going on is a Saturn return happening in the Dow’s chart. This happens to all of us between the ages of 27 to 30 years old and if you’ve been a good girl or boy, good things manifest, your career takes off but so does your responsability. This is a manifesting aspect, a maturing aspect, making people or entities reap the karma of their past, so if you’ve been bad, it’s not a good time. It’s not uncommon for people who have lived a reckless life to die during this aspect or become very ill or near death.

Suddenly his phone rang, but after a glance, he hit mute. Nepal’s Finance Minister Gyanendra Bahadur Karki was calling for advice. With Nepal on the precipice of becoming a major hydroelectric energy powerhouse, this hasn’t been an unusual occurrence; Vashistha predicted that any conversation with Karki would be a long one (he would know) and decided to focus on my own financial destiny instead.

Tobias Preis and his colleagues Helen Susannah Moat and H. Eugene Stanley introduced a method to identify online precursors for stock market moves, using trading strategies based on search volume data provided by Google Trends.[68] Their analysis of Google search volume for 98 terms of varying financial relevance suggests that increases in search volume for financially relevant search terms tend to precede large losses in financial markets.[69][70]
In 2019, I think the U.S. will do better than the much of the world (Europe may have worse problems). As for Russia, watch out for a mother bear that has lost its cubs-- as Russia has lost its former satellite countries. Russia has turned into an angry bear under Putin. This is because Putin is the Antichrist, the Satanic imitation of Christ, who rises to power during a period of world chaos described in the Bible's Book of Revelation. Note that Putin is likely to use natural gas and oil exports from Russia as a means to manipulate former Soviet Union countries and Western Europe. 

Vous a-t-il au moins expliqué pourquoi il croit que les fonds indiciels sont une mauvaise idée? Personnellement, le seul point négatif que je vois actuellement aux fonds indiciels est que, si tout le monde investie dans ce type de fond, le marché va devenir stagnant, et à ce moment là ça risque d’être plus avantageux d’investir activement. Mais on est loin de ce scénario. La majorité des planificateurs financiers sont incapables de battre le marché de façon constante sur le long terme, et en tant qu’investisseur, perdre 2,3% de profit pour se payer un planificateur est énorme! On parle de 2,300$ par année sur 100,000$. Sur 20 ans on est rendu à 23,000$, sans compté les intérêts composés perdus. Imaginez sur une porte-feuille de quelques millions…

In my last predictions, I said that Shakespeare’s bones would be analyzed to show he’s been poisoned. This has not happened. I also predicted that a kidnap attempt would be attempted on the pope. Wrong on that one I’m sorry to say. I got it right about the launch of new virtual reality games and augmented reality did take huge strides as predicted. You may remember I predicted that a giant squid would make the news. I felt a bit silly even suggesting this but giant squid have made the news and the Russians found something really weird under the ice! Maybe in 2018 she’ll have babies that will march on Washington!
We haven’t had an October like this in a very long time.  The Dow Jones Industrial Average was down another 327 points on Thursday, and overall the Dow is now down close to 1,500 points from the peak of the market.  Unlike much of the rest of the world, it is still too early to say that the U.S. is facing a new “financial crisis”, but if stocks continue to plunge like this one won’t be too far away.  And as you will see below, many believe that what we have seen so far is just the start of a huge wave of selling.  Of course it would be extremely convenient for Democrats if stocks did crash, because it would give them a much better chance of doing well in the midterm elections.  This is the most heated midterm election season that I can ever remember, and what U.S. voters choose to do at the polls in November is going to have very serious implications for the immediate future of our country.
I appreciate this answer of Craig to ‘seeker’. It is in tune with my inputs from equivalents of Craig’s Naadi readings that say many evolved souls have incarnated outside of India [in west particularly] and this would have happen for quite some time. This will serve an inevitable purpose to serve in God’s scheme by providing support in bringing about an unprecedented spiritual New Age characterized by Universal Brotherhood and also mankind turning back to respective scriptures. They would increasingly realize during the changeover period that scriptures of all world faiths had been manifested by same One God in different parts of world from time to time.
La première étape est primordiale. Il s’agit d’évaluer votre situation personnelle pour définir votre profil d’investisseur. En théorie, plus vous êtes jeune, plus vous pouvez vous permettre d’être audacieux. Vos objectifs de vie ainsi que votre tolérance au risque jouent aussi un rôle important dans vos choix d’investissements. Voici les questions auxquelles vous devrez répondre pour établir votre profil:
Jack Cohen, the son of Jewish migrants from Poland, founded Tesco in 1919 when he began to sell war-surplus groceries from a stall at Well Street Market, Hackney, in the East End of London.[10] The Tesco brand first appeared in 1924. The name came about after Jack Cohen bought a shipment of tea from Thomas Edward Stockwell. He made new labels using the initials of the supplier's name (TES), and the first two letters of his surname (CO), forming the word TESCO.[10] After experimenting with his first permanent indoor market stall at Tooting in November 1930, Jack Cohen opened the first Tesco shop in September 1931 at 54 Watling Street, Burnt Oak, Edgware, Middlesex.[11][12][13] Tesco was floated on the London Stock Exchange in 1947 as Tesco Stores (Holdings) Limited.[10] The first self-service shop opened in St Albans in 1956 (which remained operational until 2010 before relocating to larger premises on the same street, with a period as a Tesco Metro),[17] and the first supermarket in Maldon in 1956.[10] In 1961 Tesco Leicester made an appearance in the Guinness Book of Records as the largest shop in Europe.[9]

This crisis is rooted in the failure to learn the lessons of 2008 and of every other recession since the Fed’s creation: A secretive central bank should not be allowed to manipulate interest rates and distort economic signals regarding market conditions. Such action leads to malinvestment and an explosion of individual, business, and government debt. This may cause a temporary boom, but the boom soon will be followed by a bust. The only way this cycle can be broken without a major crisis is for Congress both to restore people’s right to use the currency of their choice and to audit and then end the Fed.
Last year I predicted a ‘world flu epidemic’ toward the end of 2017 or the start of 2018. I feel this could still happen. (10/10 Correct: “‘worst killer flu’ in 50 years” – Headline: The Sun 5th Jan 2018.) There may be a link to biological warfare seeded in multiple countries by North Korea working with a terrorist group. (Happening? “Reports Pyongyang is testing biological weapons for use on ballistic missiles.” Sky Television 27th Dec 2017 – these predictions were posted in October 2017)
The Daily Middle site has posted my Guest Blog Entry titled Don't Give Up on Stocks, Give Up on Buy-and-Hold. Juicy Excerpt: Middle-class investors should be setting up web sites and discussion boards and blogs where we can talk about and learn about the realities of stock investing rather than the marketing mumbo jumbo that the stock selling experts push on us. The stock selling experts won’t like it if we start figuring things out for ourselves. But you know what? in the long run, an…
I’m ready, but nervous. IF, this is the big one, and you are wanting this or think you will pop some corn and enjoy the show, then you are unaware of the big picture. Yes it may be enjoyable for a while (I get no joy from this BTW), it WILL effect you in ways you haven’t yet thought of. Yes those of us that are prepared will weather it better than those not prepared, but this isn’t going to be fun in the long run.
In the US specifically, lawmakers have constrained the ability of the Fed to provide liquidity to non-bank and foreign financial institutions with dollar-denominated liabilities. And in Europe, the rise of populist parties is making it harder to pursue EU-level reforms and create the institutions necessary to combat the next financial crisis and downturn.

In May 2007, it was revealed that Tesco had moved the head office of its online operations to Switzerland. This allows it to sell CDs, DVDs and electronic games through its web site without charging value-added tax (VAT).[144] The operation had previously been run from Jersey, but had been closed by authorities who feared damage to the island's reputation.[144] In June 2008, the government announced that it was closing a tax loophole being used by Tesco.[145] The scheme, identified by British magazine Private Eye, utilized offshore holding companies in Luxembourg and partnership agreements to reduce corporation tax liability by up to £50 million a year.[145] Another scheme previously identified by Private Eye involved depositing £1 billion in a Swiss partnership, and then loaning that money to overseas Tesco shops, so that profit could be transferred indirectly through interest payments. This scheme was still in operation in June 2008 and was estimated to be costing the UK exchequer up to £20 million a year in corporation tax.[145] Tax expert Richard Murphy has provided an analysis of this avoidance structure.[146]
Donald Trump, Memes, and Recess: A Short History Lesson 1928 Republicans take control of the Presidency, the House and the Senate. Followed shortly by the Great Depression, massive unemployment and a Stock Market crash. 2000 Republicans take control of the Presidency, the House and the Senate. Followed shortly by two recessions including the Great Recession, massive unemployment and a Stock Market crash. 2016 Republicans take control of the Presidency, the House and the Senate. Anyone want to guess what happens next? Real Truth Now Herbert Hoover was a Businessman. Donald Trump is a "Businessman."

THE END TIMES EVENTS AND DISASTERS COULD OCCUR IN 2018 - 2019 - 2022: THE ANTICHRIST PUTIN IS ATTEMPTING TO TAKE OVER THE WORLD. POSSIBLY RUSSIA OR NORTH KOREA STARTS A NUCLEAR WAR, AND THE FOUR HORSEMEN OF THE APOCALYPSE RIDING IN 2019 - 2022. THE FOURTH HORSEMAN OF THE APOCALYPSE DEATH RIDING. IN 2019 - 2022 THE FOUR HORSEMEN OF THE APOCALYPSE RIDE: THE FIRST HORSEMAN THE ANTICHRIST 666 IS PUTIN, THE SECOND HORSEMAN WAR IN UKRAINE, RUSSIA, NORTH KOREA - SOUTH KOREA NUCLEAR WAR, IRAQ WITH ISIS TERRORISTS, SYRIA, AND MUSLIM ISIS TERRORIST ATTACKS IN EUROPE, THE FOURTH DEATH AS DISEASE EPIDEMICS - POSSIBLY EBOLA SARS OR BIRD FLU or ZIKA VIRUS, POSSIBLY DEATH MAY RIDE. PUTIN IS THE THIRD ANTICHRIST OF THE NOSTRADAMUS PROPHECIES, THE FIRST TWO WERE NAPOLEON AND HITLER. RUSSIA STARTS A NUCLEAR WAR OVER SYRIA? SOON MAY COME GIANT EARTHQUAKES, VOLCANOES, TSUNAMIS, GIANT SOLAR FLARES, EPIDEMICS, THE RISE OF THE ANTICHRIST, WARS, MORE ASTEROIDS. GIANT EARTHQUAKES AND VOLCANOES IN 2019 -2022. WATCH OUT FOR GIANT VOLCANO ERUPTIONS AND EARTHQUAKES MAGNITUDE 7, 8 AND 9 AROUND THE WORLD IN 2019 - 2022. ALIENS MAY BE SETTING OFF VOLCANOES TO SLOW DOWN GLOBAL WARMING TEMPERATURE RISE. PUTIN THE ANTICHRIST IN RUSSIA IS ATTEMPTING TO TAKE OVER THE WORLD, DESTROYING NATO. LATER INVADES UKRAINE AND OTHER FORMER SOVIET UNION COUNTRIES TO ANNEX INTO RUSSIA, SEE THE CALENDAR PAGE ON IT. PUTIN OR NORTH KOREA COULD LAUNCH MISSILES AND START WORLD WAR 3 BY 2022. A METEOR HITTING IN RUSSIA MAY RELATE TO THE ANTICHRIST RISING TO POWER THERE AS PUTIN. AN ASTEROID DEFENSE IS NEEDED, MORE MAY HIT SOON. SEE THIS PAGE. ALIENS LANDING ON EARTH 2020 - 2022 MAY BE PROPHESIED IN BIBLE PROPHECIES AND NOSTRADAMUS PROPHECIES, SEE THE CALENDAR AND NOSTRADAMUS PAGES ON IT. THE 4 HORSEMEN (THE ANTICHRIST PUTIN, WAR, ECONOMIC CHAOS, DEATH) ARE RIDING. ALSO: RETURN OF CHRIST, BATTLE OF ARMAGEDDON, DEFEAT OF THE ANTICHRIST, POSSIBLE ALIEN UFO INVASION OF EARTH IN 2020 - 2022!


« Les FNB permettent d’acheter, en une seule action, une brochette de titres qui reflète la composition d’un indice. Les FNB permettent donc de diversifier aisément un portefeuille, un peu comme un fonds commun de placement. Mais comme les FNB ne sont pas gérés activement par un gestionnaire, leurs frais de gestion sont minimes… parfois à peine 0,06 %. Des poussières par rapport aux fonds communs qui prélèvent aisément 2,5 % par an. » (source)
The magazines work months in advance so I made my predictions for 2014 around September and October. Soon after making this one there was a huge fire in Australia. So maybe I was seeing this – but I still feel that what I saw was really unprecedented. Similarly I note that bright light in the sky may be me ‘seeing’ Comet ISON but in my vision I saw something far far brighter in the sky. It would illuminate the whole sky – brighter than the moon.
The Fibonacci number sequence since 1932 is nearing an end.  The numerical ratio is found throughout the natural world as a fundamental structural relationship in bee hives, leaves, snowflakes, etc.  The sequence also correlates with major economic downturns such as 1987, 2000, 2008, 2013 (false), and 2016.  2018-2020 constitute the last three consecutive years before the series repeats.  2018 and 2019 could, therefore, mark brief but significant corrections leading to a severe depression in 2019 or 2020.
I recently posted a Guest Blog Entry at the Smarter Wallet blog entitled Stock Market Strategy: Market Timing Based on Long-Term Views. Juicy Excerpt: If prices can be wildly wrong in the short term but must be roughly right in the long term, it should be possible to know in advance which way prices are headed (in the long term only, not in the short term) just by knowing the valuation level you are starting from. Researchers have checked the historical data. This explanation, unlike the…
I've posted a Guest Blog Entry at the Financial Uproar site entitled It's the End of the Investing World As We Know It (and I feel Fine). Juicy Excerpt: We are up against something very big here. When we discovered that it is not the sun that revolves around the earth but the earth that revolves around the sun we started a revolution in science. We tapped into many powerful insights in the years since as a result of that one, simple, fundamental change in our understanding of how the world…
People warned about subprime mortgage loans, derivatives, and too much leverage, but nobody, to my knowledge, said a bursting housing bubble would cause a global crisis that would lead to the demise of venerable financial firms, require trillion-dollar taxpayer bailouts, and cause a recession that rivalled only the Great Depression in its magnitude.
Real Wealth Strategist is an investment newsletter. Matt Badiali’s work has taken him to Papua New Guinea, Iraq, Hong Kong, Singapore, Haiti, Turkey, Switzerland and many other locations around the world. He’s visited countless mines and oil wells internationally, interrogated CEOs about their latest resource prospects and analyzed all manners of geologic data. Matt believes the best way to be sure if an investment is safe (and correctly made) is to see it in person.
In short selling, the trader borrows stock (usually from his brokerage which holds its clients' shares or its own shares on account to lend to short sellers) then sells it on the market, betting that the price will fall. The trader eventually buys back the stock, making money if the price fell in the meantime and losing money if it rose. Exiting a short position by buying back the stock is called "covering." This strategy may also be used by unscrupulous traders in illiquid or thinly traded markets to artificially lower the price of a stock. Hence most markets either prevent short selling or place restrictions on when and how a short sale can occur. The practice of naked shorting is illegal in most (but not all) stock markets.
Usually, HFT programs and computer trading works without a hitch. But once in a while problems do crop up. Back on Aug. 24, 2015, the United States’ three major stock indexes plunged on the open, but would recover much of their losses by midday. Among the reasons blamed for the dip were market makers and HFT traders. With so many stocks within the S&P 500 failing to open on time, and a number of exchange-traded funds under trading halts, HFTs and other high-speed traders shut down their systems, removing much-needed liquidity from the marketplace and exacerbating the early-day decline.

I recently started a discussion-board thread at the Early Retirement Extreme site titled Is Buy-and-Hold Just a Marketing Pitch? Juicy Excerpt #1: I think this may be the warmest reception I have heard to my criticism of Buy-and-Hold at any place on the internet. Usually, I duck immediately after pushing the "Send" button to avoid the bricks being thrown at me. Here, I almost feel that in fairness I should jump in and defend the Buy-and-Hold position! Juicy Excerpt #2: I don't think "Buy…
What’s particularly great about these blogs is how simple they make everything. Often people are afraid to invest because they may not understand the jargon or believe investing involves complicated mathematical equations that are beyond their scope of comprehension. However, these blogs are written in ways that anyone can understand because their sole purpose is to demystify investing.
Hi Craig, its always nice to come across someone who has a real talent for these things; my only concern is that it just seems like the world is going to hell in a hand basket… What are your thoughts on the development of a the human race over the coming centuries, do your abilities extend this far? if not, will we ever see more peaceful and prosperous times in the next coming years?? if you have already shared these thoughts before I apologise! Take Care
It truly does appear that the elements for a “perfect storm” are beginning to come together.  We have been enjoying a period of relative stability for so long that many Americans have allowed themselves to become lulled into a state of complacency.  That is a huge mistake, because all along we have been steamrolling toward disaster, and nothing has been done to alter our course.
His reasoning: Stockman expects "an epic monetary and fiscal (policy) collision," he told CNBC. On the one hand, the recent tax cuts enacted by Congress are likely to help push the federal budget deficit to nearly $1 trillion next year. At the exact same time, the Federal Reserve is starting to unwind its sizable bond portfolio— which it amassed in the aftermath of the financial crisis to keep bond yields low to juice economy activity.
Concerning this prophecy by Nostradamus, it is interesting that the solar eclipse passed over France on August 11,1999, and on August 17, 1999 the Cassini spacecraft with its nuclear fuel passed within a thousand miles of earth's surface, within a day of the Grand Cross pattern. I think the significance of Cassini passing by earth within a day of the Grand Cross pattern is that Cassini may be a hologram, a symbolic parallel event, related to the rise to power of the Antichrist in Russia as Vladimir Putin, President of Russia. Note that the Cassini spacecraft reached Saturn in July 2004, and landed a probe on Saturn's moon Titan in Jan. 2005. "Titan" in Greek totals 666 (the number of the Antichrist), where in Greek each letter is also a number, and Greek is the language of the Book of Revelation and the New Testament.
To help maintain a clear head during stock market crashes, investors should remember that they are business owners -- not ticker symbol owners. While stock prices may plummet, the majority of companies with good business models and strong competitive advantages will likely see a far smaller negative impact to their underlying businesses during these periods. So, be sure to detach stock price performance from business performance.
After a one-day recovery on October 30, where the Dow regained an additional 28.40 points, or 12 percent, to close at 258.47, the market continued to fall, arriving at an interim bottom on November 13, 1929, with the Dow closing at 198.60. The market then recovered for several months, starting on November 14, with the Dow gaining 18.59 points to close at 217.28, and reaching a secondary closing peak (i.e., bear market rally) of 294.07 on April 17, 1930. The following year, the Dow embarked on another, much longer, steady slide from April 1931 to July 8, 1932, when it closed at 41.22—its lowest level of the 20th century, concluding an 89 percent loss rate for all of the market's stocks.

I think the message here is that, near the midpoint between these two locations, is the town of Lordsburg, New Mexico, a name with a Biblical message. One way to consider numbers, in a religious sense, is to convert them to Biblical passage numbers. The midpoint is at 108.85 W, and if you consider Biblical Psalm passage 108:4,5 you have (King James Version): "For thy mercy is great above the heavens, and thy truth reacheth unto the clouds. Be thou exalted, O God, above the heavens: and thy glory above all the earth." So this Bible passage fits a comet, certainly.


Early in February, I wrote on my personal Facebook page that on February 11, 2018, there would be a Sun -Jupiter square transit that is connected to the market astrophysics, and, more specifically, the stock market crash 2018. This transit usually brings market depression or reversal of direction in the period starting anywhere between 10 days BEFORE this aspect and a day or so AFTER the aspect. In fact, the October 2008 and 1962 crashes occurred exactly when Sun squared Jupiter.
Selon les informations fournies par Fundata en date du 31 juillet 2018, le fonds Fidelity Special Situations (catégorie Canadian Focused Small/Mid Cap Equity) génère un rendement moyen annualisé net de 12,48% (net de frais de 2,26%) depuis 10 ans contre 2,06% de l’indice de référence. Donc, la valeur ajoutée du gestionnaire de ce fonds est 10% (12,48% moins 2,06%), ainsi les frais de gestion de 2,26% sont pleinement justifiés. Si un investisseur, basé sur les frais de gestion, écarte le fonds Fidelity Special Situations, il raterait cette belle occasion. De son côté, le FNB First Asset Active Utility & Infrastru ETF (FNB de la même catégorie, soit Canadian Focused Small/Mid Cap Equity) génère un rendement moyen annualisé net, depuis 10 ans, de 8,64% contre 2,06% de l’indice de référence. La valeur ajoutée, c’est 6%, presque 2 fois moins que celle du fonds Fidelity Special Situations. Les frais de gestion de ce FNB sont 0,65%. Donc, ce FNB ne serait pas une option intéressante même si les frais de gestion sont bas. En gros, il serait mieux de payer un peu pour avoir un bon rendement à long terme.
Jump up ^ Lambert, Richard (July 19, 2008). "Crashes, Bangs & Wallops". Financial Times. Retrieved September 30, 2008. At the turn of the 20th century stock market speculation was restricted to professionals, but the 1920s saw millions of 'ordinary Americans' investing in the New York Stock Exchange. By August 1929, brokers had lent small investors more than two-thirds of the face value of the stocks they were buying on margin – more than $8.5bn was out on loan.

(1)1998=666x3, and 1999 has 666 upside down, and 666 is the number of the Antichrist (also called The Beast) in Revelation 13, I believe these numbers are connected with his appearance in year 2000 (as Russia's President Putin), and there will be a powerful satanic influence in the world (related to Putin) in 2018 - 2019, that relates to the rise of the Antichrist Putin. Revelation is the last chapter of the Bible, and includes a series of prophecies of catastrophic events-- wars, earthquakes, diseases, economic chaos, and the arrival of the Antichrist. Angels are also mentioned in Revelation, such as an angel from the East in Revelation 7, another Angel in Revelation 10. Many people believe the prophecies of the Bible are coming true now, as described in Revelation; the popularity of the excellent book "The Bible Code" by Michael Drosnin, (see this page for more discussion of it, and this page on the King James version Bible Code) indicates the interest of people in Bible prophecy. Another interesting book: "The Da Vinci Code", by Dan Brown, is about the Biblical-related mystery concerning Mary Magdalene, and the legend that she actually married Jesus Christ, and had children by him, whose descendants were kings of France, and that the blood line has been traced to present times by a secret society in Europe. See this page for relevant discussion on this subject. As described in the prophecies of Revelation, the Antichrist is the son of Satan, a Satanic imitation of Christ. The Antichrist will be assisted by the False Prophet, who is the Second Beast of Revelation 13. The False Prophet is said to work apparent miracles, including "bringing fire down from heaven". The Antichrist is described as having the mouth of a lion, feet of a bear, and gets his power from the dragon: the bear is Russia, the dragon is Red China and also Satan, and the mouth of a lion I think is Hong Kong, the former British colony that is now part of China. This indicates a Russia-Red China military alliance. A second meaning of the lion is Iran, where before the Islamic Revolution Iran had a Lion on its flag, indicating a Russia-China-Iran military alliance, with Russia helping Iran build the A-Bomb by helping it with its nuclear program, and Russia has been selling military equipment such as missles to Iran. The "mouth of a lion" could be Iran. Also, note that a Russia-China military alliance has formed in the Shanghai Cooperation Organization (SCO) which consists now of Russia, China, and 4 Central asian Countries, and which met in October 2005, and there was a Russia-China joint military exercise in 2005. Clearly the SCO was formed as an alliance against the U.S. and Western Europe. And more countries may join the SCO. The SCO may actually develop into a confederation of 10 states led by the Antichrist Putin, the red 10 horned beast of Revelation 13. Also, it is possible that Belarus may unify with Russia, so it is shown in the drawing below. "The little horn" is a name for the Antichrist from the Book of Daniel (note Putin's small size), so St. Petersburg Russia is where this little horn of the red beast has grown.
As many other crashes, the Black Monday crash followed a major bull market in which the Dow rose by about 250% in a five-year period from 1982 through 1987. Also like many other crashes, it was preceded by a few smaller declines before major panic set in. Two of the three trading days preceding Black Monday were pretty dismal, with drops of 3.8% and 4.6%.

The Online Investing AI blog has posted my Guest Blog Entry titled All Stock Price Drops Help You, All Stock Price Gains Hurt You. Juicy Excerpt: The mathematical realities are precisely the opposite of what I have described in the scenario set forth above. The first year, the one in which stock prices went down 30 percent, was the lucky one for investors. The second year, the one in which stock prices went up 30 percent, is the one which you should be cursing your bad luck. Price drops are…

In May 2005, Tesco announced a trial non-food only format near Manchester and Aberdeen,[86] and the first shop opened in October 2005. The shops offered all of Tesco's ranges except food in warehouse-style units in retail parks. Tesco introduced the format as only 20% of its customers had access to a Tesco Extra, and the company was restricted in how many of its superstores it could convert into Extras and how quickly it could do so. Large units for non-food retailing are much more readily available. The format was not Tesco's first non-food only venture in the UK. Until the late 1990s/early 2000s there were several non-food Tesco shops around the country including Scarborough and Yate. Although not in a warehouse-style format, the shops were located on high streets and shopping centres, and stocked similar items to Homeplus shops. In both cases this was because another part of the shopping centre had a Tesco Superstore that stocked food items only. By 2014, the number of Homeplus shops in the United Kingdom had reached 12; the newest shop opened in Chester in July 2009. In 2012 it was reported that Tesco was looking to close the business to focus on groceries.[87] Tesco closed six Homeplus shops on 15 March 2015,[47] and the remaining six shops closed on 27 June 2015.[88]
Le seul point négatif que je me suis aperçu est au niveau de la source Canadian Couch Potato (allocation selon 3 ETF). On exclut totalement les pays émergents (Chine, Inde, Brésil, etc). Même si c’est contre intuitif, MSCI World inclut uniquement les pays développés alors que MSCI ACWI (All Country World Index) inclut tous les marchés. Les autres alternatives étaient corrects les fonds tangerines ou Wealthsimple ont des placements dans les pays émergents (si la tolérance au risque est assez élevée).
J’aimerais avoir si c’est possible d’avoir vôtre opinion sur les gestionnaires de porte-feuille privé Québécois comme Cote 100, Giverny Capital, Fond Barrage (40% de rendement en 2016 je crois), groupe Médici, etc.. Effectivement, depuis 2008, ces gestionnaires vont battre régulièrement les indices (rendement moyen de 12% depuis 2008) et certains ont des frais de gestion de 1% et demande un minimum de $50K comme montant de départ. Merci à l’avance.
Anaconda, Memes, and Obama: In Obama's first year, he prevented another Great Depression, saved the US auto industry, and put us on track to cut the uninsured rate in half and triple the stock market. Trump gave himself a $15-million-a- year tax cut and defended neo-Nazis. See the difference? OCCUPY DEMOCRAT Matt Palumbo Obama: 30 percent growth during the most volatile market on record-100% of that 30 percent gain was merely retracing lost value from past declines. Trump:25 percent growth. Least volatile market in history. First time since the 1980s where we had 12 straight positive months of stock market gains. Record low unemployment, rising wages, rising labor force participation. All gains make new all time highs
“Investing isn’t rocket science,” says Janet Tyler Johnson, certified financial planner and president of JATAJ Wealth Management. “The keys to long-term investment success are globally diversifying your money, keeping costs low, and rebalancing your accounts as needed. And don’t forget the Golden Rule of investing – if you don’t understand it, don’t invest in it.”
Les frais de gestion sont la majeure source de revenu du conseiller financier. Personnellement, il a tout intérêt à vous conseiller des fonds avec des frais de gestion élevés, et tout intérêt à vous déconseiller les fonds indiciels qui ne permettent pas au planificateur de prendre une partie de vos profits sous forme de frais de gestion. Si vous voulez vraiment travailler avec un planificateur financier, assurez-vous qu’il soit fiduciaire. Les planificateur financier fiduciaire travaille différemment et mettent les intérêts de leur client avant leur propres intérêts personnels.

Some others have commented that his predictions have not all worked out. This is all discussed at length in the book; in such a field predictions are not infallible. About 40% of market crashes are caused by external events and so are not predictable. However he seems to have the S&P500 worked out. Last years he predicted a choppy rally in 1Q2003, then from 2Q2003 a major fall ending in 1h2004. So far so good.
In Professor Sornette’s model, a bubble is a market heading to a critical point. But a crash is not the only possible post-crisis outcome: Prices can also stop rising and reach a higher plateau. It is precisely because of the small but real probability that a bubble will not crash but simply stop growing that it is rational for some investors to stay in the market, even when if they think that it has gone too far, too fast.

Si vous ne souhaitons pas vous occuper de vos placements, il vous faut trouver un conseiller compétent. Je vous suggère de contacter Fabien Major, conseiller inscrit (Major Gestion Privée). Avant d’investir, vous devez connaître vous-même. Quelle est votre tolérance au risque ? Quels sont vos horizons de placements ? Quels sont vos objectifs ? Quelle est votre situation financière et fiscale ? Avez-vous un plan de décaissement pendant votre retraite ? Quelle est votre espérance de vie ? Etc. Le conseiller pourrait vous aider.


I recently posted a Guest Blog Entry at the Balance Junkie site titled How to Use Valuation-Informed Indexing -- Part Two. Juicy Excerpt: The smart Valuation-Informed Indexer prepares not only for the most likely outcome but for all other realistic possibilities. And the smart Valuation-Informed Indexer takes into consideration the emotional hit he will feel if he shifts to a low stock allocation because prices are high and stocks perform well for a few years or if he shifts to a high stock…
I recently wrote a guest blog for the Free Money Finance blog entitled Timing Doesn't Work -- Or Does It? Juicy Excerpt: Too many investing experts have fallen into the lazy habit of saying that timing doesn't work without making the distinction between short-term timing and long-term timing. A community member named "Brian S." offered an extremely helpful comment. Juicy Excerpt: David Swensen, the investment manager for the Yale Endowment, discusses this in his book "Unconventional…
All of these options will provide a basis that can make you feel more comfortable reaching investing decisions, but the best investing decision is often to sit tight and ride out market waves. You shouldn’t be making any radical changes to your portfolio based on something you read or viewed in an online course like this; the goal is to get more comfortable with the markets in general.
Jump up ^ Wood, Zoe (5 October 2011). "Tesco's UK sales slide as consumers cut non-essential spending". The Guardian. London. Retrieved 5 October 2011. Tesco has reported its weakest six-monthly UK sales figures for 20 years as higher food and fuel costs contributed to stark decline in spending on non-essentials such as gadgets, CDs and games in its stores.
There are a few things to bear in mind here. The first is that investors can overestimate their ability to endure losses during the good times. So be a little more conservative in your allocation than you might think. Also, it's not just about having nerves of steel, it's also about how soon you'll need the money in your portfolio. Even if you are a fearless and disciplined investor, it doesn't matter if you need to spend down a big chunk of your portfolio each year. Regardless of your temperament you'll be a forced seller in a weak market, and therefore, considering having some of your assets more conservatively positioned so that they are a more robust source of cash when you need them can make sense.

I've posted a Guest Blog Entry at the My Personal Finance Journey site called The Magic (and Limits) of Using Historical Data to Guide Your Investing Decisions. Juicy Excerpt: Whenever I find myself saying something negative about Buy-and-Hold (which is often!), I make it a point to add a mention somewhere of how much respect and affection and gratitude I feel for the Buy-and-Holders. One of the reasons I feel this way is that I believe so strongly that they are on the right track in…
Economic troubles are caused by the energy of greed. The law of karma means that this will set up a situation that will fly back to us like a cosmic boomerang. We cannot stop the greed of the few fat cats and ruling elite who cream off the best for themselves but in our own lives, we can try to live more simply. If we cease craving the fruits of our actions we actually attract prosperity and happened into our lives.  Giving and forgiving really does work.

Then the guru put my worries to rest: I’m destined for at least a modest amount of wealth in the near future, he said, referring to my impressive, “five star” measure of planetary energy and power. The number correlates to good fortune, said Vashistha; by contrast, Prime Minister Deuba has only four stars, but Donald Trump has six, a bounty Mohandas Gandhi also had.
La première étape est primordiale. Il s’agit d’évaluer votre situation personnelle pour définir votre profil d’investisseur. En théorie, plus vous êtes jeune, plus vous pouvez vous permettre d’être audacieux. Vos objectifs de vie ainsi que votre tolérance au risque jouent aussi un rôle important dans vos choix d’investissements. Voici les questions auxquelles vous devrez répondre pour établir votre profil:
Is this going to be another October to remember for Wall Street?  As I have explained previously, the month of October has historically been the worst month by far for the U.S. stock market, and it has also been the month when our most famous stock market crashes have taken place. The stock market crash that started the Great Depression in 1929 happened in October.  The largest single day percentage decline in stock market history happened in October 1987.  And most of us still remember what happened in October 2008.  So will we be adding October 2018 to that list?  Well, so far things are certainly moving in that direction.  Between Wednesday and Thursday, the Dow Jones Industrial Average plunged a total of 1,378 points.  And the S&P 500 has now broken below the all-important 200-day moving average.  If the S&P 500 bounces back above the 200-day moving average on Friday, that will be a sign that things have stabilized at least for the moment.  If that doesn’t happen, all hell might break loose next week.
It was the most devastating stock market crash in the history of the United States, when taking into consideration the full extent and duration of its after effects.[1] The crash, which followed the London Stock Exchange's crash of September, signalled the beginning of the 12-year Great Depression that affected all Western industrialized countries.[2]
I appreciate this answer of Craig to ‘seeker’. It is in tune with my inputs from equivalents of Craig’s Naadi readings that say many evolved souls have incarnated outside of India [in west particularly] and this would have happen for quite some time. This will serve an inevitable purpose to serve in God’s scheme by providing support in bringing about an unprecedented spiritual New Age characterized by Universal Brotherhood and also mankind turning back to respective scriptures. They would increasingly realize during the changeover period that scriptures of all world faiths had been manifested by same One God in different parts of world from time to time.

Obviously, some prediction of the market's downfall is going to turn out to be right. The market will go into a major slump again at some point. After all, since 1929 we've suffered through 20 bear markets where stock prices have fallen 20% or more, and even before the current turbulence, we've endured 26 corrections of at least 10% but less than 20%. But it's impossible to know in advance whether heightened volatility or even a decline that appears to gathering momentum will turn out to be The Next Big One.


Also, a woman rides the beast in Revelation 17, I think this is Europe-- Europa, and in particular Mrs. Merkel leader of Germany, since Europa in mythology was a woman riding a bull. The beast eventually turns on the woman and burns her with fire. Likely Europe will get along with this Russian President, since being close to Russia Europe must be very worried about chaos in Russia, and new economic agreements between Russia and Europe will result. Germany in particular is becoming friendly with Russia, I think Germany is making a big mistake by trusting Putin. And France is selling military equipment to Russia including naval ships, so France is riding the red Russia beast. And Putin exerts much influence over Europe by controlling natural gas supplied by Russia to Europe. See the Russia section for interesting facts on Putin. Eventually the beast will turn against Europe and burn Europa with fire, as in Revelation 17. But this attack on Europe could be Muslim IS or Al Qaeda missle, nuclear, and biological attacks on Europe rather than Russia. In Revelation 17, the 10 horns of the beast are 10 kings who are in league with him, I think this is the C.I.S. (King James Version):
Why might a central bank underreact? It might not detect a shift in mood until it is too late, particularly if hard data across the economy look strong. It might not wish to be seen to be beholden to markets: willing to slash rates or take other action the moment stock indexes slip (particularly if the personnel making monetary-policy decisions are relatively new to their roles and keen to establish their independence). It might even welcome a bit of a droop in mood if it is concerned that growth has been too fast, unemployment too low, and inflation about to spike as a consequence.
L'attention s'est ensuite portée sur la vente de contrats futures sur l'indice Standard & Poor's 500 de type futures E-mini S&P 500 et sur un moment précis de deux minutes où un paquet de ces contrats portant sur une valeur de 16 milliards de dollars avaient été vendus. La vente totale de futures E-mini S&P 500 sur la journée du 6 mai 2010 s'élevait à 9 milliards pour la banque Citigroup, suggérant que l'origine de cet incident n'impliquait pas cette banque ; le « Chicago Mercantile Exchange » qui gère la cotation des contrats futures E-mini S&P 500 ne trouva aucune faille dans ses systèmes.
A meme economy doesn’t mean anyone with cash to burn will be able to gamble with Dat Boi shares on Wall Street. The market will operate on its own fictional currency — as on the subreddit, no one participating will actually use or make any real cash. Even without any dollars in play, the most important and difficult part of Wink and Vaisman’s project has been assigning a stock price to memes. “The idea is to give this usually intangible thing a value, so that people can feel like they’re earning something when before they could not,” Vaisman told The Verge. That means coming up with an algorithm capable of determining the value, based on a combination of popularity and growth, of every meme.
The Roaring Twenties, the decade that followed World War I that led to the crash,[3] was a time of wealth and excess. Building on post-war optimism, rural Americans migrated to the cities in vast numbers throughout the decade with the hopes of finding a more prosperous life in the ever-growing expansion of America's industrial sector.[4] While the American cities prospered, the overproduction of agricultural produce created widespread financial despair among American farmers throughout the decade.[4] This would later be blamed as one of the key factors that led to the 1929 stock market crash.[5]
Évidemment, les conseillers financiers jouent sur la peur pour éviter de nous perdre comme client. Aussi, dans la culture populaire on dit « jouer à la bourse », comme s’il s’agissait de « gambling ». En fait, ce n’est pas de la science nucléaire! Comme vous dites, la procédure est plus simple que plusieurs applications/jeux que les gens utilisent déjà. Il suffit de se renseigner et expérimenter graduellement.
However, if China’s economy falters it might. Geopolitical turmoil concerning North Korea, Iran, Syria or Russia could also become a catalyst if things escalate enough. It’s most likely that the next market crash, whenever it occurs, will be the result of a perfect storm caused by several factors. But, since it’s not something anyone can predict, it’s best to concentrate on being prepared for a crash whenever it may occur.
Rates of participation and the value of holdings differs significantly across strata of income. In the bottom quintile of income, 5.5% of households directly own stock and 10.7% hold stocks indirectly in the form of retirement accounts.[14] The top decile of income has a direct participation rate of 47.5% and an indirect participation rate in the form of retirement accounts of 89.6%.[14] The median value of directly owned stock in the bottom quintile of income is $4,000 and is $78,600 in the top decile of income as of 2007.[16] The median value of indirectly held stock in the form of retirement accounts for the same two groups in the same year is $6,300 and $214,800 respectively.[16] Since the Great Recession of 2008 households in the bottom half of the income distribution have lessened their participation rate both directly and indirectly from 53.2% in 2007 to 48.8% in 2013, while over the same time period households in the top decile of the income distribution slightly increased participation 91.7% to 92.1%.[17] The mean value of direct and indirect holdings at the bottom half of the income distribution moved slightly downward from $53,800 in 2007 to $53,600 in 2013.[17] In the top decile, mean value of all holdings fell from $982,000 to $969,300 in the same time.[17] The mean value of all stock holdings across the entire income distribution is valued at $269,900 as of 2013.[17]

Regardless of the outcome of who starts what, Russia verses USA or visa versa their will be no nuclear war as nuclear weapons don’t work. A load of hype same as moon landing as no flesh can pass thru the Van Allen radiation belts and survive. More hype the earth turns at 1600 KPH but if you travel by plane East to West and return takes the same time for the same distance.
It is not a big surprise, however, that many investors today remain interested in the forecasts of financial analysts regardless of their success. Humans in the past consulted oracles, crystal balls and tea leaves. It’s in our nature: As the proverb goes, “tell me a fact, and I'll learn; tell me a truth, and I’ll believe; but tell me a story and it will live in my heart forever.” We are attracted to story-telling, and when it comes to investing we seem to be searching for the most compelling narratives about the unknowable future, regardless of how accurate they turn out to be.
After October 29, 1929 the market began to slowly mount a comeback.  By next summer of 1930 the market was up 30% from the low of October 29, 1929.  But no one would realize the nightmare that would follow.  By July of 1932 the stock market would hit a low that made the 1929 crash look like hiccup.  By the summer of 1932 the Dow had lost almost 89% of its value which was well more than 50% lower than the low of October 29, 1929.  This drop erased almost every gain from stock market since its birth in 1897.  It would take the stock market about 30 years to make it back to the 1929 highs though most investors would have recovered their losses in the 30’s through dividend returns.
Thanks so much for all your amazing insights Jessica! I think you are truly incredible the way you respond to all your subscriber’s queries!! I posted this earlier on, but think it may have been missed in the deluge of interest in this article, so my profoundest apologies for the repetition. If, for some reason, you are unable to reply at this stage, I do understand. I’m intrigued by the Taurus 24 pattern … I have an almost precise quincunx between my Saturn at Capricorn 24 and Leo North Node at 24. My Ceres is also at 22 Taurus and I have Fortuna at Scorpio 1 and Mars at Scorpio 20 … how is this likely to impact on my finances? I’m considering buying a Duplex property with my 0 degrees Taurus Sun/Uranus return Mum (birthdate 21/4/35) who also has her natal Jupiter at Scorpio 20 (conjunct my Mars), her Moon at Scorpio 28 (conjunct my Bachus/Prosperina) and her Fortuna at Scorpio 17. This might give us a chance, together with my Stepdad, to relocate closer to the water and to the countryside south of Sydney which would be a dream come true for all of us. I worry about the physical and psychological impact of a move on her though given that she has had 50 years in the one house – and any isolation it might create for me as a musician, artist and teacher. Any insight would be greatly appreciated!!! Thanks Jessica :)
Perhaps the best way to hedge your portfolio against a crash, is to make sure you always have a healthy portion of it allocated to cash. The amount you allocate to cash really depends on how much volatility you are happy to tolerate. More cash means you stand to lose less, but you will probably lose out on returns in the long run. A lower cash balance will probably lead to higher overall returns, but will also mean higher volatility.
The stock market crash of 1929 had transiting Pluto conjuncting Uranus in the 7th and making an opposition to the first house; it’s similar to the upcoming transits we’ve only begun to taste. I could go on and on about the similarities between now and then, there are many, but really the main point is to protect yourself. We, the tax payers, are already going to bail out wall street, but you can bet, you the individual share holder won’t be as fortunate. Take care of yourself and get out when you feel the timing is right — just do it before mid-December of this year to be safe.
Nous avons à peu près le même cheminement. Moi aussi, j’ai vécu la crise de 2008 alors que j’étais 100% investi en bourse. J’ai fait des essais et des erreurs. Seulement, vous avez pris l’approche active et j’ai pris l’approche passive (lire paresseuse). Je ne suis pas assez passionné par le sujet pour faire des suivis tous les jours. Certes, bravo pour vos résultats!
A civil war over the election results? I can certainly see it. The endless efforts by certain governors and state legislators to manipulate voting laws and procedures for partisan advantage are part of the problem. The nation is more polarized than ever before into factions who have very dissimilar beliefs regarding what the actual facts are. The echo chambers of talk radio and cable television have much to do with why Americans are so severely divided. Political leaders including President Obama too often exploit situations instead of doing what’s right for America.
On Black Monday, the markets were a bit different than today. That’s the explanation that many market optimists like to offer when they explain why another Black Monday can’t happen. That is, the market cannot lose some 23% of its value in a single trading session. They might be right, but in the opposite direction. The markets now have human as well as computer input through so-called robot trading. They have more variables and are more complicated. But information and risks travel much faster. If anything, the risks of a major market crash are higher today.
Je me suis récemment lancé dans le courtage en ligne avec l’intention de ne pas me casser la tête mais je me retrouve bien embêté parce qu’il y a plusieurs FNB ; certains suivent le marché américain, d’autres suivent le marché canadien, certains doublent un certain marché, etc. Bref, je me demandais s,il existait une ressource qui fait état des différents FNB disponibles et de leurs caractéristiques. Je connais Vanguard mais quand je vais sur leur site internet, je me sens comme quand je lis un livre en cantonnais, c’est plutôt rébarbatif. Y aurait-il un blogueur ou un site internet qui vulgariserait les différentes caractéristiques des FNB?
I recently started a discussion-board thread at the Early Retirement Extreme site titled Is Buy-and-Hold Just a Marketing Pitch? Juicy Excerpt #1: I think this may be the warmest reception I have heard to my criticism of Buy-and-Hold at any place on the internet. Usually, I duck immediately after pushing the "Send" button to avoid the bricks being thrown at me. Here, I almost feel that in fairness I should jump in and defend the Buy-and-Hold position! Juicy Excerpt #2: I don't think "Buy…
His reasoning: Stockman expects "an epic monetary and fiscal (policy) collision," he told CNBC. On the one hand, the recent tax cuts enacted by Congress are likely to help push the federal budget deficit to nearly $1 trillion next year. At the exact same time, the Federal Reserve is starting to unwind its sizable bond portfolio— which it amassed in the aftermath of the financial crisis to keep bond yields low to juice economy activity.
×