As we mark the 10th anniversary of the collapse of Lehman Brothers, there are still ongoing debates about the causes and consequences of the financial crisis, and whether the lessons needed to prepare for the next one have been absorbed. But looking ahead, the more relevant question is what actually will trigger the next global recession and crisis, and when.
Some academics view the Wall Street Crash of 1929 as part of a historical process that was a part of the new theories of boom and bust. According to economists such as Joseph Schumpeter, Nikolai Kondratiev and Charles E. Mitchell, the crash was merely a historical event in the continuing process known as economic cycles. The impact of the crash was merely to increase the speed at which the cycle proceeded to its next level.
In Berkshire's 2017 shareholder letter, Buffett outlined four times when Berkshire stock fell 37% or more, representing what he called "truly major dips." The biggest decline occurred from March 1973 to January 1975, when Berkshire stock declined a whopping 59%. "In the next 53 years our shares (and others) will experience declines resembling those in the table," Buffett said about these four major declines. "No one can tell you when these will happen. The light can at any time go from green to red without pausing at yellow.
Donald Trump, Memes, and Recess: A Short History Lesson 1928 Republicans take control of the Presidency, the House and the Senate. Followed shortly by the Great Depression, massive unemployment and a Stock Market crash. 2000 Republicans take control of the Presidency, the House and the Senate. Followed shortly by two recessions including the Great Recession, massive unemployment and a Stock Market crash. 2016 Republicans take control of the Presidency, the House and the Senate. Anyone want to guess what happens next? Real Truth Now Herbert Hoover was a Businessman. Donald Trump is a "Businessman."
Ce jour-là, l'indice Dow Jones Industrial Average a perdu 998,52 points avant de regagner environ 600 points, entre 14 h 42 et 14 h 52 au New York Stock Exchange6[réf. insuffisante],7. Une baisse de 9,2 % en l'espace de 10 minutes était sans précédent dans l'histoire. Cet incident a mis au jour l'implication du high frequency trading qui représente désormais les deux tiers8[réf. insuffisante] des transactions boursières sur le NYSE.
We can see that Mercury dashas do not generally correlate with higher prices and fall well below the +6%/year historical norm for stocks. The best performing period occurred during Jupiter-Mercury but even there, Mercury revealed its bearish tendencies since it marked the biggest crash in history. The overall positive price effect from 1985-1988 was largely the result of Jupiter's overriding influence. It is perhaps no coincidence that the greatest bull market in history occurred during the Jupiter dasha from 1981 to 1997. The only other strongly positive period occurred during the Sun dasha. Here we can see the combined effect of two 11th house planets (gains!) fending off whatever bearish influences they encountered. Looking ahead to Mercury's next major dasha period which begins in 2016, it's hard to be optimistic about the stock market's performance.
The Financial Uproar blog has posted an article about my efforts to get the errors in the Old School safe withdrawal rate studies corrected entitled Rob Bennett: Crazy? Or Crazy Like a Fox? Juicy Excerpt #1: I’ve always liked what Rob had to say. He has well thought out opinions about everything he writes. He’s clearly a very intelligent guy. So I decided to click through to his blog (A Rich Life) to see what he writes about. Turns out Rob is just a little crazy. Juicy Excerpt #2:…

“The stock market moves in a seasonal cycle that is derived from a calendar that is computed from the orbits of the Earth and the sun,” said Bill Sarubbi (aka Bill Meridian), who uses astrology in his market forecasts as president of predictive analytics-focused Cycles Research Investments, LLC. (His predictions go out to 8,000 subscribers at a cost of $215 per year.) “By adding other relevant cycles such as that of the planet Mars, one will increase their odds of success in market predictions.”
Sadly my feeling is that more lone nuts will continue to do the same type of thing for some time to come. Celebrity and the Rich and powerful Kidnappings will become a serious issue too. I am very hopeful though about outcome of the School attack in Pakistan: I predict that Nawaz Sharif will make a real effort now to rid Pakistan of terrorism and ordinary decent Muslims will become more vocal about enough being enough. As well as cooperation with Afghanistan I believe he will come to a compromise with India too and terrorism groups hiding out in Kashmir and Nepal will be disrupted.
Ninth, Trump was already attacking the Fed when the growth rate was recently 4%. Just think about how he will behave in the 2020 election year, when growth likely will have fallen below 1% and job losses emerge. The temptation for Trump to “wag the dog” by manufacturing a foreign-policy crisis will be high, especially if the Democrats retake the House of Representatives this year.
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However I am anxious about the upcoming changes in may. We went ‘sale agreed’ on a house last week and are in a 6-8 week long process of buying a family home. My husband 11/03/73 bought a tiny house at the height of the Celtic tiger which has been a great burden financially and it was finally looking like we would be able to move to a modest 3 bed and settle down with our five year old ( he is mad to finally get a pet! And I can’t wait to have a garden)
Predictions or opinions it seems the two fit hand in glove and it don’t take a mystic to see the world is heading for testing times, it is always heading for testing times, I will take the predictions I read here with a pinch of optimistic salt. We see the world as we are not as the world is and if you look only for the bad that is what you will find, myself I have yet to read in a newspaper the billion random acts of kindness that take place every day because it never makes the newspapers. So ask yourself is no news good news.

Les théoriciens de l’efficience ont bien tenté d’en faire une « anomalie » quelconque, l’exception unique qui confirmerait la règle. J’ai bien peur qu’ils se soient mis les deux doigts dans l’oeil… Il n’est pas tout à fait tout seul dans son genre non plus, ils ont été au moins une bonne quinzaine dans la seconde moitié du 20e siècle et au début du 21e pour ceux d’entre eux qui sont encore vivants. lls ont même formé un club à un moment donné, ils se réunissaient chaque année.

Thank you so much for the detailed reply. Yes, strangely enough identity and security systems software are part of my job! Also, financial freedom is indeed shaping up to be a major focus. I am prepared to deal with change and unknowns over the next few years. Do you have any further thoughts on how to deal with that tricky Uranus opposing Uranus? It sounds worrying. My recent Saturn return was very tough and challenging, and I hope it won’t be anything like that. Thanks again.
The Dow Jones is flying, but the risks of a crash are many and ready to materialize. Donald Trump was elected almost a year ago, at the time of writing. The markets were supposed to have crashed. They did for a few hours. Despite the many protests, marches, and witch hunts that the 2016 presidential election has caused, the Dow has gained about 30% since November 8, 2016.
Academic Researcher Silenced by Threats to Get Him Fired From His Job After Showing Dangers of Buy-and-Hold Investing StrategiesMy aim is to get this story reported on the front page of the New York Times. On the day that happens, all the nastiness will stop. We will all be working together to bring the economic crisis to an end and to enter the greatest period of economic growth in our history.
Tesco plc, trading as Tesco, is a British multinational groceries and general merchandise retailer with headquarters in Welwyn Garden City, Hertfordshire, England, United Kingdom.[3] It is the third-largest retailer in the world measured by gross revenues[4][5] and ninth-largest retailer in the world measured by revenues. It has shops in seven countries across Asia and Europe, and is the market leader of groceries in the UK (where it has a market share of around 28.4%), Ireland, Hungary[6] and Thailand.[7][8]
I recently posted a Guest Blog Entry at the Budgeting in the Fun Stuff blog. It's called The Last Days of Stock Investing Risk. Juicy Excerpt: You can never eliminate risk entirely because short-term returns are not at all predictable. But there is now 33 years of peer-reviewed research showing that long-term returns are highly predictable for those who consider valuations. Risk is optional! Go with a high stock allocation when prices are low, a moderate stock allocation when prices are at…

D’où l’intérêt pour les FNB! Étant donné que chacun de ces fonds comporte des centaines d’entreprises, il est moins coûteux de se monter un portefeuille diversifié. Par exemple, dans mon cas, j’investis dans un FNB constitué de titres canadiens, un autre constitué de titres américains et un autre comprenant le reste du monde. Donc, avec seulement trois fonds, j’obtiens une diversification géographique.
The Daily Middle site has posted my Guest Blog Entry titled Don't Give Up on Stocks, Give Up on Buy-and-Hold. Juicy Excerpt: Middle-class investors should be setting up web sites and discussion boards and blogs where we can talk about and learn about the realities of stock investing rather than the marketing mumbo jumbo that the stock selling experts push on us. The stock selling experts won’t like it if we start figuring things out for ourselves. But you know what? in the long run, an…
Stock market participation refers to the number of agents who buy and sell equity backed securities either directly or indirectly in a financial exchange. Participants are generally subdivided into three distinct sectors; households, institutions, and foreign traders. Direct participation occurs when any of the above entities buys or sells securities on its own behalf on an exchange. Indirect participation occurs when an institutional investor exchanges a stock on behalf of an individual or household. Indirect investment occurs in the form of pooled investment accounts, retirement accounts, and other managed financial accounts.
Pour ce qui est des frais de transaction, si vous faites le courtage en ligne vous-même, vous devrez débourser 5-20$ chaque fois que vous faites l’achat d’un fonds. Ainsi, c’est préférable de le faire quand les sommes sont plus considérables. Néanmoins, je crois que plusieurs robot-conseillers (ex: WealthSimple) proposent le retrait automatique mensuel sans frais additionnels. Vous payez donc environ 0.5% pour les services du robot, mais vous n’avez pas à payer à chaque transaction.
I've posted a Guest Blog Entry at the Financial Uproar site entitled It's the End of the Investing World As We Know It (and I feel Fine). Juicy Excerpt: We are up against something very big here. When we discovered that it is not the sun that revolves around the earth but the earth that revolves around the sun we started a revolution in science. We tapped into many powerful insights in the years since as a result of that one, simple, fundamental change in our understanding of how the world…
In 1918, world flu epidemic, as the Red Beast formed in Russia with the Russian Revolution (the beginning of the Antichrist's Evil Empire in Russia). And a bird flu virus infecting chickens and birds in Asia is a concern, since it could mutate and combine with swine flu and become a human pandemic. The Swine Flu virus spreading in 2018 - 2019 could combine with Bird Flu, creating a more deadly virus.
If you doubt that, go back to the last major slump, the near 60% decline in the Standard & Poor's 500 index from early October, 2007 to early March, 2009. It's easy to see with the benefit of 20/20 hindsight that it would have been smart to get out of the market the first week of October. But that was hardly obvious in real time. In fact, after dropping by almost 20% from October to early March 2008, stocks rallied for a 12% gain into the middle of May. We know now that this was just a brief respite from what would turn out to be a gut-wrenching bear market. But for all investors knew at the time, that 12% rebound could have signaled the end of the selloff and a resumption of the market's advance.
IN AUGUST 1999 WHEN PUTIN FIRST ROSE TO POWER IN RUSSIA, THERE WAS A RARE GRAND CROSS ASTROLOGY PATTERN OF PLANETS IN A CROSS SHAPE, AND A TOTAL SOLAR ECLIPSE OVER EUROPE, INDICATING THAT PUTIN IS THE EVIL ANTICHRIST OF REVELATION 13 WHOSE NUMBER IS 666. Putin is attempting to destroy NATO and take over the world. Do not underestimate Putin - Putin has hypnosis mind control powers he can use to control people, hypnotizing them by staring at them, his eyes are said to be intense and hypnotizing. Others who could hypnotize people with their gaze were Rasputin and Hitler.
And because memes can have different lifespans on different platforms, they never really die, which is important to consider if you’re in the market to sell. “Memes have a tendency to resurge,” Wink says. “You’ll have a meme gain popularity, die out in a month, and then a year later suddenly it’s very popular again. Kermit has had three iterations that have died and then come back.”

I will consider here three diseases that are a threat to mankind: AIDS, Ebola , and Influenza. The virus that causes AIDS, HIV, was discovered in 1983, so we will associate AIDS with the number 83. The galaxy M83 is in the constellation Hydra, which was a multi-headed serpent in mythology that kept growing a new head, each time a head was cut off. This sounds like AIDS, which keeps mutating to allow it to get around any treatment or vaccine. The Hydra was defeated by Hercules, by his nephew Iolaus burning each of the mortal heads as Hercules cut them off, and burying the immortal head under a stone. I wonder if this mythology story could somehow be a clue on how to treat AIDS? Note that the AIDS virus has 9213=111x83 bits of genetic information, so again we see the number 83 again.
All figures below are for the Tesco's financial years, which run for 52- or 53-week periods to late February. Up to 27 February 2007 period end the numbers include non-UK and Ireland results for the year ended on 31 December 2006 in the accounting year. The figures in the table below include 52 weeks/12 months of turnover for both sides of the business as this provides the best comparative.
If Trump comes to power, indeed its unfortunate for the whole White race globally (Abrahmic sects – Jews, Christians, Catholics, and Moslems — remember that Moslems are half White – half Black, from Abraham and his wife’s Black maid whom he used to raped secretly, but the blame (as usual) was put on this Black maid and her son Ismail, who later became leader of Revenge and started raping White women (throughout Middle East), here and there, wherever… their children came to be known as Ismaili or Muslims. It’s old story, but faults point to…
6750 ft up on top of a mountain lends some perspective that’s for sure, The quiet is great for the sole. We still have to work during the week. On the weekends we work for ourselves, gathering firewood learning how to grow food etc. Freedom at least for me is eliminating the need for outside inputs. We have just enough solar power to be comfortable running our house. Woodstove for heat, well for our water. Growing some vegetables for food. Every year is easier than the year before.

For the rest of the 1930s, beginning on March 15, 1933, the Dow began to slowly regain the ground it had lost during the 1929 crash and the three years following it. The largest percentage increases of the Dow Jones occurred during the early and mid-1930s. In late 1937, there was a sharp dip in the stock market, but prices held well above the 1932 lows. The market would not return to the peak closing of September 3, 1929, until November 23, 1954.[17][18]

Financial innovation has brought many new financial instruments whose pay-offs or values depend on the prices of stocks. Some examples are exchange-traded funds (ETFs), stock index and stock options, equity swaps, single-stock futures, and stock index futures. These last two may be traded on futures exchanges (which are distinct from stock exchanges—their history traces back to commodity futures exchanges), or traded over-the-counter. As all of these products are only derived from stocks, they are sometimes considered to be traded in a (hypothetical) derivatives market, rather than the (hypothetical) stock market.
Set forth below is a Guest Blog Entry by Larry Weber, a new community member. I've taken the words from a post that Larry put last night to an earlier thread. Rob, I think we have found some common ground. There was absolutely no “main street/stream” investment type that agreed with my decision back in late 2006 when I opted out of the market (to be precise 92 percent out of the market). They thought I was crazy for leaving the market based on conventional investment wisdom at the…

The common stock of a company represents your share of the ownership in that company. Common stock holders are legally the owner of a small portion of the earnings and assets of the company. You also get to cast your votes at annual meetings and are eligible for dividends paid by the company. So if you own a share of Starbucks, you are part-owner of the local shop down the street. Because stock ownership in a corporation is a legal construct, it works best in countries where the rule of law is strong. This is why the U.S. is such a popular place to invest.
It is not a big surprise, however, that many investors today remain interested in the forecasts of financial analysts regardless of their success. Humans in the past consulted oracles, crystal balls and tea leaves. It’s in our nature: As the proverb goes, “tell me a fact, and I'll learn; tell me a truth, and I’ll believe; but tell me a story and it will live in my heart forever.” We are attracted to story-telling, and when it comes to investing we seem to be searching for the most compelling narratives about the unknowable future, regardless of how accurate they turn out to be.
Sadly my feeling is that more lone nuts will continue to do the same type of thing for some time to come. Celebrity and the Rich and powerful Kidnappings will become a serious issue too. I am very hopeful though about outcome of the School attack in Pakistan: I predict that Nawaz Sharif will make a real effort now to rid Pakistan of terrorism and ordinary decent Muslims will become more vocal about enough being enough. As well as cooperation with Afghanistan I believe he will come to a compromise with India too and terrorism groups hiding out in Kashmir and Nepal will be disrupted.

Rajan turned out to be a party pooper, questioning whether “advances” in the financial sector actually increased, rather than reduced, systemic risk. Former Treasury Secretary Larry Summers called him a Luddite. “…I felt like an early Christian who had wandered into a convention of half-starved lions,” he wrote. But though delivered in genteel academic lingo, his paper was powerful and prescient.
Prolonging the good times into September will require navigating a calendar full of pitfalls. Of primary concern are emerging markets, where currency and other assets are weakening and some say contagion will worsen. The big risk is on the trade front with President Donald Trump said to want to move ahead with a plan to impose tariffs on $200 billion of Chinese imports as soon as next week.
During the 2019 - 2020 time period expect to see economic chaos, wars, terrorist attacks, disease epidemics, great earthquakes, volcanos, asteroids hit earth. But how about in the past, were there any particular planetary alignments during times of economic problems? Yes, there is a general pattern we shall discuss here. During the October 1987 and October 1929 stock exchange crashes, the Planet Saturn was in the Astrological sign of Sagittarius. The significance of this is that Sagittarius, the combined horse/man, with Saturn having a connection in Greek / Roman / Etruscan mythology to agriculture as well as weghts and measures and coins, means that Saturn in Sagittarius represents the third Horseman of the Apocalypse, economic depression. When Saturn is in Sagittarius you may get the trigger event, such as a stock market crash, that begins an economic depression.
I recently wrote a Guest Blog Entry for the Moolanomy blog entitled The Difference Between the Multiply-by-25 Rule and the 4-Percent Rule. Juicy Excerpt:  I believe strongly that the 4-Percent Rule at some times overstates and at other times understates the amount needed for a safe retirement; at times of high valuations the true safe withdrawal can drop to as low as 2 percent and at times of low valuations it can rise to as high as 9 percent. The Multiply-by-25 Rule isn’t by itself…
When someone like me makes a prophecy, we do sometimes ‘see’ things about to happen in the future and get the general feel of what will happen right but not all of it. I have to say that also when the unconscious mind impresses something into the medium’s consciousness it can be in an exaggerated form. These things work in a similar way to dreams that use allegory, symbolism, metaphor, and exaggeration to impress a point on the conscious mind. This is not an excuse, it is just the way it works and applies as much to me as Nostradamus, John Dee, Edgar Cayce or anyone else who has the gift of prophecy.
The racial composition of stock market ownership shows households headed by whites are nearly four and six times as likely to directly own stocks than households headed by blacks and Hispanics respectively. As of 2011 the national rate of direct participation was 19.6%, for white households the participation rate was 24.5%, for black households it was 6.4% and for Hispanic households it was 4.3% Indirect participation in the form of 401k ownership shows a similar pattern with a national participation rate of 42.1%, a rate of 46.4% for white households, 31.7% for black households, and 25.8% for Hispanic households. Households headed by married couples participated at rates above the national averages with 25.6% participating directly and 53.4% participating indirectly through a retirement account. 14.7% of households headed by men participated in the market directly and 33.4% owned stock through a retirement account. 12.6% of female headed households directly owned stock and 28.7% owned stock indirectly.[14]
Selling intensified in mid-October. On October 24 ("Black Thursday"), the market lost 11 percent of its value at the opening bell on very heavy trading. The huge volume meant that the report of prices on the ticker tape in brokerage offices around the nation was hours late, so investors had no idea what most stocks were actually trading for at that moment, increasing panic. Several leading Wall Street bankers met to find a solution to the panic and chaos on the trading floor.[9] The meeting included Thomas W. Lamont, acting head of Morgan Bank; Albert Wiggin, head of the Chase National Bank; and Charles E. Mitchell, president of the National City Bank of New York. They chose Richard Whitney, vice president of the Exchange, to act on their behalf.
Set forth below are links to Guest Blog Entries I wrote dealing with the Valuation-Informed Indexing strategy and to discussion-board threads relating to the new stock investing approach: 1) What Bogle Says About Valuation-Informed Indexing, at the Balance Junkie site; 2) How Has Buy-and-Hold Survived So Long?, at the Hope to Prosper site; 3) How to Change Your Stock Allocation in Response to Valuation Shifts, at the Free From Broke site; 4) Predicting Stock Returns for Fun and…
According to much national or state legislation, a large array of fiscal obligations are taxed for capital gains. Taxes are charged by the state over the transactions, dividends and capital gains on the stock market, in particular in the stock exchanges. These fiscal obligations vary from jurisdiction to jurisdiction. Some countries[which?] avoid taxing profits on stocks as the profits are already taxed when companies file returns, but double taxation is common at some level in many countries.
Australia is in the strange position of having a Scorpio Prime Minister at the moment and a Scorpio former Prime Minister too. The leader of the Opposition is a Taurus. These two signs are opposite and Uranus about to enter Taurus suggests Canberra will be rocked in May, June 2018. This goes beyond a deep shift at the top of the two parties. It is also about Australia’s values – Taurus and Scorpio are very much about what the nation won’t sell out for. So this goes way beyond the lightning bolt of Uranus in Taurus on the world economy mid-year and into huge political questions for the nation. Scorpio, Scorpio, Taurus – you couldn’t make it up!

Venus will enter Virgo sign on 1st and will remain under the aspect of Saturn. Silver, Cine, Media, IT and Jewellery sector stocks will be in demand. Retrograde Mercury will set in the West and thereby will give Bullish impact on the stocks of FMCG, Silver, Cotton, Banking and Insurance sector stocks. ITC, Marico, Britannia, MMTC, State Bank of India and Yes bank are likely to be the beneficiaries. Sun will enter Leo sign on 17th and will be under the aspect of Mars. The demand of Gold and Silver will start increasing and thereby will bring smile on the lips of the Bulls. The stocks of Red chillies, Tobacco and Herbal plants will also see upsurge in demand. The stocks of ITC, Kaveri seeds, Vinati organics and Zuari agri will rise. The rates of vegetable oils will rise, whereas Butter will decline. The Bulls will hesitate to participate wholeheartedly in the stock market
Memes, Recess, and Depression: A Short History Lesson 1928 Republicans take control of the Presidency, the House and the Senate. Followed shortly by the Great Depression, massive unemployment and a Stock Market crash. 2000 Republicans take control of the Presidency, the House and the Senate. Followed shortly by two recessions including the Great Recession, massive unemployment and a Stock Market crash. 2016 Republicans take control of the Presidency, the House and the Senate. Anyone want to guess what happens next? Real Truth Now Image from Real Truth Now
The bigger risk is the $150 billion in tariffs Trump has threatened on Chinese imports and the potential retaliation from China. Trump also has hinted at tariffs on auto imports and threatened not to renew the NAFTA trade pact with Canada and Mexico. Those steps could raise consumer prices and crimp U.S. exports, curbing growth by more than a percentage point next year, Bostjancic says. .Of course, it’s highly unlikely all of these threats would be carried through, she says. Administration officials have suggested they’re merely negotiating ploys. Yet even an escalation in the standoffs that raises investor fears could help set off a downturn, Edgerton says.
Tesco also operated a home telephone and broadband business. Its broadband service launched in August 2004 to complement its existing internet service provider business, providing an ADSL-based service delivered via BT phone lines.[79] In January 2015, Tesco sold its home telephone and broadband business, together with Blinkbox, to TalkTalk for around £5 million. Its customers were transferred by 2016.[48][80]
Néanmoins, on parle ici d’une solution « tout inclus ». Conséquemment, elle vous accorde très peu de contrôle et de flexibilité, tout en étant plus dispendieuse que celles proposées plus bas. En somme, Tangerine constitue un bon point de départ pour se détacher graduellement de son planificateur financier, mais, selon moi, n’est pas la solution la plus performante.
Australia is in the strange position of having a Scorpio Prime Minister at the moment and a Scorpio former Prime Minister too. The leader of the Opposition is a Taurus. These two signs are opposite and Uranus about to enter Taurus suggests Canberra will be rocked in May, June 2018. This goes beyond a deep shift at the top of the two parties. It is also about Australia’s values – Taurus and Scorpio are very much about what the nation won’t sell out for. So this goes way beyond the lightning bolt of Uranus in Taurus on the world economy mid-year and into huge political questions for the nation. Scorpio, Scorpio, Taurus – you couldn’t make it up!
Can I guarantee this approach will lead to the best results over the long-term? Of course not. But at least you'll be following a disciplined rational strategy rather than engaging in a never-ending guessing game of trying to decide when to get out of the market (and where to put your money once you do) and then trying to figure out when to get back in. That's a game you can't consistently win.
Mother Earth is now in greatest distress because of the exploding population explosion which is greatly ignored by the governments. As you are aware we all have our free wills. Some countries like Bangladesh, Pakistan, Palestine have all run out of space and many countries are encroaching on valuable farm lands. Added to this is enchroaching and expanding deserts and valuable coastal lands overtaken by encroaching sea waters because of global warming. Added to this is massive droughts and floods. You, Dear Sir, spend a lot of time in India and are very familiar with Karma, nemisis, faith, yogamaya, samskara – Every action has an equal reaction. Now is Payback time. As Ex- President Senior Bush said – ” you ( earth people) trash the earth, the earth will trash you back”. You all are going to be trashed severally. This is a grim warning.
As any scientific work, he starts with an hypothesis, applies examples for validity, and then makes predictions. Are his predictions 100% correct -- no (only 60% correct). But that does not invalidate his ideas. Perhaps it means that the theory is partially correct and needs tweeking; or perhaps it means going back to the drawing board. That is the beauty of science and the scientific approach -- there are no Hollywood endings.
Several universities have moved to put some of their curriculum online for free. MIT’s OpenCourseWare program has lecture notes available from an investment course originally taught in 2003, but the bones are still sound. Open Yale has courses available on economic and financial topics. Stanford’s self-study courses list can be searched by topic. Note that you won’t receive college credit for taking these courses online.
This chart was done for today 2-5-2018 on the big drop but the planets are close enough and it should clarify what the heck is going on. Transiting Mercury is right on the ascendant with the South Node/Sun/Venus all together going through the first house and conjuncting the natal Saturn/Pluto that are there. Venus indeed hit that natal Saturn today. OK that’s a clear market correction. Uranus is in the 3rd inconjuncting the Sun in the 7th – 3rd-newspapers/media/communication and the 7th legal issues, partnerships and in Virgo work/service. It seems this is very much about the political stuff going on. The Moon triggered the natal Neptune and opposes the transiting Uranus in the 3rd. People are nervous – freaked out, afraid. Now we have this applying Uranus making a square to the natal Uranus and this aspect is creating the division we see in our country and the inside revolution taking place inside our government. Those we thought would serve us are serving their own agenda – at war with the press – leaking, push back. The ruler of the 8th house is Mercury in this chart and indeed there is seems to be a consistent Mercury trigger when the Stock Market falls. Here we see Mercury triggering the whole thing as it hits the first house. But Mercury is a fast moving planet but the funky underlying aspects are still there. Transiting Pluto in Capricorn in the 12th – house of hidden enemies is making that applying T-Square from the other side (as it did in 1929) and Uranus is making an applying square to natal Uranus. This was what I was looking at when I identified 2019 as the time frame. I think this is a precursor to the much bigger market meltdown we’ll see as these aspects get closer. These bad aspects will be triggered throughout the next couple of years. So I will have to dig in more to find the next time frame for the next freak out.
In the 1920’s, banks were opening up at the rate of 4 to 5 per day.  There were few federal restrictions to determine start up capital needed to start up a new bank or how much of its reserve it could lend.  As a result, most of these banks were highly insolvent.  Banks were closing at the rate of 2 a day between 1923 and 1929.  Then as banks moved to invest heavily in the stock market, this proved to be a disaster when the market crashed.  By 1932, 40% of all banks were wiped out.
On Black Monday, the markets were a bit different than today. That’s the explanation that many market optimists like to offer when they explain why another Black Monday can’t happen. That is, the market cannot lose some 23% of its value in a single trading session. They might be right, but in the opposite direction. The markets now have human as well as computer input through so-called robot trading. They have more variables and are more complicated. But information and risks travel much faster. If anything, the risks of a major market crash are higher today.
By the end of October, stock markets in Hong Kong had fallen 45.5%, Australia 41.8%, Spain 31%, the United Kingdom 26.4%, the United States 22.68%, and Canada 22.5%. Black Monday itself was the largest one-day percentage decline in stock market history – the Dow Jones fell by 22.6% in a day. The names "Black Monday" and "Black Tuesday" are also used for October 28–29, 1929, which followed Terrible Thursday—the starting day of the stock market crash in 1929.

I believe it would be a very good time to start discussing near future in Europe and middle East as the situation is boiling over. Can anybody please share their predictions on refugee crisis, how will it develop and leave impact across the Europe? How will the Russia’s war with ISIL end? What will be the impact on America and China? I think we should start sharing more here and with people around us so to spread the awareness as what we see unraveling before our eyes will not end well. I have had some strong predictions of my relatives deaths and other events in the past, and since the massive influx of Syrian refugees started over a month ago, I have had the strongest “gut feeling” (that is present physically) and even lost a lot of weight. Please, if anyone can see clearer in to this, share your visions! Thank You!
Hi Craig. Thanks for your predictions for 2018. As a UK’er now living in Australia I would like more on Australia if possible. I also wanted to comment on the ‘strikes in the UK’ that you said was not good as it is disruptive. Well sometimes disruption is necessary because many people are suffering. Yes I do my best to be kind and send out positive thoughts / feelings and follow a spiritual path, but as we are embodied conscious beings and many people are in dire straits due to the greed of a few – doesn’t some form of action need to be taken? And as wage slaves, withdrawal of labor is the obvious option. People often only strike because they are in dire need and a strike is the only way they can afford to alert the powers-that-be that something MUST change. On a personal level I have withdrawn my support from the “buy, buy, buy” mantra and live as simply as I can within this society, but when the basics such as food and shelter become unaffordable and urgent for individuals more needs to be done by all of us to honor our embodied spirit (our bodies as temples wherein we worship the divine) as well as the natural world in the wider cosmos. As an astrologer I feel the spiritual energy of Uranus, which is disruptive and brings rapid change is equally valid as the peaceful path don’t you think?
Another way to find solid books about investing is to look for unbiased information. That's exactly what Johnson tells some of her wealth management clients to do when they are learning about investing in the marketplace. When asked about one of her recommendations for a book about personal finance and investing, she immediately mentioned a book written by a financial journalist because of the author's ability to just state the facts.

Fast forward thirty years. I’ve discovered an analog chart model that correlates the markets of the 1980s to the markets of the 2010s. Specifically, it correlates the S&P 500 from 1978 to 1987 to the S&P 500 from 2010 to 2018. The correlation rate? 94%. In other words, this model shows that the stock market of the past eight years is trading similar to the stock market of the 1980s.
Tech stocks, this year’s best-performing industry, will be in the spotlight, as executives from Twitter, Facebook and Google’s parent Alphabet begin testimony to Congress on Wednesday while Trump blasts about antitrust. Friday’s monthly payrolls data precedes a policy meeting by Federal Reserve later in the month, when the central bank is expected to raise interest rates for an eighth time since 2015.
If Trump comes to power, indeed its unfortunate for the whole White race globally (Abrahmic sects – Jews, Christians, Catholics, and Moslems — remember that Moslems are half White – half Black, from Abraham and his wife’s Black maid whom he used to raped secretly, but the blame (as usual) was put on this Black maid and her son Ismail, who later became leader of Revenge and started raping White women (throughout Middle East), here and there, wherever… their children came to be known as Ismaili or Muslims. It’s old story, but faults point to…
Prince posted that his app has received more than 1000 downloads in the short time it's been available. The app's success is perhaps unsurprising. MemeBroker isn't the first attempt to make the meme economy real, but it is the first endeavor to succeed. A separate group calling themselves NASDANQ has reportedly been trying to figure out how to make the meme economy real, but haven't released anything yet. 
Tesco has been targeted by protesters complaining the supermarket chain sells goods made in Israel, with most complaints being about products emanating from Israeli settlements in the West Bank. Protests generally occur when Israeli military operations are being carried out in the Gaza Strip or the West Bank. A protester was arrested at a protest at a shop in Birmingham on 16 August 2014.[161]
Jump up ^ Lambert, Richard (July 19, 2008). "Crashes, Bangs & Wallops". Financial Times. Retrieved September 30, 2008. At the turn of the 20th century stock market speculation was restricted to professionals, but the 1920s saw millions of 'ordinary Americans' investing in the New York Stock Exchange. By August 1929, brokers had lent small investors more than two-thirds of the face value of the stocks they were buying on margin – more than $8.5bn was out on loan.
The FTSE was ‘born’ with Psyche at 0 Capricorn, the sign which rules big business and government. She also has Pluto at 1 Scorpio. As soon as Uranus moves to  Taurus for the first time in most people’s lives, he will trine Psyche and oppose Pluto. That is a massive moment for the FTSE. In fact it’s historic. It’s confronting and it will change the balance of power for some time to come, as Uranus will return to this position after the initial May 2018 hit.
Writing with Brunello Rosa, Nouriel sets the scene this way: “The current global expansion will likely continue into next year, given that the US is running large fiscal deficits, China is pursuing loose fiscal and credit policies, and Europe remains on a recovery path. But by 2020, the conditions will be ripe for a financial crisis, followed by a global recession.”
I’m a bit late to this. Today the IMF live streamed an hour discussion about changes to global economy and it mirrored what you’ve been tracking and writing. The video is likely still on IMF site to watch. It was good tho scary. They said countries should embrace service economies entered on empathy especially targeting aging seniors. You’d like the video so wanted to mention it as you give us so much.
I’m from South Africa. I had a dream about me coming from work (Before I even had any knowledge of working at my current workplace). As I was driving home (on the road I am taking now), I saw fireballs falling from the sky and had only one burning desire – to get home. My dream was so disturbing that I woke myself in order to stop it. This is a recurring dream.
A few decades ago, most buyers and sellers were individual investors, such as wealthy businessmen, usually with long family histories to particular corporations. Over time, markets have become more "institutionalized"; buyers and sellers are largely institutions (e.g., pension funds, insurance companies, mutual funds, index funds, exchange-traded funds, hedge funds, investor groups, banks and various other financial institutions).
Super article de vulgarisation. J’ai commencé à prendre mes finances personnelles en main également et la courbe d’apprentissage est vraiment impressionnante quand on s’y met un peu. Pour moi c’est terminé les fonds communs par le biais d’institution financière (et pourtant je travaille pour l’une d’entre elle…), je ne crois toutefois pas retirer immédiatement les sommes investies mais plutôt gérer de plus en plus activement le reste de mon épargne. Je continuerai de vous suivre ! Au plaisir d’échanger avec vous.
I've posted a Guest Blog Entry at the Free From Broke blog. It's called A Better and Less Risky Way to Invest in Stocks. Juicy Excerpt: Let’s return for a moment to our discussion of cars and cameras and computers and comic books.  If you were in the car business and you had somehow persuaded millions of your customers that cars were worth buying at any price imaginable, would you want the word to get out that this was nonsense? You wouldn’t.  You would want to keep the realities…
Stock market crashes are usually caused by more than one factor. In fact, there are often two sets of reasons for a crash. One set of conditions creates the environment for the sell-off, and another set of factors triggers the beginning of the sell-off. Just because there is a market bubble, it doesn’t mean the market will crash. Usually something needs to occur to cause investors to begin selling and buyers to step away from the stock market.
From October 6–10 the Dow Jones Industrial Average (DJIA) closed lower in all five sessions. Volume levels were record-breaking. The DJIA fell over 1,874 points, or 18%, in its worst weekly decline ever on both a points and percentage basis. The S&P 500 fell more than 20%.[36] The week also set 3 top ten NYSE Group Volume Records with October 8 at #5, October 9 at #10, and October 10 at #1.[37]
A stock market, equity market or share market is the aggregation of buyers and sellers (a loose network of economic transactions, not a physical facility or discrete entity) of stocks (also called shares), which represent ownership claims on businesses; these may include securities listed on a public stock exchange, as well as stock that is only traded privately. Examples of the latter include shares of private companies which are sold to investors through equity crowdfunding platforms. Stock exchanges list shares of common equity as well as other security types, e.g. corporate bonds and convertible bonds.
The Bennett/Pfau Research Showing Middle-Class Investors How to Reduce the Risk of Stock Investing by 70 PercentYou do not have to take on a large amount of risk to obtain good returns. Why should you? When you buy an index fund, you are buying a tin share in the productivity of the U.S. economy. The U.S. economy has been sufficiently productive to support an average annual stock return of 6.5 percent real for 140 years now. So that’s what you can expect if you invest in a sensible way. But you are not being sensible if you follow a Buy-and-Hold strategy. You MUST consider price when buying stocks just as much as you must consider price when buying anything else. This is the most important investing research published in 30 years. It frees all of us from dependence on Wall Street “experts.”
At Banyan Hill Publishing, we are a network of global experts in asset protection, investing and entrepreneurship who have united together to help hardworking Americans obtain the freedom of “total wealth” — the ability to make your own financial decisions, grow your wealth with less risk and be free from the financial concerns that plague so many of us.
Being a renowned astrologer is a bit like being a chess grandmaster: Lesser practitioners know how the pieces move, but virtuosos see the interconnectedness of each piece in solving the larger puzzle. That's to say that most astrologers can read natal charts and tick off a laundry list of future possibilities based on a set of rote rules related to planetary positioning, but Vashistha incorporates peerless astrology knowledge gained in formal academic training and experience with thousands of clients: He got his master’s in astrology at Banaras Hindu University in Varanasi, India, and a Ph.D. in raja yoga, a part of Hindu astrology focused on planetary situations that indicate wealth and power. He sees the whole board, as it were. 
"Sornette's book is not just about finance and economics; it is also a mesmerizing introduction to game theory, fractals, catastrophe theory, critical phenomena, and much more. No prior knowledge of finance or economics is needed to understand the book. . . . Throughout the book, Sornette makes numerous, vivid comparisons with many other fields in which the various mathematical tools he describes can be applied."---Frank Cuypers, , Physics Today
Memes, Obama, and Politics: SO FIRST YOUTOLD ME THE STOCK MARKET WOULD CRASH IFTRUMP WAS ELECTED AND NOWITS ATANALL TIME HIGHITS BECAUSE OBAMA WAS PRESIDENT LAST YEAR? ----------------- Proud Partners 🗽🇺🇸: ★ @conservative.american 🇺🇸 ★ @raised_right_ 🇺🇸 ★ @conservativemovement 🇺🇸 ★ @millennial_republicans🇺🇸 ★ 🇺🇸 ★ @the.conservative.patriot 🇺🇸 ★ @conservative.female 🇺🇸 ★ @brunetteandpolitical 🇺🇸 ★ @emmarcapps 🇺🇸 ----------------- bluelivesmatter backtheblue whitehouse politics lawandorder conservative patriot republican goverment capitalism usa ronaldreagan trump merica presidenttrump makeamericagreatagain trumptrain trumppence2016 americafirst immigration maga army navy marines airforce coastguard military armedforces ----------------- The Conservative Nation does not own any of the pictures or memes posted. We try our best to give credit to the picture's rightful owner.
Watch out for economic chaos in 2019 - 2020, and watch what Putin the Antichrist, the 1st horseman, is doing in Russia, such as invading Ukraine and intervening in Syria. Relate to Revelation 15 plagues. The 4th horseman Death could be riding as a Flu epidemic, possibly Bird Flu, Zika virus SARS. Disasters for the world in 2019 - 2020: flu epidemic, earthquakes, volcanos, solar flares, asteroids hit earth, the Antichrist Putin. The 2nd horseman War and 3rd horseman economic chaos riding in 2019 - 2020.
There’s also something to be said for knowing a thing or two about investing even if you decide to hire a financial advisor. At the very least, you should know enough on your own to determine whether or not an advisor is a good fit for you and can create a financial plan based on your goals. Fortunately, you no longer have to enroll in a college-level course to learn about investing (though you certainly can if you want to). The Internet has made it much easier for individuals to learn how to invest. It’s not just learning about stocks either – investors can now learn about real estate, dividends, companies and new investment products from the comfort of their homes.
Market crashes are far more common in our imagination than in reality. This is because they are vivid and scary events. Given our evolution, we are wired to worry about these sorts of vivid events. While, this may have been useful in helping us avoid getting eaten by tigers, it's less useful for rational, disciplined stock market investing. By thinking this topic through now, hopefully you're a little better prepared when the next crash hits.
It is just another business cycle, albeit an extended one, coming to an end: not TEOTWAWKI. Therefore it is safe to say that the downturn will be extended too because foreclosures (as an example) have not been assimilated from the last crash yet; and a new round of bankruptcies and foreclosures will follow the economic decline for those who are levered.

Here we will apply astrology and the theories to economics. How will the world economy and stock market do in 2018 - 2019? Here we will apply astrology, Biblical prophecy, numerical analysis, and the concepts of this web site to economics. Could a worldwide economic crash and economic depression occur soon, including a worse world stock market crash? In September - October 2008 there was a major fall in the U.S. Stock Market that also affected European and other country's economies.

Because stockbrokers tell people, “Don’t try to time the markets.” That works most of the time. But when you get a bubble of this magnitude, “Just hang in there — it will come back; we’ve got to diversify” isn’t going to help. This is a once-in-a-lifetime bubble-burst. Diversification didn’t work in 2008 because when bubbles burst, everything goes down except for cash, high-quality bonds and things like the U.S. dollar.