Even better than not selling stocks during a recession is to actually go on the offense. In bull markets, investors can occasionally find reasonably priced, wonderful businesses. But they can rarely find wonderful businesses trading at a significant discount to their fair value. Stock market crashes are the rare times when high-quality businesses can be found in the clearance aisle. Go shopping!
Robert Shiller's plot of the S&P Composite Real Price Index, Earnings, Dividends, and Interest Rates, from Irrational Exuberance, 2d ed.[65] In the preface to this edition, Shiller warns, "The stock market has not come down to historical levels: the price-earnings ratio as I define it in this book is still, at this writing [2005], in the mid-20s, far higher than the historical average... People still place too much confidence in the markets and have too strong a belief that paying attention to the gyrations in their investments will someday make them rich, and so they do not make conservative preparations for possible bad outcomes."

I recently posted a Guest Blog Entry at the Money & Such blog entitled Stocks Are a Lot Less Risky Than You Think. Juicy Excerpt: The price volatility of stocks is an illusion. It’s not real. Change how you react to it and it goes away. Stop taking volatility seriously and it goes “Poof!”. There were several good comments posted in response to the blog entry. Juicy Excerpt: I think you provide a unique approach to the topic. It sounds to me very similar to the idea of…


My predictions hit the news sites and featured in the national newspapers when in 2015 I predicted the presidency of Donald Trump. Last year I said that Hillary Clinton will drop out of politics. She’s still hanging in there but has recently expressed a desire to become a religious preacher. It looks like her time in politics is coming to a close. I also stated in my predictions for 2017 that America becomes a nation divided between East and West and that there would be riots on the streets. America is certainly a divided nation but I was wrong in my prediction that troops from neighboring neutral Canada would be asked to help quell unrest.

A potential buyer bids a specific price for a stock, and a potential seller asks a specific price for the same stock. Buying or selling at the market means you will accept any ask price or bid price for the stock. When the bid and ask prices match, a sale takes place, on a first-come, first-served basis if there are multiple bidders at a given price.


Saturn : Saturn will transit through Sagittarius sign throughout the year. It will rise in the East on 7th January 2018. Saturn will move on to Moola 4th Pada on 24th January 2018. It enters Poorvashada 1st Pada on 2nd March 2018, where it gets Retrograde during the period between 18th April 2018 to 5th June 2018. In Retrogression, it moves to Moola 4th Pada and stays there from 6th June 2018 to 6th September 2018. It resumes Direct motion on 7th September 2018 and continues in Moola 4th Pada, till 27th November 2018. It moves through Poorvashada star from 28th November 2018 to 29th April 2019. It will set in the West on 16th December

En plus, les premiers $5,000 sont exempts de frais de gestion et on peut même avoir un autre $10,000 exempts de frais de gestion si on se fait parrainer (le parrain profite de la même chose de son côté). Je pense que ces frais de gestion ne concernent que les 0.5% de Wealthsimple et il faut quand même payer les ~0.2% de frais de gestion des FNB mais c’est toujours ça de gagné.
The crash followed an age of innovation, with major technological advances such as radios, automobiles, telephones, and more becoming adopted on a wide scale. Think of the 1920s as the dot-com boom of its day. Plus, investors were using margin (buying stocks with borrowed money) on a wide scale to speculate on a stock market that never seemed to go anywhere but up. It seems outlandish today, but ordinary investors were allowed to use up to 10-to-1 leverage to purchase stocks.
Stock market crashes are usually caused by more than one factor. In fact, there are often two sets of reasons for a crash. One set of conditions creates the environment for the sell-off, and another set of factors triggers the beginning of the sell-off. Just because there is a market bubble, it doesn’t mean the market will crash. Usually something needs to occur to cause investors to begin selling and buyers to step away from the stock market.
* The Fed raised the interest rate by a paltry 0.25% in Dec 2015, but they are already having second thoughts. People are even talking about cutting the interest rate back to 0% or even lower into Negative Interest Rates (“NIRP”). Whatever it takes to keep the illusion alive. So don’t underestimate the madness of the banksters. But more financial engineering will only: A) postpone the time of the inevitable crash, and B) make the crash harder and more devastating for the economy.
Why do I say that Putin is the Antichrist of Book of Revelation chapter 13? There are many reasons why I am sure that Putin is the evil one who will bring about World War 3, that I discuss on the pages on Putin and Russia. The biggest reason is that when Putin first rose to power there was an unusual Astrology pattern that also relates to a Nostradamus prophecy about the Antichrist. Let us consider the Grand Cross Astrology pattern of August 1999. On August 18, 1999, there was an unusual alignment of planets in a Grand Cross shape, possibly the most unusual Astrological alignment seen in the last two thousand years. And one week before, on August 11, 1999, there was a solar eclipse seen over Europe. The Grand Cross, which is one of the most amazing astrological alignments ever seen in history, consisted of: the Sun, Venus, and Mercury in the sign of Leo, Mars and the Moon in Scorpio with Pluto close by in Sagittarius, Saturn and Jupiter in Taurus, and Neptune and Uranus in Aquarius. The cross is a bent cross, relating it to the Antichrist, as the true cross relates to Christ.
(1)1998=666x3, and 1999 has 666 upside down, and 666 is the number of the Antichrist (also called The Beast) in Revelation 13, I believe these numbers are connected with his appearance in year 2000 (as Russia's President Putin), and there will be a powerful satanic influence in the world (related to Putin) in 2018 - 2019, that relates to the rise of the Antichrist Putin. Revelation is the last chapter of the Bible, and includes a series of prophecies of catastrophic events-- wars, earthquakes, diseases, economic chaos, and the arrival of the Antichrist. Angels are also mentioned in Revelation, such as an angel from the East in Revelation 7, another Angel in Revelation 10. Many people believe the prophecies of the Bible are coming true now, as described in Revelation; the popularity of the excellent book "The Bible Code" by Michael Drosnin, (see this page for more discussion of it, and this page on the King James version Bible Code) indicates the interest of people in Bible prophecy. Another interesting book: "The Da Vinci Code", by Dan Brown, is about the Biblical-related mystery concerning Mary Magdalene, and the legend that she actually married Jesus Christ, and had children by him, whose descendants were kings of France, and that the blood line has been traced to present times by a secret society in Europe. See this page for relevant discussion on this subject. As described in the prophecies of Revelation, the Antichrist is the son of Satan, a Satanic imitation of Christ. The Antichrist will be assisted by the False Prophet, who is the Second Beast of Revelation 13. The False Prophet is said to work apparent miracles, including "bringing fire down from heaven". The Antichrist is described as having the mouth of a lion, feet of a bear, and gets his power from the dragon: the bear is Russia, the dragon is Red China and also Satan, and the mouth of a lion I think is Hong Kong, the former British colony that is now part of China. This indicates a Russia-Red China military alliance. A second meaning of the lion is Iran, where before the Islamic Revolution Iran had a Lion on its flag, indicating a Russia-China-Iran military alliance, with Russia helping Iran build the A-Bomb by helping it with its nuclear program, and Russia has been selling military equipment such as missles to Iran. The "mouth of a lion" could be Iran. Also, note that a Russia-China military alliance has formed in the Shanghai Cooperation Organization (SCO) which consists now of Russia, China, and 4 Central asian Countries, and which met in October 2005, and there was a Russia-China joint military exercise in 2005. Clearly the SCO was formed as an alliance against the U.S. and Western Europe. And more countries may join the SCO. The SCO may actually develop into a confederation of 10 states led by the Antichrist Putin, the red 10 horned beast of Revelation 13. Also, it is possible that Belarus may unify with Russia, so it is shown in the drawing below. "The little horn" is a name for the Antichrist from the Book of Daniel (note Putin's small size), so St. Petersburg Russia is where this little horn of the red beast has grown.
“Across assets, these projections look tame relative to what the GFC delivered and probably unalarming relative to the recession/crisis averages” of the past, JPMorgan strategists John Normand and Federico Manicardi wrote, noting that during the recession and ensuing global financial crisis the S&P 500 fell 54 percent from its peak. “We would nudge them all at least to their historical norms due to the wildcard from structurally less-liquid markets.”
Since the early 1990s, many of the largest exchanges have adopted electronic 'matching engines' to bring together buyers and sellers, replacing the open outcry system. Electronic trading now accounts for the majority of trading in many developed countries. Computer systems were upgraded in the stock exchanges to handle larger trading volumes in a more accurate and controlled manner. The SEC modified the margin requirements in an attempt to lower the volatility of common stocks, stock options and the futures market. The New York Stock Exchange and the Chicago Mercantile Exchange introduced the concept of a circuit breaker. The circuit breaker halts trading if the Dow declines a prescribed number of points for a prescribed amount of time. In February 2012, the Investment Industry Regulatory Organization of Canada (IIROC) introduced single-stock circuit breakers.[66]
These stocks are known as high beta stocks, as they outperform on the way up and underperform on the way down. During a bull market, these high beta stocks are often the stocks that perform best. As a result they will grow into the largest positions in your portfolio. That’s why it’s a good idea to rebalance your portfolio and make sure the weighting of these “high beta” stocks aren’t too high. Here some more ways to prepare for a stock market crash:

Hi Craig. I really enjoy yours and Janes youtube channel. I found your 2018 predictions to be quite accurate, especially about Hawaii. Darn.. just when I wanted to move there. lol. I’m a psychic myself of many years, and I’m glad to see the genuine article out there is a teaching in a positive way, when so much wrong information exists. Though I’m a clairvoyant, I don’t see auras too well and will be using your 6 steps to practice. Good Luck, God Bless 🙂
(en) The Microstructure of the ‘Flash Crash’: Flow Toxicity, Liquidity Crashes and the Probability of Informed Trading (Microstructuration du « krach éclair » : Toxicité du flux, accidents de liquidité et probabilité de délits d'initié) [archive], David Easley (Cornell University), Marcos López de Prado (Tudor Investment Corp., RCC at Harvard University) et Maureen O'Hara (Cornell University), The Journal of Portfolio Management, vol. 37, no 2, p. 118–128, hiver 2011
Saturn : Saturn will transit through Sagittarius sign throughout the year. It will rise in the East on 7th January 2018. Saturn will move on to Moola 4th Pada on 24th January 2018. It enters Poorvashada 1st Pada on 2nd March 2018, where it gets Retrograde during the period between 18th April 2018 to 5th June 2018. In Retrogression, it moves to Moola 4th Pada and stays there from 6th June 2018 to 6th September 2018. It resumes Direct motion on 7th September 2018 and continues in Moola 4th Pada, till 27th November 2018. It moves through Poorvashada star from 28th November 2018 to 29th April 2019. It will set in the West on 16th December
Also, note that the woman is holding a cup full of abominations and filthiness - the cup could be the CERN LHC particle accelerator, which is circular in shape, and the abominations could be the strange and dangerous particles the LHC creates, including Black Holes and Strangelets that could destroy earth. Note that the CERN LHC had a large increase in power in 2015, making creation of a black hole more likely.
I have posted a Guest Blog Entry at the My Personal Finance Journey blog. It is called Investors Who Ignore Valuations Are Like Overeaters Who Ignore the Risk of Heart Disease. Juicy Excerpt: Raddr examines the numbers and concludes that: “The poor retiree’s real net worth has dropped nearly two-thirds (from $1,000 to $367) in only 11 years, and he is now withdrawing about 11 percent of his portfolio per year, which is a recipe for disaster even if the market heads up big-time from…
After the experience of the 1929 crash, stock markets around the world instituted measures to suspend trading in the event of rapid declines, claiming that the measures would prevent such panic sales. However, the one-day crash of Black Monday, October 19, 1987, when the Dow Jones Industrial Average fell 22.6%, was worse in percentage terms than any single day of the 1929 crash (although the combined 25% decline of October 28–29, 1929 was larger than October 19, 1987, and remains the worst two-day decline ever).[citation needed]
The Roaring Twenties, the decade that followed World War I that led to the crash,[3] was a time of wealth and excess. Building on post-war optimism, rural Americans migrated to the cities in vast numbers throughout the decade with the hopes of finding a more prosperous life in the ever-growing expansion of America's industrial sector.[4] While the American cities prospered, the overproduction of agricultural produce created widespread financial despair among American farmers throughout the decade.[4] This would later be blamed as one of the key factors that led to the 1929 stock market crash.[5]
I've posted a Guest Blog Entry at the Invest It Wisely site titled Stocks Are Far More Risky When Valuations Are High. Juicy Excerpt: My interpretation of these numbers is that stocks are a less risky asset class than most believe. So long as you limit yourself to buying stocks only at moderate or better prices and commit to a 10-year holding period, you are virtually guaranteed to at least break even. That’s a very good deal, given the upside potential that applies when stocks are…

When someone like me makes a prophecy, we do sometimes ‘see’ things about to happen in the future and get the general feel of what will happen right but not all of it. I have to say that also when the unconscious mind impresses something into the medium’s consciousness it can be in an exaggerated form. These things work in a similar way to dreams that use allegory, symbolism, metaphor, and exaggeration to impress a point on the conscious mind. This is not an excuse, it is just the way it works and applies as much to me as Nostradamus, John Dee, Edgar Cayce or anyone else who has the gift of prophecy.
My prediction dream: I have a recurring dream regards an old warship, which is floating on what looks like acid, the ship is decaying/rusting n looks severely fire damaged. There are many bodies around it. Although the ship is military I can see a news paper with UK worst ferry disaster floating on the water, there is no date, I also see fresh cut green grass floating in what looks like an industrial pond?

Over the next year, "equities will probably continue to go up as we have all these stock buybacks and free cash flow," Minerd told CNBC. But "ultimately, when the chickens come home to roost and we have a recession, we're going to see a lot of pressure on equities especially as defaults rise, and I think once we reach a peak that we'll probably see a 40% retracement in equities."
Malgré son nom imagé, le conseiller robot n’est pas une version robotisée du planificateur financier (mais presque). En fait, il s’agit d’un algorithme sophistiqué qui automatise la gestion et le rééquilibrage de vos placements. Ainsi, selon votre profil d’investisseur, le robot détermine où placer votre argent et réajuste la répartition des actifs lorsque nécessaire. Vous n’avez rien à faire!

Pour ma part, je vise une diversification géographique sur trois FNB (1/3 Canada, 1/3 U.S et 1/3 reste du monde). Ainsi, j’envisage investir dans un fonds strictement canadien, un autre strictement U.S. et un autre pour le reste du monde (excluant l’Amérique du Nord). Cependant, je ne suis pas planificateur financier, alors je ne peux pas légalement vous conseiller.
This brings us to finance. Most investors have no idea what tools fund managers use to choose stocks and bonds. (Tell me the time, don’t build me a clock!) Much of the business of Wall Street is based on methodologies as obscure to the uninitiated as a natal chart. It was only a matter of time until these two industries joined forces. Weingarten’s 1996 book Investing by the Stars traces financial astrology back to the Babylonians. A couple thousand years later, it’s claimed, celebrity astrologer Evangeline Adams advised John Pierpont Morgan.
Mina he is a Sun Taurus and you don’t give your birth details. As a Taurus, what he needs to know is that if any aspect of his image, profile, title or public face has trapped him, or made him feel restricted, it is unlikely to last after May 2018. He will either dramatically reshape how he is seen by others, or sudden events may drastically alter his old image. It will actually set him free.
Jump up ^ Wood, Zoe (5 October 2011). "Tesco's UK sales slide as consumers cut non-essential spending". The Guardian. London. Retrieved 5 October 2011. Tesco has reported its weakest six-monthly UK sales figures for 20 years as higher food and fuel costs contributed to stark decline in spending on non-essentials such as gadgets, CDs and games in its stores.
Generally, the prophecies discussed on this site may be changeable, if people will understand and listen to them and take appropriate action, such as building an asteroid defense. This may be a test for the human race: if people will understand that the disasters described in Revelation are occurring, then it may be possible to change the future and avoid these disasters.

I just wonder if the revolutions in countries in the Middle East could bring them closer to Russia and Putin the Antichrist. Perhaps this will lead to the Middle East War described in Ezekiel and also Revelation 16 as Armageddon, that it could be an alliance of Middle East and North Africa countries that will form a military alliance with Russia led by the Antichrist Putin. What Middle Eastern countries will next see revolution? Where will these revolutions lead? It could work out well, with peaceful democracies in these countries. On the other hand, the French Revolution resulted in a bloodbath in France, and a monstrous dictator Napoleon who resulted in war across Europe. And the Russian Revolution resulted in the Soviet Union, and millions murdered by Stalin. So revolutions can work out well like the American Revolution did, but sometimes they don't. War in the Middle East could result from these changes, the Second Horseman of the Apocalypse War riding in 2018-2019. And if political unrest comes to Pakistan, with all its nuclear weapons, that could be a major concern. Also watch out for: North Korea attacking South Korea, or war in the Middle East. 

If you haven't been periodically rebalancing your portfolio, you may be invested more aggressively than you think. Someone who started out with a mix of 70% stocks and 30% bonds when this bull market began back in 2009 and simply re-invested all gains in whatever investment generated them, would have something close to a portfolio 90% stocks and 10% bonds today.


Généralement, les portefeuilles proposés par les conseillers robots sont constitués de fonds négociés en bourse (FNB). Par exemple, Wealthsimple, un robot très populaire, investit votre argent dans des fonds Vanguard. Or, ces derniers commandent également des frais de gestion. Ainsi, même si Wealthsimple annonce des frais de 0.5%, en réalité, il faut ajouter les frais reliés aux FNB de 0.2% en moyenne. Au final, on parle plutôt de 0.7% de frais.
Hey DK. Since your brain is pegged to the 4th dimension. The $30 K I lost was back in 2002 when the dot com blew. I was making $90 K a year. Like spilled beer. Did not affect me. I was trading $20 K blocks at a time day trading. Its called the market maker, making the stock move. These are things you could only dream of. You cant even understand foreign exchange. The Yuan is not pegged to the dollar as you claim. You should stick to simple shit like beans and bullets. Economics is beyond you…

Perhaps the likeliest reason for the next stock market crash could be an escalating trade spat between the United States and China. After the U.S. initially placed tariffs on $34 billion worth of Chinese goods, China retaliated with tariffs of its own on an equal value of imported U.S. goods. Now the two sides are threatening to one-up the other with tariffs.

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