I've posted a Guest Blog Entry at the Barbara Friedberg Personal Finance blog titled Predicting Stock Returns for Fun and Profit. Juicy Excerpt: My guess is that most people don’t bother trying to make long-term predictions because they assume it would take a lot of work to pull them off. Nothing could be farther from the truth. Every factor that affects the price of a broad stock index is reflected in the price of that index. So you don’t need to worry about inflation or productivity…
Also, a woman rides the beast in Revelation 17, I think this is Europe-- Europa, and in particular Mrs. Merkel leader of Germany, since Europa in mythology was a woman riding a bull. The beast eventually turns on the woman and burns her with fire. Likely Europe will get along with this Russian President, since being close to Russia Europe must be very worried about chaos in Russia, and new economic agreements between Russia and Europe will result. Germany in particular is becoming friendly with Russia, I think Germany is making a big mistake by trusting Putin. And France is selling military equipment to Russia including naval ships, so France is riding the red Russia beast. And Putin exerts much influence over Europe by controlling natural gas supplied by Russia to Europe. See the Russia section for interesting facts on Putin. Eventually the beast will turn against Europe and burn Europa with fire, as in Revelation 17. But this attack on Europe could be Muslim IS or Al Qaeda missle, nuclear, and biological attacks on Europe rather than Russia. In Revelation 17, the 10 horns of the beast are 10 kings who are in league with him, I think this is the C.I.S. (King James Version):

In Thailand, Tesco Lotus was a joint venture of the Charoen Pokphand Group and Tesco, but facing criticism over the growth of hypermarkets CP Group sold its Tesco Lotus shares in 2003. In late 2005 Tesco acquired the 21 remaining Safeway/BP shops after Morrisons dissolved the Safeway/BP partnership.[35] In mid-2006 Tesco purchased an 80% stake in Casino's Leader Price supermarkets in Poland, which were then rebranded as small Tesco shops.[36]
First, take a look at where you now stand, by which I mean make sure you really know how your money is currently invested. The single most important thing you want to confirm is your asset allocation, or the percentage of your holdings that are invested in stocks vs. bonds. That will determine how your portfolio holds up if the market takes a major dive.
Since the early 1990s, many of the largest exchanges have adopted electronic 'matching engines' to bring together buyers and sellers, replacing the open outcry system. Electronic trading now accounts for the majority of trading in many developed countries. Computer systems were upgraded in the stock exchanges to handle larger trading volumes in a more accurate and controlled manner. The SEC modified the margin requirements in an attempt to lower the volatility of common stocks, stock options and the futures market. The New York Stock Exchange and the Chicago Mercantile Exchange introduced the concept of a circuit breaker. The circuit breaker halts trading if the Dow declines a prescribed number of points for a prescribed amount of time. In February 2012, the Investment Industry Regulatory Organization of Canada (IIROC) introduced single-stock circuit breakers.[66]
Tesco has expanded its operations outside the UK to 11 other countries in the world. The company pulled out of the USA in 2013, but as of 2018 continues to see growth elsewhere. Tesco's international expansion strategy has responded to the need to be sensitive to local expectations in other countries by entering into joint ventures with local partners, such Charoen Pokphand in Thailand to form Tesco Lotus, and by appointing a very high proportion of local personnel to management positions. It also makes small acquisitions as part of its strategy: for example, in its 2005/2006 financial year it made acquisitions in South Korea, one in Dubai, UAE; one in Poland and one in Japan.[96] On 7 September 2015, Tesco sold its South Korean business, Homeplus, to MBK Partners and partnered with a Canadian pension fund and Temasek Holdings for the deal.[97]
What’s happening to the stock market since last Friday? I have been so preoccupied with the Russia mess and actually while I was working on the e-book – I got a strong feeling to look into the stock market. I’ve been feeling something was going to happen and when I did a cursory look into it – the time frame for a major problem seemed to be fall of 2019. I started getting worried about it because I was doing personal readings about the markets for people and kept feeling something coming. But of course I was busy and put it off. So the feeling built and while I was writing I just freaked out and started rectifying the NYSE chart and dove in.
I wrote a Guest Blog Entry re the new Returns-Sequence Reality Checker calculator that appears today at the Consumerism Commentary blog. It's called The Good Side of Stocks' Lost Decade. Juicy Excerpt: The reason why I call the calculator “The Reality Checker” is that it throws doubt on one of our most fundamental beliefs about stock investing — that positive returns are good and that negative returns are bad. It’s not hard to understand why most of us think that. If your stock…
Jump up ^ Wood, Zoe (5 October 2011). "Tesco's UK sales slide as consumers cut non-essential spending". The Guardian. London. Retrieved 5 October 2011. Tesco has reported its weakest six-monthly UK sales figures for 20 years as higher food and fuel costs contributed to stark decline in spending on non-essentials such as gadgets, CDs and games in its stores.
It’s not life-threatening but maybe something like a perforated bowel – serious but not terminal. A Trump family member has a near-fatal accident. (CORRECT: 10/10 was this what I ‘saw’ or is there more to come? This happened on 17th October 2018 soon after these predictions made. See the Independent: “Melania Trump’s plane forced to land after ‘haze of smoke’ spotted.“
That is when a ‘swaroopa’ appeared before him and said what can be briefly summarized as follows: He was the Aksharateeta Purushottama, Shri Krishna! Shri Krishna then gave him certain directions and revealed certain truths that are contained in TV. Thus the 5000 year old text composed by the revered Vedavyas, especially for enlightening the Parama-hamsas [most spiritually evolved souls] expected to appear in world later in Kaliyuga, truly turned out to be the forerunner of manifestation of TV via Shri Devachandraji and his chosen disciple Mahamati Prananath. It was through the latter that TV containing 18758 divine verses in several languages of 17th century India manifested during the period 1657-94 AD.
The FTSE was ‘born’ with Psyche at 0 Capricorn, the sign which rules big business and government. She also has Pluto at 1 Scorpio. As soon as Uranus moves to  Taurus for the first time in most people’s lives, he will trine Psyche and oppose Pluto. That is a massive moment for the FTSE. In fact it’s historic. It’s confronting and it will change the balance of power for some time to come, as Uranus will return to this position after the initial May 2018 hit.
You have the Nodes in Taurus-Scorpio and Pluto at 0 Scorpio. This is several past lives spent being both rich and poor, and you have incarnated to use all your previous lifetime lessons, in 2018 and 2019. Your spiritual lesson is about the need to let go, where business, money, property or possessions are concerned. Your other lesson is to learn that there is a price to be paid for everything and it may not be in dollars, pounds, or euros – you have to ‘put a price on’ other precious things like integrity, compassion, respect, credibility, trust and so on. I mention this because you have a strong chart signature across the Second House-Eighth House of your chart. In fact, you should really look up both those houses on Search as they have a big impact on you in 2018, 2019. Uranus will move to 0 Taurus and oppose your natal Pluto at 0 Scorpio so it is very important that you are ready to adapt, adjust and make changes very quickly in May and June, particularly where that combination of personal relationships and money is concerned. Pluto seeks to dominate, to control, to take and take over when it comes to business. I am sure you know that about yourself! Uranus opposing Pluto tells you to try and relinquish your grip on the reins and be ready to bend. Don’t hang on tightly or try to cling to the past. You’re not going there.
“Across assets, these projections look tame relative to what the GFC delivered and probably unalarming relative to the recession/crisis averages” of the past, JPMorgan strategists John Normand and Federico Manicardi wrote, noting that during the recession and ensuing global financial crisis the S&P 500 fell 54 percent from its peak. “We would nudge them all at least to their historical norms due to the wildcard from structurally less-liquid markets.”
In the middle of the 13th century, Venetian bankers began to trade in government securities. In 1351 the Venetian government outlawed spreading rumors intended to lower the price of government funds. Bankers in Pisa, Verona, Genoa and Florence also began trading in government securities during the 14th century. This was only possible because these were independent city-states not ruled by a duke but a council of influential citizens. Italian companies were also the first to issue shares. Companies in England and the Low Countries followed in the 16th century.

Corruption in the Investing Advice Field — The Wade Pfau StoryThis article provides links to all of my reports on my 16 months of correspondence with Academic Researcher Wade Pfau, the collaboration that produced the research we co-authored that shows millions of middle-class investors how to reduce the risk of stock investing by 70 percent (Ssshh! The Wall Street Con Men don’t want this one getting out!) If you retain doubts re whether Valuation-Informed Indexing is a real thing, looking over the materials available at this page and then reading a few of the reports that strike you as particularly important will dispel them. I believe that Wade will someday win a Nobel prize for the work he did here. The reports show his own skepticism and his transformed into excited BELIEVER in the Valuation-Informed Indexing concept.
June 6, 2006. 6-6-06, 666 being the number of the Antichrist. Note that this was 40 years after 6-6-66 (June 6, 1966), 40 years being associated in the Bible with a period of testing. Note that AIDS was first announced on June 5, 1981, when it was first detected in five men in Los Angeles. So June 5 2006 was the 25th anniversary of AIDS, 1 day before 6-6-06. Could it be that AIDS is one form of the Fourth Horseman of the Apocalypse, Death? And Putin the Antichrist hosted the G-8 summit of world industrial powers in Russia in July 2006.

But how about in the past, were there any particular planetary alignments during times of economic problems? Yes, there is a general pattern we shall discuss here. During the October 1987 and October 1929 stock exchange crashes, the Planet Saturn was in the Astrological sign of Sagittarius. The significance of this is that Sagittarius, the combined horse/man, with Saturn having a connection in Greek / Roman / Etruscan mythology to agriculture as well as weights and measures and coins, means that Saturn in Sagittarius represents the third Horseman of the Apocalypse, economic depression. When Saturn is in Sagittarius you may get the trigger event, such as a stock market crash, that begins an economic depression.

There was a chart floating around in early 2014 that had a 97.5% correlation between the stock market of 1928-29 and the stock market of 2013-14. That chart boldly predicted a massive stock market crash in 2014. Instead, from when the market was supposed to crash into the end of the year, stocks rose nearly 10%, and were in the middle of the longest bull market in history.

Venus will enter Virgo sign on 1st and will remain under the aspect of Saturn. Silver, Cine, Media, IT and Jewellery sector stocks will be in demand. Retrograde Mercury will set in the West and thereby will give Bullish impact on the stocks of FMCG, Silver, Cotton, Banking and Insurance sector stocks. ITC, Marico, Britannia, MMTC, State Bank of India and Yes bank are likely to be the beneficiaries. Sun will enter Leo sign on 17th and will be under the aspect of Mars. The demand of Gold and Silver will start increasing and thereby will bring smile on the lips of the Bulls. The stocks of Red chillies, Tobacco and Herbal plants will also see upsurge in demand. The stocks of ITC, Kaveri seeds, Vinati organics and Zuari agri will rise. The rates of vegetable oils will rise, whereas Butter will decline. The Bulls will hesitate to participate wholeheartedly in the stock market

Analysts and investment bankers worked very closely together.  Whenever a company was trying to raise capital, the investment bankers made sure their research firms would put favorable ratings on stocks.  This led to companies having favorable ratings even though the companies was in serious financial trouble.  In some cases analysts had favorable ratings on stock less than a month before a company filed for chapter 11. 

We haven’t had an October like this in a very long time.  The Dow Jones Industrial Average was down another 327 points on Thursday, and overall the Dow is now down close to 1,500 points from the peak of the market.  Unlike much of the rest of the world, it is still too early to say that the U.S. is facing a new “financial crisis”, but if stocks continue to plunge like this one won’t be too far away.  And as you will see below, many believe that what we have seen so far is just the start of a huge wave of selling.  Of course it would be extremely convenient for Democrats if stocks did crash, because it would give them a much better chance of doing well in the midterm elections.  This is the most heated midterm election season that I can ever remember, and what U.S. voters choose to do at the polls in November is going to have very serious implications for the immediate future of our country.


I've posted a Guest Blog Entry at the Free from Broke site titled Playing Dominion vs. Playing the Market. Juicy Excerpt: It’s possible to finish a game of Dominion in 30 minutes.  Newcomers to the game make dumb mistakes the first time they play. They learn from those mistakes. They get better. Investing is a game that extends over 60 years of your life (if you start at age 25 and die at age 85).  By the time we figure the game out, it’s…

The next day, "Black Tuesday", October 29, 1929, about 16 million shares traded as the panic selling reached its peak. Some stocks actually had no buyers at any price that day ("air pockets"[citation needed]). The Dow lost an additional 30 points, or 12 percent.[11][12][13][14] The volume of stocks traded on October 29, 1929, was a record that was not broken for nearly 40 years.[12]
That sounds pretty dire. In the 2007-09 financial crisis, the S&P 500 lost about 50% of its value. Minerd, in a note to clients and remarks on CNBC in April, sees a spate of corporate debt defaults as interest rates rise and companies can’t meet their payments. Right now, corporate debt sits at a record $8.8 trillion. When short-term rates reach 3%, he said, the problems will begin.
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