According to one interpretation of the efficient-market hypothesis (EMH), only changes in fundamental factors, such as the outlook for margins, profits or dividends, ought to affect share prices beyond the short term, where random 'noise' in the system may prevail. The 'hard' efficient-market hypothesis does not explain the cause of events such as the crash in 1987, when the Dow Jones Industrial Average plummeted 22.6 percent—the largest-ever one-day fall in the United States.[56]
This is a remarkable passage because it resembles closely what one would read in an opinion-based analysis of a market event. The confusing illusion, of course, is that hindsight narratives of this kind could offer anything towards avoiding, let alone preventing, future disasters. In reality, no amount of knowledge of a sandpile system can possibly produce a usable forecast of the size and location of a major avalanche. It may be the same with a stock market crash.
Pour ce qui est des frais de transaction, si vous faites le courtage en ligne vous-même, vous devrez débourser 5-20$ chaque fois que vous faites l’achat d’un fonds. Ainsi, c’est préférable de le faire quand les sommes sont plus considérables. Néanmoins, je crois que plusieurs robot-conseillers (ex: WealthSimple) proposent le retrait automatique mensuel sans frais additionnels. Vous payez donc environ 0.5% pour les services du robot, mais vous n’avez pas à payer à chaque transaction.

Any backlash won’t come until after NASDANQ is live. The team has been working on the project since August, but Vaisman admits “it’s taking some time.” He says once the NASDANQ website launches (at a to-be-determined date, with a mobile app coming later), the algorithm will probably have to be tweaked several times before it feels accurate. Wink says the ultimate goal is to find “the equation for one meme across every website and every platform.”

Unfortunately, you can’t use iTunes to find the best finance podcasts – especially when it comes to investing. Their ranking isn’t great, and some of their top-rated investing podcasts haven’t published an episode in decades. In this case, you’re far better off searching on Google and starting your search from there. Some investing podcasts of note are Radical Personal Finance, BiggerPockets and Good Financial Cents. Podcasts are especially great for audio learners or individuals who learn best by hearing the experiences of others. Their portability also makes them very accessible – listen to them on your commute, while you cook or while you clean.
Fucking, Meme, and News: WHAT I EXPECTED WHO I FOLLOWED r/MemeEconomy 325,000 subscribers 1,726 online SUBSCRIBED WHAT I GOT r/Memeßconomy made it to Norniebook. SELL SELL SELL THE ENTIRE FUCKING SUBREDDIT Crash TOP TEMT BOTTOM TENT

I know the stock market crash is becoming old news, but I feel this meme describes the situation. via /r/MemeEconomy

So far, the market has gone up in bad news, threat of war; Trump’s saying the stupidest things known to humankind and [is under threat of] getting damn near impeached. The market still goes up because money has nowhere else to go. So stocks are the only game in town. They’re going to go till they blow, and it looks like they’re getting close to blowing.
My main predictions in this area made in 2016 for 2017 was that North Korea would become the focus of world attention and conflict. My main prediction about this last year said: “Kim Jong-un will be fall from power later in the year – maybe December 2017 or January 2018” I know it looks like we are on the brink of war but my feeling is that he will be deposed by his own people.  This remains part of my predictions for the time ahead. I also spoke of an arms race happening in the Far East and provocation from China forcing Japan to initiate an arms race. We saw provocations from China so this prediction is still on the cards. I also predicted a “serious threat of escalating conflict between China and India” – which has happened.

I've posted a Guest Blog Entry at the Hope to Prosper site called How Has Buy-and-Hold Survived So Long? Juicy Excerpt:  There are now thousands of books promoting Buy-and-Hold. There are hundreds of calculators promoting Buy-and-Hold. There are thousands of experts who made their reputations promoting Buy-and-Hold. In short, there are lots of powerful people and institutions with a strong financial interest in promoting the failed strategy rather than its…
Thus, Buffett has not said anything specific to the effect of “the stock market will crash in 2018.” He doesn’t have to make any such statement. An expert prediction is just that: a prediction. The smarter the expert, the less tendency there is to trust forecasts and prophecies. But if you use the expert prediction as a guide to understand what’s happening, you can detect trends. Thus, you can prepare and take appropriate actions that will not leave you stranded. If the negative predictions do materialize, you can take comfort in the fact you were ready. If they don’t, you can enjoy the favorable outcome with everyone else.
Thank you. I don’t get to my desk as often as I like, when I am travelling, but I have an opportunity to sit down with comments and questions this week. Your stepfather’s chart is missing from this and you need to have all the charts there if you are to figure out a three-way property or financial agreement. You also have Fortuna at 1 Scorpio in your Eighth House of houses, apartments, bank accounts, and the rest. In the middle of May, Uranus moves to 0 Taurus, right opposite your Fortuna, for the first time in your life. He will slowly cross to 1 Taurus and for most of the rest of this year, you will need to deal with a situation which is by its very nature unpredictable, erratic and hard to call – in terms of any previous experience you may have had. Just be aware of that. It’s quite true that Jupiter with all his solutions and abundant opportunities will cross your Mars at 20 Scorpio this year too and that’s worth using, but you do need to be a total realist about Uranus in Taurus. We have not seen this since the Thirties.
By grounding astrology in the less mystical-sounding business cycle, Williams inspired a new generation of financial astrologers. The most decorated is Arch Crawford, 77. Mark Hulbert, a ranker of financial newsletters, has rated Crawford the country’s top stock market timer a number of times. One of his biggest wins came in 2008, when he essentially called the crash. Crawford, a veteran of Merrill Lynch & Co., nails his CNBC soundbites and comes off as only mildly eccentric when discussing his craft. “I have the moon on the midheaven in Capricorn, which means I gain the attention of people without trying,” he tells me. “I have been written up in all the best places.”
When our Schumpeterian trader from Chicago muses about the relationship between Earth and other celestial bodies, he implies some electromagnetic or gravitational pull. Something sciencey. Weingarten’s financial astrology is more ethereal. More … pagan. The reason Saturn has to deal with limitation or reality is that Saturn is the Roman name of the Greek titan Cronus, aka Father Time. Saturn stands for the passage of time. It is melancholic; it’s why we have the word saturnine. It’s why Weingarten called b.s. on Bitcoin.
(Bloomberg) -- At Dwarika’s Resort, a holistic wellness retreat in Nepal’s Eastern Kathmandu Valley, I sat in a wooden library across from famed astrologer Santosh Vashistha, a distinguished 42-year-old in a plaid sport coat with remnants of festive red tika adorning his forehead. His piercing eyes are almost as captivating as the view of the distant Himalayas through the wide picture window behind him.
The total value of equity-backed securities in the United States rose over 600% in the 25 years between 1989 and 2012 as market capitalization expanded from $2,790 billion to $18,668 billion.[12] Direct ownership of stock by individuals rose slightly from 17.8% in 1992 to 17.9% in 2007, with the median value of these holdings rising from $14,778 to $17,000.[13][14] Indirect participation in the form of retirement accounts rose from 39.3% in 1992 to 52.6% in 2007, with the median value of these accounts more than doubling from $22,000 to $45,000 in that time.[13][14] Rydqvist, Spizman, and Strebulaev attribute the differential growth in direct and indirect holdings to differences in the way each are taxed in the United States. Investments in pension funds and 401ks, the two most common vehicles of indirect participation, are taxed only when funds are withdrawn from the accounts. Conversely, the money used to directly purchase stock is subject to taxation as are any dividends or capital gains they generate for the holder. In this way the current tax code incentivizes individuals to invest indirectly.[15]

Merci pour ce magnifique article! Je commence à peine à gérer mes placements en bourse avec un petit montant. Je lis tout ce qui me tombe sous la main et j’apprend par moi-même et me fait une meilleure idée. Par contre je dois avouer que ce qui me tracasse un peu ces derniers jours, c’est le dilemne de metre dans un celi ou reer (je possède les 2) je suis très confus par tout ce que j’entend et lis. Je veux sauver de l’impôt sur le revenu ave mon réer mais en même temps certains diront qur ce n’est que partie remise.

Please note this is a very technical book for the general public. You don't need a PhD to understand it, but you do need to be comfortable with data plots and discussions of equations. You also need more than a general understanding of statistics; concepts such as correlation, regression, and model fit should not be intimidating to you. Some background in Physics will also be helpful, especially if you already understand the equation of oscillatory motion.

Let’s face it.  The idea of trading on the stock market can be intimidating, especially if you’re only introduction to it has been through movies or television shows; however, that fear can now subside.  When you purchase this awesomely informative book, you’ll never have to again worry about not knowing the basics of the stock market.  Even if you’re not completely sure that you want to actually spend your money in this way, having a general understanding of how the stock market works if often beneficial when you’re watching the news or even when you’re noticing entertainment or technological trends.  If you want to be grounded in how our national and international economy works for the sole reason that you’ve always been interested in the subject, then what are you waiting for?  Download this book right now!
On Sunday, dogecoin, a meme-inspired cryptocurrency that was introduced as a joke in 2013, saw its market value increase to $2 billion just days after hitting $1 billion. Meanwhile, dentacoin, a dental care-focused digital currency that dubs itself "the blockchain solution for the global dental industry," briefly surpassed $2 billion in market capitalization on Sunday, according to Coinmarketcap data.

Set forth below are links to eight Guest Blog Entries that I have written on the Valuation-Informed Indexing investing strategy or that others have written commenting on it. 1) A Better Approach to Investing, by Michael Harr, at Wealth Uncomplicated. 2) Talk Back to the Investing Experts, at Save Buy Live. 3) The Bankers Did Not Do This to Us, at Weakonomics. 4) Passive Investing Is a Strategy for Extremists, at Money and Such. 5) Passive Investing Is for Extremists: The…
J’aimerais apporter une petite nuance quand à l’utilité d’un conseiller financier. Il est effectivement facile de prendre la décision de gérer le tout soi-même car de façon générale, personne ne veut donner 2-3% de sa valeur de portefeuille (ce pourcentage diminue plus les sommes investis sont grosses). La question n’est pas de savoir si un conseiller financier est utile ou non mais bien d’obtenir un retour satisfaisant pour les sommes que nous investissons dans notre conseiller.
As I was looking at the NYSE chart – I was a little surprised to realize that transiting Neptune was making an opposition to the natal Mars and the transiting Moon was about to light that puppy up. Transiting Jupiter was also opposing the Sun. And as you can see transiting Uranus was hitting the cusp of the 9th house right at the midpoint between the natal Moon and Saturn. All that and the fast moving South Node and Venus and Sun were starting to conjunct the natal Pluto. None of that seemed good. Traditionally, the big falls happen in the fall. So I was a little surprised to see so many activating aspects that looked negative. I was a bit worried because I really figured a big crash would happen in the fall of 2019 so I looked for reiteration in the US Constitution Signing Chart. In fact I spent the rest of the night looking at patterns in both the US CS chart and the NYSE chart. The 1929 chart seemed like it showed up more in the US CS chart then in the NYSE exchange chart. It was in both but the aspects were not very exact in the NYSE exchange chart which worried me a bit. As you can see above I have a different chart for the stock market then the rectified one I put up the other night. I found an alternative time online and it seems to time out a lot better. In this new chart Uranus was right on the cusp of the 8th/9th over the last couple of days and made more sense in the 1929 chart.

Another phenomenon—also from psychology—that works against an objective assessment is group thinking. As social animals, it is not easy to stick to an opinion that differs markedly from that of a majority of the group. An example with which one may be familiar is the reluctance to enter a restaurant that is empty; people generally prefer to have their opinion validated by those of others in the group.
r/MemeEconomy is a quirky solution, a subreddit in which people discuss memes as if they’re real-world commodities. If a meme is just beginning to bubble up online, you say you’re going to BUY. If a meme has peaked, you SELL, SELL, SELL. No real money is involved. The game is just an artifice with which to vocalize your commentary as a knowledgeable insider. It’s intentionally tongue in cheek, talking “investments” without seeming too invested.
However, his 2020 call on a crash and burn scenario for the world economy does line up with the view of the Economist Intelligence Unit on the subject. And I have to say that I’ve written a number of times that 2020 looked like a year, when US economic growth could be getting a little long in the tooth, so I’ll be increasingly on the lookout for signs in 2019. 
Welcome and thank you for taking out Premium Membership. Your best bet with the minority shareholder and also your real estate is to use Jupiter at 26 Scorpio, crossing your Ceres at 26 Scorpio in the Eighth House of finance, property and business. You were born with Ceres here, so it’s been your fate to know repeated highs and lows. This is where you are powerful. No doubt about it. You are quite right to feel entitled, passionate and very much in ownership of all that is there, with the money, property, charity, possessions or business interests. At the same time, Ceres is a symbol of power and control issues, and when you say this has been going on for five years, that tallies with Saturn (hard times, hard lessons, delays, obstacles) going through Scorpio. I’m sure if you looked at this shareholder’s chart you would also find a ton of Scorpio stuff. Anyway – Ceres is all about making a deal. Enforced compromises with others, or even the universe. When Jupiter – breakthroughs, expansion, growth, improvement – moves to 26 Scorpio you will have a jaw-dropping opportunity to not only resolve things with this shareholder, but also to sort things out on a real estate level. We’re talking October 2018. Long-term, the North Node (karma, the past) will go through Cancer and your Fourth House of property, so you are very likely to return to an old location, an old residence or an old way of operating from years before. Any good karma you have earned will return to you. Read more on Ceres on Search. You are looking for Ceres in Scorpio in the Eighth House, so look up Scorpio and the Eighth House too and you’ll see why this is the year it all needs to be resolved.
En janvier 2016, une analyse détaillée de l’ensemble des données du Flash Crash, milliseconde par milliseconde, concluait qu’il « est très peu probable que les opérations de spoofing de Sarao ait pu provoquer le Flash Crash, ou même que le Flash Crash ait été une conséquence prévisible de ses activités de spoofing ». Il se peut que Sarao n’ait fait que profiter d’un phénomène dont il n’était pas responsable18. Ce qui ne modifierait pas son statut juridique : responsable ou non, il restait accusé de procédés illégaux14,19.
For the rest of the 1930s, beginning on March 15, 1933, the Dow began to slowly regain the ground it had lost during the 1929 crash and the three years following it. The largest percentage increases of the Dow Jones occurred during the early and mid-1930s. In late 1937, there was a sharp dip in the stock market, but prices held well above the 1932 lows. The market would not return to the peak closing of September 3, 1929, until November 23, 1954.[17][18]
Of course, that's an average and the market's return is seldom steady and predictable. Yet, it's important to remember that these attractive returns include many periods when the markets have lost a quarter or half their value, or worse. As a result, even if you know a crash is coming at some point, which it very likely is at some point in the coming years, then it's not a reason to avoid stocks. Provided you can stick with it you'll likely see decent returns from diversified global stocks even including the catastrophic crashes that scare you.
Thank you. You have a strongly Scorpio-Taurus chart so it’s not surprising that you are already involved with blockchain. I just heard the word ‘fingerprints’ answering your question so perhaps there is a fingerprint-ID technology that you are involved with, or could be? (Mind you, I am staying in the former home of Sir Arthur Conan Doyle so perhaps that’s why!) Okay, so with your Uranus at 3 Scorpio you will experience Uranus at 3 Taurus opposite. They call it Uranus Opposition Uranus and we all go through it, but for you it will be about financial freedom. You’ll feel the start of the cycle in May and then by 2019 it will begin to unfold properly. Any opposition is always a challenge and so you can’t expect stability or predictability. There are no ‘knowns’ over the next year or two. It’s all unknowns. You need to bear that in mind in terms of how much time, energy and actual money you invest. Uranus transits are by their nature quite wild and the best analogy I can give you is – imagine you were in New York in 1781 dealing with the end of British rule, British taxes – and the first rumblings of the end of the slave trade. You would probably feel as if you were about to make it all up as you went along. You and others would feel as if you were co-creating the future together. And today your descendants would be rich! The smart money from May 2018 onwards is on people who realise that you have to get on board with a revolution, and that’s you. The trick to Uranus transits is to be watchful and responsive on a daily basis, because the global economy really will be that sensitive. It will change in the blink of an eye, more than once, over a period of many years. In general, from Christmas 2019 onwards, we are moving towards a radically different kind of borrowing and lending model which has far more in common with eBay and Craig’s List than, say, the Bank of America. Stay constantly tuned!

Markets traded at higher valuation at the beginning of this year. Price-to-earnings (P/E) ratio of the benchmark BSE Sensex hovered around 26.40 times on January 29 against its 10-year P/E multiple of 19.40 times and five-year average of 19.90 times. The index was hovering at P/E of 23.50 on October 5 against a 10-year average P/E of 19.60, still indicating over-valuation.
The site has posted my Reader Submission titled How Ruing Class Stock Pushers Caused the Economic Crisis. Juicy Excerpt: Why would experts say that Buy-and-Hold can work if it always causes an economic crisis? Stocks pay higher commissions than most alternative asset classes. It is in the short-term financial interests of those who make their living selling stocks to persuade middle-class people that stocks are always the best buy. Some say that this is not a…
The above inferences are purely based on planetary conditions. Neither the editor/publisher, nor the author is responsible for any loss. These astrological inferences are neither an invitation nor a suggestion / recommendation to trade / invest in the Stock Market. Consult the Registered Financial Advisor, before investing. The author may have invested in mentioned stocks / sectors
In the case of books, it would be wise not to try to reinvent the wheel. If you know a book is excellent for investing, then pick it up and start reading. For example, if Warren Buffet says to read “The Intelligent Investor” by Benjamin Graham then you’d better find it and start reading. Admittedly, some of the older books on the topic of investing are very dry. In this case, it may be helpful to get the audio version.
Supreme, Thanksgiving, and Supreme Court: Happy hanksqwing WISHING YOU A - President Donald J. Trump HAPPY THANKSGIVING, your Country is starting to do really well Jobs coming back, highest Stock Market EVER, Military getting really strong, we will build the WALL, V.A. taking care of our Vets, great Supreme Court Justice, RECORD CUT IN REGS, lowest unemployment in 17 years....!
I do not hold positions in these investments. No recommendations are made by me one way or the other.  If you're an investor, you'd want to look much deeper into each of these situations. You can lose money trading or investing in stocks. Always do your own independent research, due diligence and seek professional advice from a licensed investment advisor. 
Robert Shiller's plot of the S&P Composite Real Price Index, Earnings, Dividends, and Interest Rates, from Irrational Exuberance, 2d ed.[65] In the preface to this edition, Shiller warns, "The stock market has not come down to historical levels: the price-earnings ratio as I define it in this book is still, at this writing [2005], in the mid-20s, far higher than the historical average... People still place too much confidence in the markets and have too strong a belief that paying attention to the gyrations in their investments will someday make them rich, and so they do not make conservative preparations for possible bad outcomes."
Hey DK. Since your brain is pegged to the 4th dimension. The $30 K I lost was back in 2002 when the dot com blew. I was making $90 K a year. Like spilled beer. Did not affect me. I was trading $20 K blocks at a time day trading. Its called the market maker, making the stock move. These are things you could only dream of. You cant even understand foreign exchange. The Yuan is not pegged to the dollar as you claim. You should stick to simple shit like beans and bullets. Economics is beyond you…
Hi I am glad you said about damaging mother earth as I have been saying to people they can’t keep taking from the ground and blasting as it will mean that things are going to happen like earth quakes as it harming and making things uneven, it is hard for me to put into words what they are doing is going to cause repercussions. I also feel that we all have to look after our own country and our leaders in Australia are letting things happen that are endangering our people and country and by letting in certain people into our country is already back firing on our government as they have let it happen and now the Australian people are seeing and feeling that our government were stupid in the first place even though there was Pauline Hanson speaking out about what she thought should be happening and done that was ignored and she was right all along as it has and is happening. I have also told friends here in Australia not to live near the sea as it is going to happen here and the sea will keep coming in claiming properties and also something else is going to happen and we have seen tsunami in countries like the latest I think was Japan and they are ignoring me thinking it is not going to happen here and already on the coast of Western Australia the see has been claiming properties as the cliffs are being eaten away by the sea, I have said they need to live inland but they pay big prices the live near the ocean and they are going to feel the force of a tsunami and then will they know I was right and not mad in what I have been saying. I can’t say when or where now but it is going to happen and I am curious to see if you are picking anything up on what I have felt about Australia. I also was picking up with Trump was that he was feeling powerful and kept see Abraham Lincoln sitting in this big chair that looked like it was carved out of stone, and I know nothing about Abraham and what he did or stood for other than he was a leader of America. I would love to know what you see for Australia for 2018.
Essentially, the basic rule of financial astrology is: Favourable planetary alignments through transit contacts with benefics during the dasha periods of well-placed planets will tend to yield price increases, while bad aspects from bad planets -- a square (90 degree) aspect from Saturn for example -- will usually push the share price down. As already noted, situations where unambiguously good or bad planetary patterns predominate occur most of the time. This is the main reason why many astrologers run into trouble. They extrapolate too far on the basis of thin or ambiguous data. A more prudent strategy is to refrain from making predictions at times of conflicting data and only take firm positions when the variables are more clearly defined.
I've posted a Guest Blog Entry at the Everyday Tips and Thoughts blog titled Stock Investing Without All the Drama. Juicy Excerpt: Buy index funds and you avoid the risk of picking bad stocks. But you take on another kind of risk — the risk of investing heavily in stocks at the wrong time. That 6.5 percent return is only an average. There have already been three times in U.S. history when stocks have provided an average 20-year return of 0.7 percent (including dividends). Those who…
“At the Very Bare Minimum, Anyone Who Points Someone to One of the Buy-and-Hold Retirement Studies for Use in Planning a Retirement Should Let That Person Know That There Are Today Two Schools of Academic Thought as to How Stock Investing Works, Not One, and Let that Person Make the Decision as to Whether to Rely on the Numbers Generated by the Buy-and-Hold Studies or the Numbers Generated by the Valuation-Informed Indexing Studies.”
Mais, Warren est plus brillant que la norme, il a aussi compris très jeune le pouvoir de l’épargne, il a bénéficié d’anomalies historiques (crise de 29, croissance de l’après guerre, invention du crédit à la consommation, arrivée de la femme sur le marché du travail, invention de la surconsommation etc…) en plus d’utiliser des outils que nous simples particuliers n’avons pas : la float de compagnies d’assurance (argent des primes qu’il peut investir afin d’en tirer un profit pour lui).
According to one interpretation of the efficient-market hypothesis (EMH), only changes in fundamental factors, such as the outlook for margins, profits or dividends, ought to affect share prices beyond the short term, where random 'noise' in the system may prevail. The 'hard' efficient-market hypothesis does not explain the cause of events such as the crash in 1987, when the Dow Jones Industrial Average plummeted 22.6 percent—the largest-ever one-day fall in the United States.[56]
I have the overwhelming feeling that California is going to have a mass earthquake that will split the state not just in the San Francisco area but in Los Angeles as well. I’m a native of the state and the last time I went back to visit family, I could hardly wait to leave. If there is an earthquake in China, I predict it will start a ripple effect. Had this feeling for 2 years now. Hope I’m wrong.
En effet c’est impressionnant, et c’est un autre regret, qui est en partie dû à mon écoute des conseils financiers: j’ai trop misé sur les obligations / dépôts à terme dans mes comptes enregistrés, alors que si j’avais plutôt utilisé mes comptes REER et CELI (surtout CELI), ils auraient gagné en « espace » .. ainsi rendu à la retraite, au moment où ça fait du sens d’avoir des obligations, tu as beaucoup d’espace pour les mettre dans le CELI, à l’abri total de l’impôt.

His biggest worry is the bond market, which he fears rising inflation will smash, with dire consequences. He made these remarks in January, on Bloomberg Television. Since then, the bond market is indeed in negative territory, although its fall hasn’t been precipitous. Inflation has nudged up, yet at a thus-far tame pace. The big worry is an inverted yield curve, where the two-year Treasury yields more than the 10-year, an infallible portent of recession.