Merci pour ce magnifique article! Je commence à peine à gérer mes placements en bourse avec un petit montant. Je lis tout ce qui me tombe sous la main et j’apprend par moi-même et me fait une meilleure idée. Par contre je dois avouer que ce qui me tracasse un peu ces derniers jours, c’est le dilemne de metre dans un celi ou reer (je possède les 2) je suis très confus par tout ce que j’entend et lis. Je veux sauver de l’impôt sur le revenu ave mon réer mais en même temps certains diront qur ce n’est que partie remise.
In 2007, Warren Buffett bet hedge fund manager Ted Seides $1 million for charity that a fund indexed to the S&P 500 would beat five of Seides’s favorite hedge funds over 10 years. The S&P returned 7.1 percent annually; the five funds returned 2.2 percent. Buffett didn’t just win the bet, he won an argument about investing. Professional money managers look for patterns in the markets or divine signs on a balance sheet. Sometimes their systems work well for a while. But time, or Cronus, grinds most of them down, and few beat the S&P in the long run.
Hi I am glad you said about damaging mother earth as I have been saying to people they can’t keep taking from the ground and blasting as it will mean that things are going to happen like earth quakes as it harming and making things uneven, it is hard for me to put into words what they are doing is going to cause repercussions. I also feel that we all have to look after our own country and our leaders in Australia are letting things happen that are endangering our people and country and by letting in certain people into our country is already back firing on our government as they have let it happen and now the Australian people are seeing and feeling that our government were stupid in the first place even though there was Pauline Hanson speaking out about what she thought should be happening and done that was ignored and she was right all along as it has and is happening. I have also told friends here in Australia not to live near the sea as it is going to happen here and the sea will keep coming in claiming properties and also something else is going to happen and we have seen tsunami in countries like the latest I think was Japan and they are ignoring me thinking it is not going to happen here and already on the coast of Western Australia the see has been claiming properties as the cliffs are being eaten away by the sea, I have said they need to live inland but they pay big prices the live near the ocean and they are going to feel the force of a tsunami and then will they know I was right and not mad in what I have been saying. I can’t say when or where now but it is going to happen and I am curious to see if you are picking anything up on what I have felt about Australia. I also was picking up with Trump was that he was feeling powerful and kept see Abraham Lincoln sitting in this big chair that looked like it was carved out of stone, and I know nothing about Abraham and what he did or stood for other than he was a leader of America. I would love to know what you see for Australia for 2018.
Stacey, the difference between life after May, and life before May, is so extreme it’s almost like the difference between Ronald Reagan and everyone who came before him. It is also going to move very, very rapidly. Investing for your son is smart, of course, but you do need to look at his Taurus and Scorpio factors, if he has them. Jupiter (growth, abundance, good fortune, solutions) in Scorpio in the Eighth House of your chart this year is a huge source of either protection or profit. You have Mars at 25 Scorpio so when Jupiter hits 25 you will have an opportunity not possible in 12 years to take action on the money, the cryptocurrency, the house, apartment, business or charity. On 19th October, for example, the Sun at 25 Libra aspects Jupiter at 25 Scorpio, right on your Mars. However – and this is a big ‘however for you – you were also born with Uranus at 0 Scorpio and Uranus at 0 Taurus will oppose this, May and June 2018. This period will be a very wild ride, and you will need to educate yourself rapidly about what is going on out there and how to adapt and adjust. If you are curious about Uranus, Taurus, Scorpio, the Second House and Eighth House please hit Search. But in general, expect the unexpected. You can’t really make savvy choices about this new financial era until you get past Uranus entering Taurus – for the first time in most people’s adult lives. This is going to be as big as President Franklin D. Roosevelt’s New Deal in 1934. As big as Europe devaluing its currency. The astrology and history tell us that! Yet – eventually – we’re looking at one world crypto currency – and a more level playing field for the so-called Third World.
We haven’t had an October like this in a very long time.  The Dow Jones Industrial Average was down another 327 points on Thursday, and overall the Dow is now down close to 1,500 points from the peak of the market.  Unlike much of the rest of the world, it is still too early to say that the U.S. is facing a new “financial crisis”, but if stocks continue to plunge like this one won’t be too far away.  And as you will see below, many believe that what we have seen so far is just the start of a huge wave of selling.  Of course it would be extremely convenient for Democrats if stocks did crash, because it would give them a much better chance of doing well in the midterm elections.  This is the most heated midterm election season that I can ever remember, and what U.S. voters choose to do at the polls in November is going to have very serious implications for the immediate future of our country.

I've posted a Guest Blog Entry at the Sustainable Personal Finance blog titled Are Investing Experts Ethical? Juicy Excerpt: By the standards that apply in most other fields of life endeavor, the investing advice field is frighteningly corrupt. I worked for several years as a tax lobbyist (hey, we all have a past!). So it takes something special in the department of ethical lapses to shock me. The investing advice field is something truly special in this…

It was terrifying. I haven’t had anymore dreams about it since, and have no idea when it will happen. I don’t know really anything about Chengde, except that it’s in China. I’m not real good on geographical locations. I really hope it doesn’t happen. I’ve also had a premonition that a major quake is going to hit the Caribbean at some point killing thousands. It will also be a 9-10 pointer.

For example, a situation may arise in which there are apparently offsetting influences of planetary transits from benefic Jupiter and malefic Saturn to key natal planets. In those instances, an astrological analysis is perhaps better off deferring judgement until other planetary influences come in to tip the balance. In this way, the best approach is for a selective application of astrological insights at critical turning points in the market. So while it may not be clear just how a stock will move over a period of days, weeks or even months, the astrologer will be able to identify critical time windows that have a much greater likelihood of ups or downs. Knowing these times of probable market outcomes can come in very handy to the trader, even if they only occur sporadically.

Planetary indications are indicating that the Bulls are getting tired and the Bears will spread their muscles by short selling. Profit booking by the buyers, short term traders and the retail investors will pull the Indices down. Mars will enter Capricorn sign and conjoin with Ketu on 2nd. Mars will aspect Sun in Aries. Although the Bears will try to create negative and dull sentiments yet the market will be led by the Bulls in the first week. Mercury, the planet of business & commerce, will enter in Aries sign and thus conjoin with Sun. It will be under the aspect of Mars & Jupiter. This planetary cocktail will keep the traders guessing and suddenly set Bearish tone. Sun will move to Taurus and Venus will move to Gemini on 14th. Venus will be under the aspect of Saturn & Jupiter. This will create a mixed reaction. Change in the trend will be visible from 27th, when Mercury will conjoin Sun in Taurus. Overall view for the May month is Bearish.
En janvier 2016, une analyse détaillée de l’ensemble des données du Flash Crash, milliseconde par milliseconde, concluait qu’il « est très peu probable que les opérations de spoofing de Sarao ait pu provoquer le Flash Crash, ou même que le Flash Crash ait été une conséquence prévisible de ses activités de spoofing ». Il se peut que Sarao n’ait fait que profiter d’un phénomène dont il n’était pas responsable18. Ce qui ne modifierait pas son statut juridique : responsable ou non, il restait accusé de procédés illégaux14,19.

The subreddit r/MemeEconomy has been going for a few months now. It basically does what it says on the tin: it’s applying all the financial jargon that’s usually squished between the world and sports segments of a nightly news program to the world of memes. It pretends that every new, current, and old meme is a property that redditors can buy, sell and trade on the stock market (aptly titled the NASDANQ).

The environment is top of my list because I feel 2018 will see unprecedented earthquakes, volcanic eruptions, and ferocious weather. (Correct 10:10 Sadly, Jan 2018 we have seen the start of this) I have been saying for some years that we can expect this – not just because of global warming but also because of increased activity of the Sun. We have seen terrible hurricanes but I feel there is worse to come.
50 years later from June 10 1967 is June 10 2017. Will this be starting in 2017 the End Times period, which according to this prophecy will see the coming of the Messiah? And the Christian interpretation is that this will be the returned Christ, who will defeat the Antichrist at the Battle of Armageddon, which I think is World War 3 started by Putin.
Johnson's advice rings true regardless of whether or not you DIY or hire somebody to manage your wealth for you. In this article, we’re going to lay out some of the ways people can give themselves a crash course in investing. But first, it should be noted that to avoid feeling overwhelmed you should pick an area that interests you and start there. For example, do you want to learn more about real estate investing? Then stick to that and avoid everything else for now.

The scientific study of complex systems has transformed a wide range of disciplines in recent years, enabling researchers in both the natural and social sciences to model and predict phenomena as diverse as earthquakes, global warming, demographic patterns, financial crises, and the failure of materials. In this book, Didier Sornette boldly applies his varied experience in these areas to propose a simple, powerful, and general theory of how, why, and when stock markets crash.
Set forth below are links to eight Guest Blog Entries on the Valuation-Informed Indexing strategy: 1) Is Buy-and-Hold Just a Marketing Gimmick? (this is actually a thread-starter at the Early Retirement Extreme Forum); 2) Risk Revisited (this is actually a thread-starter at the Early Retirement Extreme Forum); 3) Don't Give Up on Stocks, Give Up on Buy-and-Hold, at The Daily Middle; 4) It's Impossible to Plan a Retirement Without Looking at Valuations, at Financial Uproar; 5)…
I've posted a Guest Blog Entry at the Barbara Friedberg Personal Finance blog. It's called What's the Best Age at Which to Experience a Stock Crash? Juicy Excerpt: For young investors who have established themselves in good careers before a crash hits, the crash can actually be a big plus. Stock valuations always go to one-half of fair value before the bear market comes to an end. When stocks are priced at one-half fair value, the most likely annualized 10-year return is 15 percent real.…

En plus, les premiers $5,000 sont exempts de frais de gestion et on peut même avoir un autre $10,000 exempts de frais de gestion si on se fait parrainer (le parrain profite de la même chose de son côté). Je pense que ces frais de gestion ne concernent que les 0.5% de Wealthsimple et il faut quand même payer les ~0.2% de frais de gestion des FNB mais c’est toujours ça de gagné.

Martial law is now implemented, the Natzi cabal suspends the election, and congratulate Donal Trump for his PR stunt, and he laughs his ass off because he happy to finally see the New World Oder commensing. Mr, you should see what we do to tritors, in regard to Edward Snowden. The drones have the locations of the people of interest and begin tactical strikes in broad daylight on veterans, patriots, whites, etc. MS 13, he mexican army, the jihadist enter Texas and start launch attacks, russain pulls into the Texas guld and does and anphibian invasion, China attacks Texas with the Mexacn army from the south, the russians come down from Colorado from the East North and south. Not a nice time or place to be in as i see.
Also, note that the woman is holding a cup full of abominations and filthiness - the cup could be the CERN LHC particle accelerator, which is circular in shape, and the abominations could be the strange and dangerous particles the LHC creates, including Black Holes and Strangelets that could destroy earth. Note that the CERN LHC had a large increase in power in 2015, making creation of a black hole more likely.
Stock market crashes are usually caused by more than one factor. In fact, there are often two sets of reasons for a crash. One set of conditions creates the environment for the sell-off, and another set of factors triggers the beginning of the sell-off. Just because there is a market bubble, it doesn’t mean the market will crash. Usually something needs to occur to cause investors to begin selling and buyers to step away from the stock market.
J’ai entendu parler de la firme Giverny, ils battent le marché année aprèes année depuis 1993. Qu’en pensez-vous ? Est-il vraiment impossible de ne pas battre le marché ? C’est un exemple parmi d’autres, j’imagine. J’aimerais bien connaître la réflexion qui vous a poussé vers les fonds indiciels versus une firme de placement qui a fait ses preuves.

So are we at the fiat of fate and going to be helplessly at the mercy of these events? We can change our personal fate and the fate of the world by harnessing the power of consciousness that I spoke about at the start of this piece. Thoughts are things and can influence future events. If they are powerful enough and fueled by compassion then they will protect you personally but also influence the course of history.

Merci pour ce texte. Nous plaçons de l’argent de côté depuis quelques années, mais dans des CPG ou fond commun coûteux. Je m’intéresse depuis peu à d’autres forme de placements qui seraient avantageux pour notre porte-feuille et pas celui de notre conseiller! Je sais que je dois encore lire et apprendre sur le sujet, mais votre texte me dit que je suis sur la bonne voie. J’ai commencé il y a 2 mois avec un compte chez tangerine; il coûte moins cher que mes fonds communs et j’espère qu’il rapportera plus! Je m’étais dit que je débuterais avec cela, le temps d’apprendre et de trouver mieux. Je vise par la suite l’ouverture d’un compte de courtage et me lancer dans cet univers. Mon but premier étant de fournir une retraite à mon conjoint qui n’a pas pu se préparer adéquatement et à qui il reste moins de temps qu’il en restait… Ensuite ce sera autour du rééé. À 2,31% de RFG, il ne rapporte pas grand chose si je tiens compte de l’inflation et du rendement…
Even after the turnaround began in March 2009, it's not as if investors knew the bear had run its course. The S&P dropped by more than 15% in 2010 and by almost 20% in 2011. We know now that these setbacks were temporary speed bumps (albeit scary ones) within a new bull market. But investors back then didn't have the advantage of being able to consult a stock chart, as we can today, that showed them how it all played out.
Plus votre horizon de placement est long, plus vous pourriez augmenter votre exposition au risque. Ainsi, si vous disposez de 25 ans avant votre retraite, vous pourriez choisir des placements plus risqués, qui offrent de bons rendements à long terme. Par ailleurs, n’oubliez pas de considérer tous les projets futurs qui pourraient entraîner des besoins en capital (ex : rénovations, achat d’une propriété, formation universitaire, etc.).
I've posted my second Guest Blog Entry at the Arbor Investment Planner blog. It's called Asset Allocation Advisors Cause Financial Crisis. Juicy Excerpt: There is no study supporting Buy-and-Hold. The idea that academic research supports this approach is a myth. People really do believe in it; both experts and ordinary investors. But they don’t believe in it because of a study they have read. They believe in it because experts endorse it and because it is rarely challenged. We have…
These five tech and consumer service giants have accounted for a significant portion of the S&P 500’s and Invesco QQQ Trust’s gains in recent years. Further, data from Bloomberg finds that the original FANG stocks (minus Apple) are slated to grow sales at an average rate of 36% in the second quarter, which is four times faster than the average S&P 500 company.  However, the FAANG stocks aren’t impervious to a change of heart.

I've posted a Guest Blog Entry at the Barbara Friedberg Personal Finance blog. It's called What's the Best Age at Which to Experience a Stock Crash? Juicy Excerpt: For young investors who have established themselves in good careers before a crash hits, the crash can actually be a big plus. Stock valuations always go to one-half of fair value before the bear market comes to an end. When stocks are priced at one-half fair value, the most likely annualized 10-year return is 15 percent real.…
The Times of London reported that the meltdown was being called the Crash of 2008, and older traders were comparing it with Black Monday in 1987. The fall that week of 21% compared to a 28.3% fall 21 years earlier, but some traders were saying it was worse. "At least then it was a short, sharp, shock on one day. This has been relentless all week."[34] Business Week also referred to the crisis as a "stock market crash" or the "Panic of 2008".[35]
Is funny, the tropical depression is well away from us but we are getting an extremely wet weather system over the state, they call it an anti-cyclone, whatever that is, all i know is i could use some sunshine, been raining for weeks, only one or two days here and there that didnt rain. Too damn wet, crops rotting in the field, at least the market crops, oh well, such is life as a farmer!

Shown below are charts for Tokyo Stock Exchange, New York Stock Exchange, London Stock Exchange (originally the Royal Stock Exchange under Queen Elizabeth I), FTSE and Ireland. All these charts are calculated with the complete family tree of modern asteroids, dwarf planets and other objects which are related to the originals – Mercury, Venus, Mars, Jupiter and Saturn. Software provided by Solar Fire.

1. The biggest drop in the Dow Jones Industrial Average happened on February 8, 2018 (see featured image above) and Bitcoin’s dramatic dip to just over $6,000USD happened on February 6, 2018. Both stock types are in line with the predicted aspect’s date frame of being within 10 days. There was also a small extra dip right on February 11. The Sun square Jupiter aspect did, evidently, produce the stock market crash 2018, within 5 to 3 days earlier.
Je suis tombé sur le site par une recherche google (par hasard) et pour avoir visité de nombreux sites comme celui-ci (généralement par hasard aussi), j’ai été étonné par la qualité du contenu. Ne serait-ce que pour citer des sources crédibles de façon récurrente, on ressent la longue recherche qui a été effectuée derrière. Le tout est très cohérent, bien détaillé et avec de bonnes nuances aux bons endroits. Je pense qu’il est important de souligner un travail de qualité lorsque l’on en voit!
I recently posted a Guest Blog Entry at the Moolanomy blog entitled Stock Volatility Kills. Juicy Excerpt: Don’t count all the gains you obtain from stocks as real. The U.S. economy has for a long time been sufficiently productive to finance an annual increase in stock prices of about 6.5 percent real. In years when stock prices go up by that much, the gains really are yours to keep. But in the 1990s there were years when stock prices went up by 20 percent or 25 percent or even 30 percent.…
Thank you Jessica. This on-going legal dispute is sadly due to the other party refusing any form of negotiation and settlement, hence 12 legal cases on, we are going around in circles. Nobody knows what he wants. By the way, he was born 21 April 1965, in Tizi Ouzou, Algeria. I feel we have wasted 5 years of our working lives, as he has tied us in knots financially and we cannot do anything else but to keep fighting and save what we have worked so hard for. He seems mentally unstable and intent on destroying everything we have created for his own material gain. Uranus will be passing his Taurus sun soon. How could that be interpreted? Thank you once again
2007 was the third year of drier weather and the onset of the Great Recession.  2008 and 2009 were wetter than 2007 but, then, 2010 turned drier by an inch and 2011 still drier by two additional inches.  2012 continued the short dry trend and was the driest year since 1988!  The economy indeed struggled throughout 2012 although stocks regained much of their Great Recession loss.  2013 finally reversed the drop in precipitation (don’t try to tell that to Californians) with an average gain throughout the U.S. of 1.12 inches.  Drier conditions in 2014 stalled but did not stop the gradual market rally.
The JPMorgan model calculates outcomes based on the length of the economic expansion, the potential duration of the next recession, the degree of leverage, asset-price valuations and the level of deregulation and financial innovation before the crisis. Assuming an average-length recession, the model came up with the following peak-to-trough performance estimates for different asset classes in the next crisis, according to the note.
Pour ce qui est des frais de transaction, si vous faites le courtage en ligne vous-même, vous devrez débourser 5-20$ chaque fois que vous faites l’achat d’un fonds. Ainsi, c’est préférable de le faire quand les sommes sont plus considérables. Néanmoins, je crois que plusieurs robot-conseillers (ex: WealthSimple) proposent le retrait automatique mensuel sans frais additionnels. Vous payez donc environ 0.5% pour les services du robot, mais vous n’avez pas à payer à chaque transaction.
Je crois que je n’étais pas clair dans ma question. Qu est ce que ça me rapporte de plus et est-ce qu’ils tente vraiment de me diriger vers les fonds qu’il veut pour faire une commission ou bien y a til vraiment plus de risques ou moins d’avantages dans des fonds auto gérés. je dois avouer que le 2.3% me donne mal au coeur, ça voudrait dire que je pourrais investir dans le même fond moi même et aller chercher 10%. (je comprend aussi le principe d’avoir quelqu’un qui nous donne des stratégies d’épargnes et placements variés.
Since the early 1990s, many of the largest exchanges have adopted electronic 'matching engines' to bring together buyers and sellers, replacing the open outcry system. Electronic trading now accounts for the majority of trading in many developed countries. Computer systems were upgraded in the stock exchanges to handle larger trading volumes in a more accurate and controlled manner. The SEC modified the margin requirements in an attempt to lower the volatility of common stocks, stock options and the futures market. The New York Stock Exchange and the Chicago Mercantile Exchange introduced the concept of a circuit breaker. The circuit breaker halts trading if the Dow declines a prescribed number of points for a prescribed amount of time. In February 2012, the Investment Industry Regulatory Organization of Canada (IIROC) introduced single-stock circuit breakers.[66]
Research at the Massachusetts Institute of Technology suggests that there is evidence the frequency of stock market crashes follows an inverse cubic power law.[15] This and other studies such as Prof. Didier Sornette's work suggest that stock market crashes are a sign of self-organized criticality in financial markets.[16] In 1963, Mandelbrot proposed that instead of following a strict random walk, stock price variations executed a Lévy flight.[17] A Lévy flight is a random walk that is occasionally disrupted by large movements. In 1995, Rosario Mantegna and Gene Stanley analyzed a million records of the S&P 500 market index, calculating the returns over a five-year period.[18] Researchers continue to study this theory, particularly using computer simulation of crowd behaviour, and the applicability of models to reproduce crash-like phenomena.
En faisant les choses soi-même dans la vie, on sauve généralement beaucoup d’argent, mais il y a toujours le risque de moins bien faire le travail qu’un professionnel. Par contre, dans le cas de faire des placements simples en bourse, je crois que c’est suffisamment simple et surtout très payant de le faire soi-même. On parle de probablement plusieurs dizaines de millier de dollars sur une vie.
FOR much of the past two years, market watchers have had little to write about, apart from the passing of one stock-index milestone after another. The events of the past week, however, have shaken the financial world awake. A recent, upward zag in bond yields seemed to signal the arrival of a new theme in market movements. Stock prices confirmed it, and then some. Over the past week, American stocks have dropped about 7%, punctuated by a breathtaking, record-setting plunge on Monday. The Dow Jones stock index recorded its largest ever one-day drop, of more than 1,000 points. In percentage terms the decline, of more than 4%, was the biggest since 2011.

In a less extreme market—for example, one where the Warren Buffett Indicator is around 100 or less—the risks are easier to identify, count, and classify. But in a situation where this indicator is approaching 140%, it’s clear that we’re long past the realm of logic. The markets are ignoring all risks while the Dow keeps climbing. Yet, there is one major risk at the macro level that could slam open the doors for a crash.

Tout dépend dans quoi tu investis mais si c’est des FNB et que tu as des frais limités à 9,95$…si tu retires 10 000$ par mois, ça te coûtera 120$ pour retirer 120 000$ –> 0,001%. Et si tu as des problèmes à liquider tes FNB parce que les positions sont trop grosses…c’est que tu auras ÉNORMÉMENT d’argent et les frais de transaction vont te passer 20 000 pieds au dessus de la tête.

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